NFU Mutual Reviews 6,640

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 504 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. Many people highlight the exceptional service, noting the efficiency and ease of their overall experience, especially when dealing with claims which are often settled quickly and with great consideration. Reviewers appreciate the personalized approach and the ability to speak with real people who are knowledgeable and eager to assist. However, some people were dissatisfied with the pricing, finding it significantly higher compared to other insurers, and a few mentioned issues with customer service, including unreturned calls, slow responses, or agents hanging up. There were also occasional concerns about the claims process taking longer than expected or a lack of flexibility regarding policy adjustments.

What people talk about most

Claim

Clients share ambiguous opinions on claim experiences. Many reviewers praise the efficiency and speed of... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the quick, efficient,... See more

Staff

Reviewers highlight positive aspects of staff, consistently praising their helpfulness, friendliness, and... See more

Customer service

Reviewers mention ambiguous feedback about customer service. Many customers praise the helpfulness,... See more

Price

Customers had ambiguous experiences with price. Many reviewers expressed frustration over significant price... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Had NFU for house insurance, and we had a split in the water tank in the loft. Call handlers were great and worked around our busy work schedule. Incredibly helpful when it came to dealing with the cl... See more

Rated 5 out of 5 stars

NFU are the best insurance company I have ever dealt with. Following a roof leak they swiftly sent a loss adjustor who efficiently helped me through the process. The claim was settled quickly and eve... See more

Rated 5 out of 5 stars

Car insurance with NFU. About 40 years of driving without an accident, and then I crashed my car. Was impressed with the kindness, courtesy and efficiency of everyone I dealt with: police, recovery se... See more

Rated 5 out of 5 stars

I’ve been with NFU Mutual in Marlow for nearly 30 years and I genuinely wouldn’t go anywhere else. In a world where proper customer service feels like it’s disappearing, they still offer that reas... See more


Company details

  1. Insurance Agency

Written by the company

For more than a century,  we have provided quality insurance to customers, their families, and their businesses, as well as supporting the communities they live and work in.


Contact info

4.1

Great

TrustScore 4 out of 5

7K reviews

5-star
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Rated 5 out of 5 stars

The whole process was quick

The whole process was quick, clear, and handled with confidence and professionalism from start to finish. Communication was excellent throughout, and everything was explained in a straightforward way which made the experience far less stressful. My claim was processed and paid within just 12 days, which exceeded my expectations. I really appreciated how efficient and supportive the team were, and I would highly recommend them based on my experience.

May 25, 2026
Unprompted review
Rated 1 out of 5 stars

Unacceptable Treatment by NFU


Following a recent review that I gave NFU a week ago they have replied via this media and just said ‘contact the ombudsman’.

That is exactly what you do not want from your insurance company, but this is absolutely typical of the non service I have received throughout this claim.

The left hand appears to have no idea what the right hand is doing and most definitely Sophie at NFU who put her name to the reply did not read my review properly and certainly has not read the correspondence in my case. Unfortunately there is no mention where to contact anyone just the arrogance of the comment go away and ‘contact the ombudsman’. As you choose to reply to me via this public media other potential or existing customers will have the benefit of my experience what they can expect in the future.

I have accepted that you are not prepared to cover me for the water damage caused by the burst water tank in my property. That was not what my last review was about.

I am not prepared to accept the damage caused by your contractors when you initially accepted the claim as your responsibility and large areas of perfectly good carpet were ripped out unnecessarily and now you are not prepared to reimburse me, discuss the matter or even reply to my emails.

NFU have been coming back to me for 5 months on this and I have sent 4 chasing emails through their appointed loss adjuster who again on 8th May replied ‘Thank you for your email, I have chased the Insurers for their response’.

To me it is quite extraordinary that initially NFU accepted that this was their claim and then a week later changed their minds. I received a telephone call from their appointed loss adjuster telling me that they will no longer honour the claim.

Ok, well what about your appointed company entering my property and doing things their way that I thought at the time was excessive. I thought, well I’m insured so they will put it all right.

Then they just walk away and leave me with the mess and all of the costs when they should not have been in my property in the first place !

Then to top it all NOBODY at NFU can make a decision or even have the courtesy to communicate with me about this for 5 months.

Surely any reader even within NFU must think that this is extraordinary.

May 26, 2026
Unprompted review
Rated 5 out of 5 stars

Simply the best insurance company for me!

The best insurer around for my house and its contents, as well as my car. Unfortunately, I recently had a water leak in my bathroom. I need not to have worried - the NFU were absolutely ACE in every way, from me making my claim, the care taken of my claim, to the workforce the NFU provided. 10/10 for this wonderful insurance company.

May 25, 2026
Unprompted review
Rated 5 out of 5 stars

Long May You Prosper NFU Mutual

Ok
What a fantastic Company ! Quick positive quotes, they were very easy to understand spoke precisely. My Policy arrived the following day, I was also told if needed a no charge instalment plan ( No interest)

Now the Best Bit
My quotes from other insurers €1400 + NFU Mutual €500
Long may you prosper NFU Mutual

May 21, 2026
Unprompted review
Rated 1 out of 5 stars

AGEISM

Today I requested a quote for comprehensive car insurance and a lady phoned back and asked 2 questions one of which was had I made a claim to which I replied yes ( a minor bump) to which she said as you've had a claim and are over 70 we can't quote that's ridiculous in fact AGEISM.
She never asked details of the claim. Not good business practice, be AWARE.

May 21, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about your experience and that we weren't able to offer you insurance on this occasion.

A clear part of our approach to doing business is to avoid discrimination except as legally permitted when considering relevant risk factors.

Age is one of many factors that is considered when assessing risk for the purposes of providing a financial service, such as insurance. Different insurers have different approaches towards risk and use regularly updated data to assess this. Our data shows that a driver’s age can affect the level of risk they present, and on occasion, the risk is greater than we can accept.

The British Insurance Brokers Association (BIBA) holds information about providers who may be able to offer insurance. Their contact details are 0370 950 1790 or www.biba.org.uk/find-insurance

I appreciate this was not the outcome you were hoping for however I hope this helps in explaining the reason behind our decision.

Kind regards

Sophia

Rated 1 out of 5 stars

Poor company was insured with them 25…

Poor company was insured with them 25 years farm insurance house cars they had £1000s over them years maybe £250000 I had 1 non fault accident they wanted to pay but couldn't get the other party to agree and tried to charge me I refused and they tripled my car insurance. I had to get ombudsman involved to get compensation witch was granted disgusting service after all them years with no claims. Don't bother there advert is total lies never again.

May 19, 2025
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review, and I was sorry to read about your recent experience. We appreciate any feedback on how we can work to improve the service we provide our customers and would welcome the opportunity to look into this further.

In order for us to do this, please could you email us at reviews@nfumutual.co.uk and provide your full name, address and contact details, as well as your policy and/or claim number.

Kind regards

Sophia

Rated 5 out of 5 stars

Wonderful Service .

I have been with NFU for 16 years and this week made my second claim.
Arrived back last Tuesday from 10 days holiday to find my freezer had completely defrosted a week before due to a power cut that threw the circuit breaker.
I called on Wednesday morning to the Warminster branch and got straight through. The agent called me straight back to confirm I was covered and asked me for a list of the contents with replacement costs and a description of the freezer.
We did that later that afternoon. By 1800 it was confirmed that we would receive all I had claimed for less a £50 excess.
But the most incredible thing was that the cash was in my Bank later on Thursday.
Wonderful service , wouldn’t dream of going anywhere else.

May 13, 2026
Unprompted review
Rated 1 out of 5 stars

Treated like criminals and pretty much…

Treated like criminals and pretty much had sort the whole claim out ourselves with no support from NFU !!!!!

May 23, 2025
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback, and I'm sorry to read about the issues you've experienced.

We strive to provide excellent service to our customers and would welcome the opportunity to review what's happened with your claim, so we can address any mistakes and improve our service in future.

Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, as well as your policy / claim number, and we will look into this further.

Kind regards

Sophia

Rated 1 out of 5 stars

Shocking service - beggars belief !

Terrible service. I made an official complaint about an ongoing claim involving a fallen tree which was not actioned at all - I ended up paying £3800 out of pocket to get the roof mended. U ahve had no resolution 6 weeks later-

To add insult to injury, the NFU have refused to cover our home after one failed payment which was an oversight during a period of severe illness, leaving two vulnerable adults in an uninsured house. My mother used NFU for 40 years - it’s an absolute scandal. I’m sure the papers will have something to say about this.

I couldn’t recommend the NFU to anyone, please avoid especially if you are in anyway vulnerable they will not look after you.

March 18, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review, and I was sorry to read about the issues you've experienced. We appreciate any feedback on how we can work to improve the experiences of our customers and would welcome the opportunity to look into this further.

Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, as well as the relevant policy and complaint reference numbers, and we will be able to investigate what's happened for you.

Kind regards

Sophia

Rated 5 out of 5 stars

NFU are the best insurance company I…

NFU are the best insurance company I have ever dealt with. Following a roof leak they swiftly sent a loss adjustor who efficiently helped me through the process. The claim was settled quickly and every consideration was given. I am most thankful to have them by my side.

January 22, 2026
Unprompted review

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