MetLife Pet Insurance Reviews 

11,513
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 9,729 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently share that the platform is very user-friendly, making the submission of claims completely seamless. Consumers note that reimbursements are issued rapidly, which brings immense relief during stressful veterinary visits. Many people also appreciate that support representatives are remarkably helpful, polite, and professional when contacted. However, some people mentioned frustrations regarding unexpected claim denials related to specific coverage rules. Some reviewers experienced difficulties when trying to appeal partial payments or obtain clear explanations from staff. A few consumers expressed dissatisfaction with how certain preexisting conditions and routine care costs are handled.

What people talk about most

Claim

Customers consistently note positive experiences with claim submission, praising the straightforward process... See more

User experience

People report positive experiences with user experience, highlighting that the website and app are simple,... See more

Service

Users describe positive interactions with service, praising the fast and easy claims process. Consumers... See more

Response time

Reviewers highlight satisfaction with the response time, noting an easy and straightforward claims process... See more

Customer service

Customers had positive experiences with customer_service, noting that representatives are consistently... See more

Reviews shaping this summary

Rated 5 out of 5 stars

MetLife Pet Insurance is offered through my employer. They provided the best options than other companies. When I spoke to the representative, he was very nice and pleasant. He explained everything... See more

Company replied

Rated 5 out of 5 stars

The claim had a very quick response & payment.Quick hint make sure you have all the documents uploaded properly to get that quick settlement . Nice work MetLife Pet Insurance definetly recommend them.... See more

Company replied

Rated 5 out of 5 stars

I've had this insurance for about 6 years and never had to use it, so I was worried but...My first claim experience was amazingly easy! Everything was paid for (except trimming her nails which I fully... See more

Company replied

Rated 5 out of 5 stars

My 2 dogs are my family and Metlife Pet insurance is always very reasonable and fair when deciding what qualifies according to my plan. As soon as I submit a claim, it is reviewed quickly and sometime... See more

Company replied


Company details

  1. #3 of 17 best companies in Pet Insurance Company

Written by the company

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

12K reviews

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4.7

All reviews

(11,513)

9,493 reviews in the last 12 months

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Rated 5 out of 5 stars

I’m just starting the plan

I’m just starting the plan, I know that the MetLife is a good company to work with

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Alan! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Windee! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy sign-up, fair pricing

I was able to set up my pet insurance so quickly, and I appreciate the discount on paying annually vs. monthly!

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Sydney! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

MetLife has been great for my Dexter…

MetLife has been great for my Dexter and I am thankful to use it for my Lizzie.

August 10, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Nancy! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Very compassionate and speedy with…

Very compassionate and speedy with claim
Processing when we lost our pet.

July 30, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Valerie! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy

Easy, quick, friendly service.

July 29, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Allen! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Great service but having trouble…

Great service but having trouble setting up direct deposit to my account. It will not let me change my verification # to my cell. Its using my office # so not able to complete verification

Here is my contact information John Neal cell 8022360906

August 5, 2026
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Reply from MetLife Pet Insurance

Hello, John. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

Great Customer Service

I contacted customer service twice regarding questions I had about the policy. Both reps were very friendly, knowledgeable, and helpful.

August 9, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Ashton! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Linda! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

My claim was processed and…

My claim was processed and reimbursement sent in a matter of days. Quick, easy, and efficient.

August 6, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Cheryl! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

I am grateful that they worked on our…

I am grateful that they worked on our claim right away and not sit on it like other insurance Companies. Thank you!

August 6, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Snow! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 3 out of 5 stars

To be reimbursed takes a little too…

To be reimbursed takes a little too long. The last reimbursement two weeks went by, so my husband called and the said they never received it. My husband didn’t do anything different submitting the bill from all the other times. So he had to submit it again. It seems when we have a much larger bill, it takes a lot longer to be reimbursed.
Our monthly payment for pet insurance is always paid on time.

August 5, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jeanne. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

Quick

Quick process to sign up, flexibility to make the plan what we need

August 9, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jessica! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 1 out of 5 stars

My MetLife Pet Insurance app would not…

My MetLife Pet Insurance app would not let me in to enter a claim. When I contacted the company they verified that I had an account but could not figure out why I couldn't get into the app. They did however give me the email that allowed me to make the claim. I still want to be able to use the app -- it's much easier.

August 6, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, we are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

1st claim filing and it was super easy & FAST

I've had this insurance for about 6 years and never had to use it, so I was worried but...My first claim experience was amazingly easy! Everything was paid for (except trimming her nails which I fully expected!), so I greatly appreciate that! It was a simple process and extremely quick!

August 6, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Melissa! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

The ease of use

The ease of use - filing claims, checking status - is very user-friendly.

August 6, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Linda! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

MetLife Pet Insurance is great insurance

MetLife Pet Insurance is offered through my employer. They provided the best options than other companies. When I spoke to the representative, he was very nice and pleasant. He explained everything in detailed. I submitted a claim. It was an easy process and received my reimbursement within reasonable time. So far, my experience has been great.

One thing I didn't like, you can't find any plan information online. You have to call to get information.

August 6, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Tamara. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

Fast and efficient with payment and…

Fast and efficient with payment and very helpful staff

August 6, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Very easy to compare plans and enter…

Very easy to compare plans and enter information.

August 9, 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Susan! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

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