This is a most wonderful company and credit card. Customer service is great if you ever need them. They assess your account for credit line increases. They are fair and wonderful and I highly recom... See more
Company replied
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Review summary
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I'm so grateful to Merrick Bank for approving my recent credit card application. Not only was the approval quick, but the credit limit they granted me was much larger than I expected. The application... See more
Company replied
This Company No problems with the card, you just about purchase anything from groceries to pharmacy prescriptions. Thank you Merrick!
I love the fact that Merrick Bank will help you in establishing or reestablishing your credit. My payments were made on time each month and you all did as promised, increased my credit limit!
Company replied
Company details
- #7 of 27 best companies in Bank
- #114 of 195 best companies in Financial Consultant
Written by the company
At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation. With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.
Contact info
United States
- (800) 204-5936
- merrickbank.com
4.6
Excellent
19K reviews
Asks customers to review
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They are a good CC company
They are a good CC company, after about 6 months recieved higher limit.
July 9, 2026
Merrick Bank came through with an…
Merrick Bank came through with an increase of my credit limit just when I needed it most. The app makes everything so easy to see and understand.
July 1, 2026
Great company very friendly easy to…
Great company very friendly easy to talk to I'm very happy with their service
July 9, 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Reply from Merrick Bank
Thank you for sharing your review, Kolos. We’re always looking for ways to enhance our customers' experiences. If you would like to share more details about your feedback, we are here to listen.
It's a good card easy to use
July 7, 2026
Thank you for increasing my credit
Thank you for increasing my credit. It has helped a lot.
July 9, 2026
Already doubled my credit limit and…
Already doubled my credit limit and I’ve only had this card about 6 months. It’s really helping me build my credit!
July 9, 2026
They gave me credit deservingly!
July 1, 2026
To know how to handle a situation with a customer. But wouldn't give me credit increase
Everything was fine, but the repasenative wouldn't approve a credit increase , but its a very nice credit card company
July 7, 2026
Reply from Merrick Bank
Thank you for your feedback.
If you have any concerns or questions, please contact us at 833-845-1900.
Got hardship and now trying to pay it…
Got hardship and now trying to pay it back little more difficult than it should be but it's a start
July 7, 2026
Reply from Merrick Bank
Thank you for your review, Timothy.
If you are experiencing a hardship, please contact us at 833-845-1900. We strive to improve our customer experience and are here to help.
The company was very helpful when it…
The company was very helpful when it came to me disputing a charge on my account I wasn't aware the problem was solved very fast and efficiently and that's what I like it wasn't no hassle or anything just pure perfessionalism
June 25, 2026
no annual fee and a descent credit limit
July 9, 2026
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