I never knew this was even possible. I'm moving in deposit free and couldn't be happier! It's 2 weeks before Thanksgiving and the government has shutdown, paying the deposit would have made my Holiday... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
I genuinely love Obligo. Moving made so easy. Before you apply just make sure you do have the amount of your deposit in your account in order for them to verify that you could handle the deposit on yo... See more
Their support is some of the worst I have ever experienced on an online service. Their response time through the chat is horrific. There is no way to contact them other than the chat and email. I h... See more
Company replied
I had never heard of this company but it was very helpful. I was able to move in without paying a full deposit and now I can pay for moving services since we’re moving from another state. Very conveni... See more
Company details
Written by the company
Obligo
Contact info
368 9th Ave Floor 6, 10001, New York City, United States
- support@myobligo.com
- myobligo.com
Replied to 100% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
This program is highly recommended for…
This program is highly recommended for individuals who is tight on funds they helped me out alot
Im happy with this service
Im happy with this service, it allowed me to have a lil more money to do other things in my new home, and knowing my money is not tied up in a security deposit 😀😉
I would gladly do it again…
The fact that I didn't have to put out a high security deposit if freed up my money to buy little things I want to put in my new home I'm very happy with the fact that I could do this a very good program for those that don't have a lot of money at one time I recommend it to anybody
So far it's taken a load off of our…
So far it's taken a load off of our moving expenses. As long as they don't just tack on erroneous charges when we are finished renting, then it's pretty awesome.
Honestly at the beginning I was scared…
Honestly at the beginning I was scared because it was like too good to be true. But turned out to be super good and didn’t have to do the security deposit. This helped me a lot and saved some money. Thanks to everybody.
I just leased a home and was given the…
I just leased a home and was given the opportunity to use obligo as opposed to adding a security deposit to my cost of moving it was relatively easy Thank you Obligo
Very easy to maneuver through. Didn’t realize such a service existed. Good experience.
Very easy to maneuver through.
Honestly had second thoughts about it…
Honestly had second thoughts about it at first. But turned out to be great and didn’t have to do my security deposit which helped me saved some money. Thank you guys!
My First Time Using Obligo
My First Time Using Obligo,
I Definitely Appreciate It. Helped ME Save and Invest In Other Home/Moving Projects.
They are really good
They are really good, it’s very helpful to have this option during these times money is tight.
Obligo helped make getting perfect…
Obligo helped make getting perfect apartment possible for me. Fantastic service I highly recommend!
I applied to avoid being charged a huge…
I applied to avoid being charged a huge deposit fee and I was waived the whole deposit! This helped me out so mi h for all my moving out expenses. Def recommended!
Super smooth and great service
Super smooth and great service. Saved me a couple of thousand dollars
Disappointed
The first time I used it, I had two charges that we itemized and so I put in the 1st charge and it closed the whole deposit accounting out and I was not allowed to add in the 2nd charge. Nowhere did is say please take all itemized charged and just enter in the whole amount due. Then after several attempts I could not get ahold of anyone. When I did, Roberto did not resolve the problem. He dismissed me and the problem is still outstanding.

Reply from Obligo
Do not use this service
Do not use this service. The account holder is the landlord, not you. If your landlord does not close your account you will be eternally charged monthly fees. I contacted them several times after I moved out and they refused to close and kept charging me.
It wasn't until I worked with my CC company and have them blocked that the finally agreed to close the account.
Obligo is an unethical company and takes advantage of disabled people
If there was an option for zero or negative stars, I would give them this. I was forced to leave my apartment in NYC in March 2021 bc I had months of mice issues that the landlord was not able to fix. Look up my google review of Stonehenge in NYC and you’ll see photos of the mice.
Note I rented during covid when most renters weren’t paying rent and I continued to pay rent to my landlord as I tried to be an honest person.
Well, when I was forced to flee the apartment for safety issues (not only for me but bc of of the danger mice and mice feces presented for my service dog) bc it wasnt habitable. After I left, the landlord told Obligo that I left and obligo then charged me. Obligo never contacted me first to see what happened. They have been harassing me for a year and a half and even took money out of a joint checking account I have with someone else….without permission.
Super sick of big NYC companies bullying disabled persons who tried to do the right thing.
Useless
As someone with near perfect credit who typically wouldn’t even get a security deposit, their service has been frustrating to say the least. I even wrote my landlord saying that I would pay any deposit to stop dealing with them. They are too stupid to charge a card and keep saying the payments failed. When I tell them to use the card that worked last time, they are too brain dead to do that. I work 12 hour days every day and do not have time for this BS scam. Useless as a company unless you have poor or no credit and don’t want a big deposit. If your credit is good, make sure your landlord doesn’t lead you to sign up for this service, and opt for a deposit based off of your credit and rental history instead, it will save you a lot of headache.
User-friendly for a new payer.
User-friendly for a new payer.
Simple use simple check.I use it for renting an apt and paying for deposits.
It’s highly recommended
Great Value
We just rented a new apartment in NYC. I was about to pay the security deposit with our 1st month rent, and the leasing agent told us we could see if we were eligible for the deposit-free option with Obligo. It only took 5 minutes to apply, they connected straight to our bank account to verify the info. The whole process was super easy and quick. I was skeptical at the beginning because I don’t like wasting money that I won’t get back, but it ended up being just a few dollars a month and we did pay the year upfront and saved another 12% on top of that ... we highly recommend it!
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







