MetLife Pet Insurance Reviews 

11,672
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 9,833 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online process for submitting insurance claims is exceptionally straightforward, fast, and completely stress-free. People also deeply appreciate the friendly support team, who answer questions patiently and ensure reimbursements are processed in a timely manner. Many users feel immense peace of mind knowing their pets are covered by such a reliable provider. However, some customers also noted frustrating claim denials and difficulties reaching knowledgeable support staff who could properly explain policy limits. A few reviewers felt that certain routine treatments were unexpectedly classified as preventative care and excluded from payouts.

What people talk about most

Claim

Users describe positive interactions with claim processes, highlighting that submitting claims online or via... See more

User experience

People report positive experiences with user_experience, highlighting a simple, quick, and user-friendly... See more

Service

Reviewers highlight positive aspects of service, noting that the overall process is easy, professional, and... See more

Response time

Clients share positive opinions on response time, highlighting fast claim processing and quick turnaround... See more

Customer service

Reviewers mention positive feedback about customer_service, noting that representatives are consistently... See more

Reviews shaping this summary

Rated 5 out of 5 stars

MetLife Pet Insurance is offered through my employer. They provided the best options than other companies. When I spoke to the representative, he was very nice and pleasant. He explained everything... See more

Company replied

Rated 5 out of 5 stars

The customer service is very good. Filing claims is very easy as well. I especially like that I can do it right from phone. I’m always informed of the status with filing claims from the beginning unti... See more

Company replied

Rated 5 out of 5 stars

Filing claims is so easy. Claims are reviewed and settled very quickly. Also, you are given different options how to receive your reimbursement. I am very happy with my coverage and will be renewin... See more

Company replied

Rated 5 out of 5 stars

I've had this insurance for about 6 years and never had to use it, so I was worried but...My first claim experience was amazingly easy! Everything was paid for (except trimming her nails which I fully... See more

Company replied


Company details

  1. #3 of 17 best companies in Pet Insurance Company

Written by the company

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

12K reviews

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4.7

All reviews

(11,672)

9,660 reviews in the last 12 months

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Rated 5 out of 5 stars

Claim was easy to complete and submit

Claim was easy to complete and submit

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Great

I really can't answer that now being that i am just joining

August 13, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, LaShawn. Thank you for taking the time to share a rating of your experience with MetLife Pet Insurance. Our team is happy to answer any questions you may have at this time. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you!

Rated 5 out of 5 stars

easy to enroll

easy to enroll, good prices.

August 13, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Larry! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Solid time

Solid time. Could improve the formatting for better modification of the plan. I was expecting it to be a little more apparent to modifications and yearly care details. I would give 5 star if I didn't have to clear around to find that information - but it is still simple for a goofy dog mom like me.

August 13, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Ali. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

Reimbursement is fast

Reimbursement is fast. I am impressed.

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

MetLife is prompt in responding to…

MetLife is prompt in responding to claims . Customer service representatives are very helpful and pleasant to work with .

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Long time client

I have had MetLife pet insurance for years now. They are excellent! Their process is easy, they remit reimbursement quickly and have a great dispute process. Also they are one of the few companies that will allow three dogs in one policy. I have had a wonderful experience with them.

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Regina! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Simplest thank you

Simplest thank you

August 13, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jacqueline! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy enrollment

Easy enrollment

August 13, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jeanne! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Herman. Thank you for taking the time to share a rating of your experience with MetLife Pet Insurance. Our team is happy to answer any questions you may have at this time. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you!

Rated 5 out of 5 stars

Ease of selecting coverage

Ease of selecting coverage. Ability to select preventative care coverage etc.,

August 13, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Mark! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Smooth clean process

Smooth clean process

August 3, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

fast and easy

August 13, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Andres! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

quick, easy, digestible

quick, information was clear and concise and readily available. discounts applied clearly

August 12, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

It was pretty clear

It was pretty clear, but I have a few questions.

August 12, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Corinne. Thank you for taking the time to share a rating of your experience with MetLife Pet Insurance. Our team is happy to answer any questions you may have at this time. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you!

Rated 4 out of 5 stars

It was easy to use.

August 12, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Geraldine! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

GREAT SERVICE IRRATIONAL COSTS AND FEES

GREAT PHONE CS PEOPLE ARE INFORMED PATIENT AND HELPFUL. WOULD RECOMMEND IMPROVING INFO SHARING BY PLACING ALL INFO ON ONE TABLE FOR CUSTOMER REVIEW MEANING DOCS CLAIM INFO REIMB INFO CLAIM # AND TITLE AS TO PET NAME AND TREATMENT OVERVIEW ETC. YOU ALREADY PROVIDE THIS INFO BUT IT COULD BE PRESENTED IN A MORE ORGANIZED MANNER. HOWEVER GOOD ON YA FOR UPGRADING YOUR INFO ON ALL CLAIMS ONE OF THE BEST I HAVE SEEN. ALSO IF YOU ARE GOING TO RAISE RATES 30% YOU NEED TO ADD SOME PERKS OTHER THAN OPTIONS FOR PAYMENT. THATSALOTSA MONEY TO HIT PET OWNERS WITH SO OFFER SOMETHING LIKE CONTINUING CLIENT DISCOUNT ETC NOT JUST AN OPPORTUNITY TO PAY A YEAR IN ADVANCE TO AVOID PAYING FEES FOR PAYING MONTHLY THE LATTER OF WHICH IS ILLEGAL IN SOME STATES AND CERTAINLY AN OBNOXIOUS MANNER IN WHICH TO GET ADDITIONAL FUNDS FROM CUSTOMERS. THANK YOU FOR YOUR CONSIDERATION.

July 30, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, we are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

easy, clear and fast

I was able to understand the benefits and differences between the different levels, everything was fast and reliable

August 12, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Muna! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Very easy to use

August 12, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Farzahana! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy to fill out and easy to find the…

Easy to fill out and easy to find the right insurance for my pets needs.

August 12, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Mary! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

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