I'm so grateful to Merrick Bank for approving my recent credit card application. Not only was the approval quick, but the credit limit they granted me was much larger than I expected. The application... See more
Company replied
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Review summary
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I love the fact that Merrick Bank will help you in establishing or reestablishing your credit. My payments were made on time each month and you all did as promised, increased my credit limit!
Company replied
This Company No problems with the card, you just about purchase anything from groceries to pharmacy prescriptions. Thank you Merrick!
Merrick Bank makes it quick, easy and very helpful when making transactions. I have definitely recommended Merrick Bank to family and friends. Also, the app makes it easy to review my transactions a... See more
Company replied
Company details
- #8 of 27 best companies in Bank
- #114 of 193 best companies in Financial Consultant
Written by the company
At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation. With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.
Contact info
United States
- (800) 204-5936
- merrickbank.com
4.6
Excellent
19K reviews
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To know how to handle a situation with a customer. But wouldn't give me credit increase
Everything was fine, but the repasenative wouldn't approve a credit increase , but its a very nice credit card company
July 7, 2026
Reply from Merrick Bank
Thank you for your feedback.
If you have any concerns or questions, please contact us at 833-845-1900.
Got hardship and now trying to pay it…
Got hardship and now trying to pay it back little more difficult than it should be but it's a start
July 7, 2026
Reply from Merrick Bank
Thank you for your review, Timothy.
If you are experiencing a hardship, please contact us at 833-845-1900. We strive to improve our customer experience and are here to help.
The company was very helpful when it…
The company was very helpful when it came to me disputing a charge on my account I wasn't aware the problem was solved very fast and efficiently and that's what I like it wasn't no hassle or anything just pure perfessionalism
June 25, 2026
no annual fee and a descent credit limit
July 9, 2026
Reply from Merrick Bank
Thank you so much for your feedback, Cesar! We take great pride in our customer service and truly appreciate your review.
Always helpful
Always helpful, friendly, they never seem like they’re in a hurry to get you off the phone and that means everything to me. Thank you so much. S Clarke.
July 6, 2026
Reply from Merrick Bank
Thank you for your review, Sara!
Great experience
Great experience. Service rep was very helpful and professional. Great job
July 9, 2026
:) Great Card!
July 1, 2026
makes my life a little better
March 1, 2026
Makes transactions easy makes payments easy really feel like they got your back
They're very friendly and very helpful when you need them there is no month or fuss on anything the answer all your questions quickly and promptly they are a great company I would recommend my right thing to anybody
July 8, 2026
Easy to make payments online
Easy to make payments online. I don't have to add my bank (which doesn't do the Plaid platform) and then it rejects it. I have a debit bank card that I use for everything. They send reminders but don't overwhelm me. Could lower the interest rate though!
July 9, 2026
Reply from Merrick Bank
Thank you for your feedback, Joyce.
If you have any questions or concerns regarding the interest rate, please contact us at 833-845-1900 as we strive to improve our customer experience.
Love this bankThis bank took a chance on me and…
This bank took a chance on me and helped me to improve my credit score
April 15, 2026
Reply from Merrick Bank
We’re so glad we could help, Marion! Thank you for choosing our credit program.
The people there are all eager to help…
The people there are all eager to help and are respectful,kind, and courteous.
July 6, 2026
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