I had a great experience with my debt plan recently. I was going through some financial hardship to the point of the bailiffs taking action against me. Causing overwhelming anxiety and stress. But I r... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Spoke with Cameron regarding my debts. He was great at reassuring me, after I mentioned how overwhelming it has been, and helping with finding the best option suitable for me - a lot of informatio... See more
I spoke to Liam McMahon and from the start of the call he made me feel relaxed and assured me he would get some protection in place for any assets i had as the bailiffs were at my door. He didn't rus... See more
Company replied
Even though I had created all of my problems , Debt Plan were still compassionate, supportive and I found that no matter how bad things are , it’s good to talk !! I’ve haven’t smiled for a long time b... See more
Company replied
Company details
Written by the company
My Debt Plan is one of the UK’s leading providers of Individual Voluntary Arrangements (IVAs) and debt solutions, committed to helping people regain control of their finances and reduce the stress of unmanageable debt. We understand that debt can feel overwhelming. Our friendly and knowledgeable advisors take the time to listen, explain every step of the process, and create solutions that are realistic and manageable. We pride ourselves on our transparent approach, treating every client with respect, care, and professionalism. More than just a debt solutions company, we aim to empower people to take control of their finances, achieve peace of mind, and move towards a debt-free future.
Contact info
2nd Floor Blenheim Court, SK8 2JY, Cheadle, United Kingdom
- 0161 660 0411
- mydebt-plan.co.uk
4.7
Excellent
504 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 71% of negative reviews
Typically replies within 1 week
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Massive Thank You ❤🌹
I'm so happy how everything going on.
Till i have Lots of problem with debts, I can't stop thinking about all.
I have massive mentally problem.
Today I started new life. Better life ❤
I would like recommended everyone who struggle with debts.
This people, This Team is amazing🤩🤩🤩
February 10, 2026
Unprompted review
Reply from My Debt Plan
Hi Sebastian,
We truly appreciate you taking the time to share your experience.
We’re so pleased to hear that you’re feeling more positive and able to move forward with greater peace of mind. We understand how overwhelming debt can feel, and it’s incredibly important to us that you feel supported throughout the process.
Thank you for your recommendation — we’re here to continue supporting you every step of the way.
Thanks,
My Debt Plan Team
Really helpful team here I really…
Really helpful team here I really thought I was doomed untill spoke with Nathan would recommend this team to anyone who is struggling with debt
February 10, 2026
Unprompted review
Reply from My Debt Plan
Hi Ben,
Thank you for leaving your review.
We’re so glad we could help you feel more positive about your situation. Nathan will be delighted to hear your kind words! Thank you for your recommendation, and we’re here to support you every step of the way.
Thanks,
My Debt Plan Team
The quick action from a man called Adam…
The quick action from a man called Adam has lifted a huge weight off my shoulders. My experience has been absolutely amazing and I'm ready to be debt free!
February 6, 2026
Unprompted review
Reply from My Debt Plan
Hi Arran,
Thank you for taking the time to leave your feedback.
We’re so pleased to hear that Adam’s quick support has helped lift a weight off your shoulders — that’s exactly what we aim for. It’s great to know you’ve had such a positive customer experience, and we’re excited to support you on your journey to becoming debt free.
Thanks,
My Debt Plan Team
Absolutely brilliant
Absolutely brilliant, helped me with everything possible and took a big weight off my shoulder! Thank you
February 5, 2026
Unprompted review
Reply from My Debt Plan
Hi Simon,
We really appreciate your kind words — we’re so glad we could help and take that weight off your shoulders. Thank you for trusting us, and we’ll continue to support you every step of the way.
Thanks,
My Debt Plan Team
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Made me at ease and comfortable in my…
Made me at ease and comfortable in my very stressful situation, Adam went above and beyond to help me! It was refreshing 😌 Thank you again!
February 5, 2026
Unprompted review
Reply from My Debt Plan
Hi Siobhan,
Thank you for sharing your experience.
We’re so pleased to hear that Adam was able to make you feel at ease during such a stressful time. It’s wonderful to know his support made a difference, and we’re here for you every step of the way.
Thanks,
My Debt Plan Team
Great experience with My Debt Plan
Great experience with My Debt Plan. The team were professional, clear, and supportive throughout the process. Everything was explained properly, the payment was set at a realistic level, and I felt informed at every stage. Would definitely recommend.
February 5, 2026
Unprompted review
Reply from My Debt Plan
Hi Kofi,
Thank you for your kind review.
We’re so pleased to hear that our team could support you, explain everything clearly, and set a plan that works for you. Your recommendation means a lot, and we’re delighted to have helped you feel informed and confident throughout the process.
We look forward to continuing to support you throughout this journey.
Thanks,
My Debt Plan Team
I had a great experience with my debt…
I had a great experience with my debt plan recently. I was going through some financial hardship to the point of the bailiffs taking action against me. Causing overwhelming anxiety and stress. But I reached out to the company and they were fantastic. I firstly spoke to advisor Chris who was so helpful and put my mind at ease with finding me a great solution to help free myself of the debts I occurred. I then continued onto a call the following day with two members of staff who also explained everything in detail and made me feel comfortable with my decision making. I would recommend this company to anyone who is struggling.
February 5, 2026
Unprompted review
Reply from My Debt Plan
Hello,
Thank you for sharing your experience.
It's great to hear that Chris and the rest of our team were able to put your mind at ease and guide you through a solution that works for you. It’s wonderful to know you felt supported and confident in your decisions during such a stressful time.
Your recommendation means a lot, and we’re delighted to have helped you take steps toward becoming debt free.
Thanks,
My Debt Plan Team
These people are incompetent
These people are incompetent at best or outright dishonest at worst. They completely mishandeled my case and now they want me to pay the IVA as well as the enforcement agency they promised to rid me of.
October 21, 2025
Unprompted review
Reply from My Debt Plan
Hi Natanael,
Thank you for sharing your feedback.
We’re sorry to hear how strongly you feel about your experience with us.
During the advice process, it was confirmed there were no joint debts, so we were not aware of any joint liability at that time. An IVA protects the individual entering into it, but where a debt is joint, the other named party remains legally responsible for the balance.
Once this was brought to our attention, we explained how joint debts are treated and why the third party may pursue the other party. We appreciate this can be upsetting, particularly where family members are involved, however since they are still liable for the debt, this is why the enforcement agent is still contacting them. We did look into another debt solution for the other party, however they did not qualify.
We have provided you with the additional information you requested. If you would like to discuss the situation further, we’re here to help.
Thanks,
My Debt Plan Team
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Starting to worry about this company…
Starting to worry about this company they’ve not been helpful at all I have to keep chasing them regarding my debts plan I now have court action against me and they’ve not sorted my debt plan that was agreed I keep messaging with no response. I would not recommend
January 21, 2026
Unprompted review
Reply from My Debt Plan
Hi Keara,
Thank you for taking the time to share your feedback. We’re sorry read your comments and understand how worrying court correspondence can be.
Having reviewed your case, your proposal was unfortunately rejected following votes from two creditors. We contacted the relevant parties to request clarification and explore whether any revised offer would be accepted, however we did not receive a response that would allow the arrangement to proceed.
You were informed when the rejection vote was received and an increased offer was discussed at that time. Following the formal rejection, you were contacted and referred to a specialist team to explore alternative debt solutions, so that you could receive appropriate support as quickly as possible.
If you are currently awaiting further progress in relation to that alternative solution, this would sit with the external provider handling that process. However, if you would like us to review anything or provide further clarification, we are more than happy to assist, so please do contact us.
Thanks,
My Debt Plan Team
A creditors nightmare
If you are a creditor then I am afraid you can expect very poor support or professionalism from this company. The professional standards for Insolvency Practitioners are quite robust yet my experience with this company as a creditor is that they are far from meeting these standards. I have found that their processes have been so bad that I have raised a formal complaint with the Insolvency Practitioners Association, and am awaiting their review of the performance of this company. From simple document management, to response times, to the quality of their review of the debtors circumstances, they have been terrible.
January 14, 2026
Unprompted review
Horrible treatment
Horrible treatment! Had 14 rapid phone calls every day from Friday 12/12 to 18/12. I told them and the agent to stop calling me as I had 6 calls in one day. So i block their numbers, yet every day still call. I've. Messaged the agent Aaron, to stop calling and harassing me 6 times, yet thinks it's a game and still continues to call several times a day. They are literally harassing me. Shame I can't add photo's to show the repeated calls
December 12, 2025
Unprompted review
If I could give it 0 I would the worst…
If I could give it 0 I would the worst company ever absolutely shocking 3 times I was supposed to have my creditors meeting and it got cancelled I now have the police involved due to these incompetent people but when they want your money they are there like a shot ! Plse avoid using these and look elsewhere
December 10, 2025
Unprompted review
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Such wonderful helpful service
Such wonderful helpful service , was at my wits end what to do. My wonderful agents have really helped me more than they will ever know , and are now in the process of setting up my plan . Thankyou so so much
November 10, 2025
Unprompted review
Absolutely amazing service
Absolutely amazing service, contacted them after having a bailiff at my door yesterday evening and spoke to a very helpful advisor via whatsapp after 8pm last night, fast forward to this morning and the ball is rolling to get an IVA in place and the advisor on the phone was very friendly and helpful and empathetic! Highly recommend!
October 23, 2025
Unprompted review
Spoke with Cameron regarding my debts
Spoke with Cameron regarding my debts. He was great at reassuring me, after I mentioned how overwhelming it has been, and helping with finding the best option suitable for me - a lot of information given to help with a decision.
He was very friendly and lightened the mood around a difficult topic!
Also, the company for the continuous updates before going through to a specialist. (I spoke with Jake before being put through and he was great with keeping me updated while I waited).
Highly recommend if you are having trouble with debts building up or for advice!
Thank you :)
October 14, 2025
Unprompted review
Spoke to Gareth who was really helpful…
Spoke to Gareth who was really helpful and explained everything so I understood it well. I wasn’t in a position to move forward with this company but they really know their stuff.
August 28, 2025
Unprompted review
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Brilliant advice and help
5 stars
Lovely lady I spoke to called Mya she was really helpful
September 17, 2025
Unprompted review
Excellent service from Emma and Mathew
Excellent service from Emma and Mathew. They helped us through every stage and explained everything clearly to us.
September 16, 2025
Unprompted review
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