MetLife Pet Insurance Reviews 

11,442
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 9,729 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently share that the platform is very user-friendly, making the submission of claims completely seamless. Consumers note that reimbursements are issued rapidly, which brings immense relief during stressful veterinary visits. Many people also appreciate that support representatives are remarkably helpful, polite, and professional when contacted. However, some people mentioned frustrations regarding unexpected claim denials related to specific coverage rules. Some reviewers experienced difficulties when trying to appeal partial payments or obtain clear explanations from staff. A few consumers expressed dissatisfaction with how certain preexisting conditions and routine care costs are handled.

What people talk about most

Claim

Customers consistently note positive experiences with claim submission, praising the straightforward process... See more

User experience

People report positive experiences with user experience, highlighting that the website and app are simple,... See more

Service

Users describe positive interactions with service, praising the fast and easy claims process. Consumers... See more

Response time

Reviewers highlight satisfaction with the response time, noting an easy and straightforward claims process... See more

Customer service

Customers had positive experiences with customer_service, noting that representatives are consistently... See more

Reviews shaping this summary

Rated 5 out of 5 stars

MetLife Pet Insurance is offered through my employer. They provided the best options than other companies. When I spoke to the representative, he was very nice and pleasant. He explained everything... See more

Company replied

Rated 5 out of 5 stars

The claim had a very quick response & payment.Quick hint make sure you have all the documents uploaded properly to get that quick settlement . Nice work MetLife Pet Insurance definetly recommend them.... See more

Company replied

Rated 5 out of 5 stars

I've had this insurance for about 6 years and never had to use it, so I was worried but...My first claim experience was amazingly easy! Everything was paid for (except trimming her nails which I fully... See more

Company replied

Rated 5 out of 5 stars

My 2 dogs are my family and Metlife Pet insurance is always very reasonable and fair when deciding what qualifies according to my plan. As soon as I submit a claim, it is reviewed quickly and sometime... See more

Company replied


Company details

  1. #4 of 17 best companies in Pet Insurance Company

Written by the company

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

11K reviews

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4.7

All reviews

(11,442)

9,418 reviews in the last 12 months

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Rated 5 out of 5 stars

The qoute center was very helpful and…

The qoute center was helpful and quick.This is my first time but it was easy and understandable. One thing, I can say is double check the breed . Not sure why but it keeps labling my miniature poodle as mix breed. not sure how I fixed it but I did.

August 10, 2026
Rated 5 out of 5 stars

Even though there were a few hiccups…

Even though there were a few hiccups the team at Met Life made sure I was reinvested from my vet visit

July 31, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Deborah! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Finding insurance for pets

Finding insurance for pets

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Daniel! Thank you for taking the time to leave a rating of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

MetLife Pet Insurance has made a…

MetLife Pet Insurance has made a difference for my pet's care. Customer service representatives are always very polite and answer all questions.

July 31, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

simple to sign up.

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Lawrence! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Simple process for submitting vet bill…

Simple process for submitting vet bill reimbursement, just upload a receipt and pets medical report from the vet. Takes a few minutes. Reimbursement turnaround time is usually within a week.

August 7, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Customer service has been excellent and…

Customer service has been excellent and I’ve had no problems with my puppy’s coverage being honored. Thank you for everything!!

July 31, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, RG! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

I've had a great experience with…

I've had a great experience with MetLife. Easy claims submission. Make sure you ask for SOAP notes and turnover is QUICK!

August 7, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Super easy process!

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Trish! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Taking care of my dog business And…

Taking care of my dog business And keeping me informed.

August 7, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Humberto! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 2 out of 5 stars

While I appreciate that I eventually…

While I appreciate that I eventually got the refund that I requested, it took too much back and forth. They didn’t even notify me that they denied a huge chunk of the claim, they just ignored the paperwork. I had to resubmit multiple times, call and email.

August 7, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, we are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

easy to sign up

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Tammy! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy to process a claim

Easy to process a claim. Quick turnaround.

July 31, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Brenda! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

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