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Maclear AG Reviews 

936
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

I really appreciate 8lends for the clarity of its website and how easy it is to invest in cryptocurrencies securely. The site is constantly evolving and offers features that make it even easier to us... See more

Company replied

Rated 5 out of 5 stars

When I first saw online ads for Maclear, the old adage came to mind "If something seems too good to be true" etc...But I was intrigued so invested a small amount to begin with. After nearly six... See more

Company replied

Rated 4 out of 5 stars

So far so good. Received both principal and interest in time for the past 12 months. Just missing their financial statements(audits since 2024)

Company replied

Rated 5 out of 5 stars

Amazing experience with Maclear AG since June 2025 and fill keep on investing for the foreseeable future. They've been nothing but professional and diligent with my investments. Thank you Maclear,... See more

Company replied

Company details

  1. Investment Service
  2. Finance Broker
  3. Investment Company

About Maclear AG

Written by the company

Maclear

Swiss-Regulated P2P Crowdlending Platform

About Maclear Platform

Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.

Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.

Investment Benefits

Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.

All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.

Key Statistics

€50
Minimum Investment
16%
Annual Returns
0%
Platform Fees
30
Days to First Payment

Zero-Fee Structure

What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.

Regulation and Security

Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.

Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.

Quality and Reliability

Perfect Track Record

Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.

Investment Security

Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.

Additional Features

For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.

Start Investing Today

Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.

Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.

Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.

Boost your passive income with the Maclear P2P platform today!

Written by the company

✔️ Collateral-backed loans by real sector businesses
✔️ Up to 16.5% returns
✔️ Fixed and scheduled monthly repayments
✔️ 0% deposit, withdrawal and investment fee

Contact info

Special Invitation

Earn €30 for every €500 invested. €500-€5000 investments only.

You should know

4.5

Excellent

TrustScore 4.5 out of 5

936 reviews

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4.5

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(936)

591 reviews in the last 12 months

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Rated 5 out of 5 stars

Clear

Clear, eficiente

August 19, 2026
Maclear AG logo

Reply from Maclear AG

Hola Oren,

Gracias. Por aquí estamos para lo que necesites.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Great support!

Fast answer and issue taken care of swiftly

August 17, 2026
Maclear AG logo

Reply from Maclear AG

Hi,

Fast answer and sorted quickly is what direct access is for, no ticket queue between you and a reply. Glad it got taken care of. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 4 out of 5 stars

So far so good

So far so good. Received both principal and interest in time for the past 12 months. Just missing their financial statements(audits since 2024)

August 9, 2026
Maclear AG logo

Reply from Maclear AG

Hola Laura,

Un año con los pagos y las devoluciones al día ya es un recorrido real, no una primera impresión. Gracias por seguir con nosotros todo este tiempo, que la gente se quede es la mejor señal de que la cosa funciona. Por aquí seguimos.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars
Maclear AG logo

Reply from Maclear AG

Hi Paulo,

Good to know the transparency stands out. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

I really appreciate 8lends for the clarity

I really appreciate 8lends for the clarity of its website and how easy it is to invest in cryptocurrencies securely.
The site is constantly evolving and offers features that make it even easier to use. Customer support is responsive and efficient. I am very satisfied with this cryptocurrency investment platform.

August 2, 2026
Maclear AG logo

Reply from Maclear AG

Hi Paul,

Good to know the site keeps getting easier to use, that steady polishing usually comes straight from what users flag. One heads-up worth flagging back: this review landed on the Maclear page, but everything you're describing is 8lends (the blockchain side). Different platform, separate accounts, so if you ever need support make sure you're knocking on the right door, contacts below are the 8lends ones. On the security point: since it all runs on-chain, you're never just taking our word for it, you can verify the numbers yourself anytime.

📩 hello@8lends.io

💬 Daniel: https://t.me/daniel_8lends
💬 Henry: https://t.me/henry_8lends

— John

Rated 4 out of 5 stars

Clear site and good communication

The site is clear. The communication (answers on emails is quick and good).

August 4, 2026
Maclear AG logo

Reply from Maclear AG

Hi Henri,

Good to know the site reads clearly and email replies come back quick, being reachable directly is what keeps that fast. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

One of best P2P Crowdlending Platforms

After having tested and invested in many P2P crowdlending platforms, and after almost 3 years investing in Maclear, it remains the best one for me. Apart from having a very user-friendly interface, it is Regulated in Switzerland, provides guarantees, collaterals, and securities to protect our money as well as a Provision Fund to avoid payment delays. Payments have been as punctual as a Swiss watch so far. Customer support is efficient and responsive.

August 9, 2026
Maclear AG logo

Reply from Maclear AG

Hi Jorge,

Coming from someone who's tested many platforms across nearly three years, that carries more weight than a single-platform review, you've got the comparison to back it up. You've also read the structure properly: the collateral, the securities, the Provision Fund all exist for the moment something slips, which is exactly when a platform gets tested. Payments running like a Swiss watch is the goal, but the safety net matters more on the day one doesn't. Good to have you along this far.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 4 out of 5 stars

Positive Experience, Awaiting the Audited Financial Report

So far, my experience has been very positive. The platform performs well, payments are made on time, and I have not experienced any delays. We are currently waiting for the audited financial report, which is critically important for assessing the company’s financial health and reliability.

August 3, 2026
Maclear AG logo

Reply from Maclear AG

Hi Vitalijus,

You've got the right instinct, on-time payments tell you the operations work, but an audited report is what tells you the finances behind them are sound, and those are two different questions.
So worth the wait.
The 2024 report is due shortly, with 2025 following in early autumn. When they're out, read them properly, and if anything in the numbers isn't clear, ping me or Wenzel and we'll go through it.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Easy to use

Easy to use, great Bonus system.

August 2, 2026
Maclear AG logo

Reply from Maclear AG

Hi Mary,

Glad the bonus system works for you. The logic behind it is simple: the budget most platforms spend on ads, we put into investor returns instead. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars
Maclear AG logo

Reply from Maclear AG

Hi READ,

Appreciate that. If anything ever comes up, you know where to find us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Good site with plenty of interesting…

Good site with plenty of interesting investing possibilities.

August 6, 2026
Maclear AG logo

Reply from Maclear AG

Hi Matts,

Good to know the range of projects works for you. We keep it to a handful a week so each one gets proper vetting rather than flooding the list. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

How easy everything happens and up till…

How easy everything happens and up till now everyting is according the to plan and promisses.

August 4, 2026
Maclear AG logo

Reply from Maclear AG

Hi,

Good to know everything's running to plan so far. If anything ever comes up, you know where to find us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Amazing experience with Maclear AG…

Amazing experience with Maclear AG since June 2025 and fill keep on investing for the foreseeable future. They've been nothing but professional and diligent with my investments. Thank you Maclear, you're punching way above the rest.

August 4, 2026
Maclear AG logo

Reply from Maclear AG

Hi Joao,

A year in and still adding says more than a first impression would, so it's good to know it's held up that way. We'll keep it steady. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Excellent investment platform

When I first saw online ads for
Maclear, the old adage came to mind
"If something seems too good to be true" etc...But I was intrigued so invested a small amount to begin with.
After nearly six months I can confirm that every interest payment due is paid
On the day without fail .!
I used my introduction code for my wife to open an account and now we are both quite heavily invested on the Maclear platform. Doing very nicely thank you..! Would definitely recommend ...

August 3, 2026
Maclear AG logo

Reply from Maclear AG

Hi Paul,

Starting small with a healthy dose of scepticism is exactly the right way in, and six months of payments landing on the day is what should turn that scepticism down a notch, not marketing. Good to hear you and your wife are both set up now. If anything ever needs a look, you know where to find us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

I really like the ui and user…

I really like the ui and user experience. Everything is clear.

August 2, 2026
Maclear AG logo

Reply from Maclear AG

Hi Andrej,

Good to know the UI works for you. Keeping things clear takes more effort than it looks, so it's useful to hear it lands. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

— John

Rated 5 out of 5 stars

Great and easy way for beginners to start investing

It's 11 month that I am with them now. From the start it was a great support, I came in as complete beginner and new to any of it and was met with patients and fast replies to my questions. Suggestions- like mine for a forecasting tool where I can work easier on calculations for investments and returns have been met with consideration and a quick implementation.
The training courses are a nice bonus and a great way for a beginner like me to extent my knowledge in investment.
The offers and initiatives given are great and rewarding too. It did not take much time to familiarise myself with the page, as all the information needed are easy to find. I feel very much in control of my investments at all times in regards to payments made, payments returned and interest.
I have recommended Maclear already to plenty of people and will continue doing so as I think it's a great way of investing especially if you are interested in a more stable return like me.
The only part I have not tried yet is the taking money out from the Maclear account back onto my bank account.

July 18, 2026
Maclear AG logo

Reply from Maclear AG

Hi Babett,

Coming in as a complete beginner and now feeling in control of every payment and return — that's the shift that actually matters, and eleven months is long enough to say it's real, not beginner's luck. The forecasting tool you suggested is a good example of how that works: users flag what's missing, and the useful ones get built. On the one part you haven't tried yet, withdrawing to your bank: it runs over SEPA, usually 24–72 hours on business days, so when you get to it there shouldn't be any surprise. Whenever that moment comes, ping us if anything's unclear.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

Telegram community: https://t.me/maclear_ch
Good place to see what other investors are working on.

— John

Rated 5 out of 5 stars

Clear and helpful support

I contacted Maclear's support team with a question about how bonuses and interest are recognized on the tax statements, and the response (thanks, Ramon) was quick, clear, and well explained. They walked me through the logic behind each type of income and forwarded my improvement suggestion to the team. It feels like a serious platform with honest communication and a genuine willingness to help. Recommended.

July 25, 2026
Maclear AG logo

Reply from Maclear AG

Hi Agostinho,

Tax treatment of bonuses and interest is one of those areas where a vague answer helps no one, so good to know Ramon walked you through the logic per income type rather than giving a one-liner. Your improvement suggestion did reach the team — that's usually how the useful changes start. Anytime you need us.

👉 https://faq.maclear.ch/

📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear

Telegram community: https://t.me/maclear_ch
Good place to see what other investors are working on.

— John

Rated 5 out of 5 stars

High yields

High yields, very reliable. In over a year, not a single payment was missed or late. And the bonuses are great

July 19, 2026
Maclear AG logo

Reply from Maclear AG

Hi Andres,
Over a year with nothing missed or late is the kind of record that actually counts — long enough to rule out luck. On the yields and bonuses holding up: the budget most platforms sink into ads, we route into investor returns instead. Glad it's working for you.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
Telegram community: https://t.me/maclear_ch
Good place to see what other investors are working on.
— John

Rated 5 out of 5 stars

We are so happy with this compagnie.

We are so happy with this compagnie.
They answer derectly if we have ànny dout.
The service is fantastic, i realy recommande the service and the kindness of this compagy.
Najat 👌

July 19, 2026
Maclear AG logo

Reply from Maclear AG

Hi,
Good to know the quick answers make a difference — being reachable directly, without a ticket queue, is something we try to keep as the norm rather than the exception. The kind word about the team means a lot to them too. Anytime you need us.
👉 https://faq.maclear.ch/
📩 support@maclear.ch
💬 John: https://t.me/John_maclear
💬 Wenzel: https://t.me/Wenzel_Maclear
Telegram community: https://t.me/maclear_ch
Most platform news shows up there first.
— John

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