NFU Mutual Reviews 

6,753
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 460 reviews, reviewers had a great experience with this company. Customers frequently praise the helpful, polite, and knowledgeable staff members for providing professional, friendly support and making daily interactions genuinely pleasant. People also mention that insurance claims are handled efficiently and quickly, ensuring that stressful situations are navigated successfully. However, some people mentioned that high policy renewal prices and initial quotes are frequently much higher than other competing providers on the market. A few other people also felt that overall customer care could improve, mentioning occasional slow communication or strict eligibility rules when requesting quotes.

What people talk about most

Service

Customers had positive experiences with service, often highlighting prompt, friendly, and efficient support... See more

Claim

Reviewers mention ambiguous feedback about claim, reflecting a sharp division in customer experiences. While... See more

Staff

Users describe positive interactions with staff, highlighting their professional, friendly, and helpful... See more

Customer service

Customers consistently note ambiguous experiences with customer_service. Reviewers frequently highlight... See more

Price

Reviewers highlight ambiguous aspects of price, as customer experiences vary widely. Many consumers report... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Had NFU for house insurance, and we had a split in the water tank in the loft. Call handlers were great and worked around our busy work schedule. Incredibly helpful when it came to dealing with the cl... See more

Rated 5 out of 5 stars

Contacted Alistair who got back to me straight away . This was our second policy with the NFU mutual . He is great to deal with again , understanding our needs and responding in a very professi... See more

Rated 5 out of 5 stars

NFU responded immediately when we contacted them to claim. They appointed a specialist to ensure that our property dried out properly. They appointed a loss adjuster to deal with the details and the... See more

Rated 5 out of 5 stars

Regrettably, I've had to make two claims on my NFU house insurance policy for water leaks and associated damage. In both cases there was a feeling that NFU were moving swiftly and efficiently to s... See more


Company details

  1. Insurance Agency

Written by the company

For more than a century,  we have provided quality insurance to customers, their families, and their businesses, as well as supporting the communities they live and work in.


Contact info

4.0

Great

TrustScore 4 out of 5

7K reviews

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No recent history of asking for reviews

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4.0

All reviews

(6,753)

451 reviews in the last 12 months

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Rated 5 out of 5 stars

Swift efficient action to resolve claims

Regrettably, I've had to make two claims on my NFU house insurance policy for water leaks and associated damage.
In both cases there was a feeling that NFU were moving swiftly and efficiently to sort the problem out. In both cases they employed reliable contractors working really well and who knew what they were doing.
Throughout I knew who to speak to and what I had to do.

July 3, 2026
Unprompted review
Rated 2 out of 5 stars

Very poor communication

Very poor communication, you take the time to go through there online requirement only to get a blunt response with no details. No easy access to the contact number etc.

July 22, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good afternoon

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about your experience and that you had problems with our online quote service.

We're aware that some customers have the problem you described when seeking a quote online, however, I would have hoped we would have provided easy to access information about how you could then call us if needed.

I will make sure this is fed back to the relevant team, and if you would like me to ask someone to call you directly to discuss a quote, please email us at reviews@nfumutual.co.uk with your full name, address and contact details.

Kind regards

Sophia

Rated 1 out of 5 stars

Think you can get your quote online, think again!

Looking online for home insurance. Saw NFU advertised, get a quote online in minutes, it advertises. No you cant, its a ploy to give your info so they can speak with you to do their selling. Call it what you like, I call it misleading. I will take my business elsewhere.

July 21, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good afternoon

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about your experience and that you are unhappy with the service provided by our online quote system.

In the majority of cases, we are able to provide a quote quickly online, however, there are occasions when we may perhaps need a bit more detail about a customer's specific requirements, which is why it's still sometimes necessary to speak to someone directly.

I understand that this wasn't what you were looking for, but sometimes it's still the only way to make sure we're doing everything we can to meet a customer's insurance needs.

Kind regards

Sophia

Rated 1 out of 5 stars

Very sharp practice

Very sharp practice, no claim made moving forward & lost our no claims with no explanation as to why.

July 7, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I’m sorry to hear about the difficulties you’ve experienced.

Unfortunately, there isn’t enough information in this review for me to identify you so we can look into this directly. Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, along with your claim reference number. I shall then pass the information to the relevant team to investigate further.

Kind regards

Sophia

Rated 5 out of 5 stars

Very professional company worth paying…

Very professional company worth paying more than average for insurance as you get really professional and polite staff who make you feel that you’re in safe hands .They quickly planned a course of action and it would have been finished sooner but for the fact I was away for an extended period .

March 27, 2026
Unprompted review
Rated 1 out of 5 stars

They are lucky to get 1star from me

They are lucky to get 1star from me. Had a simple rodent damaged wire and needed vehicle electrics checking to establish if any other fault. Been without vehicle 4 months.
Communications virtually non existent.
Had to involve a legal firm who they have ignored. In the end dealt with the 2nd garage in month 4 direct then managed to get car back by recovery company but still not a word from the NFU. The NFU local branch also washed their hands of it. Once upon a time the NFU were the best in terms of service and communication. Alas no longer and I encourage people on shop around.

July 15, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I’m sorry to hear about the difficulties you’ve experienced with your claim, and appreciate how stressful the situation must be.

Unfortunately, there isn’t enough information in this review for me to identify your claim so we can look into this directly. Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, along with your claim reference number. I shall then pass the information to the relevant team to investigate further.

Kind regards

Sophia

Rated 1 out of 5 stars

Requirement that minimum October-April…

Requirement that minimum October-April temperature is 10 degrees C. As I understand it, water freezes at 0 degrees C, so this costly requirement is excessive. Underwriters fail to give an adequate explanation for this.

July 13, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave your feedback, and I'm sorry to read you're not happy with this requirement.

You haven't said which specific policy type it relates to, however, I believe it may be to do with an unoccupied building. If so, this requirement is intended to prevent damage caused by freezing pipes and any subsequent escape of water when they thaw.

I appreciate you think that 10 degrees is excessive, but this helps limit the risk of damp and mould which unoccupied properties are also susceptible to during these months.

I hope this information helps.

Kind regards

Sophia

Rated 3 out of 5 stars

Leaving NFU home insurance after 10 years and here’s WHY!

Considering moving my account!
The service is disjointed and once their third party operatives enter the claim that’s when the real problem start at every level, namely ARAG ltd and Sedgewick Ltd .
Such a shame that we as a long standing customer of over 10 years, are left with no option the stress that these companies exert upon innocent customers and in our case ( pensioners)
The highest level of customer service and satisfaction reached in the first five years sadly no longer exists!

July 13, 2026
Unprompted review
Rated 5 out of 5 stars

I was not expecting any financial help

I was not expecting any financial reimbursement as my hearing aids were not insured. However, my son advised me to approach my house& contents insurers (NFU) as I required to use my hearing aids at home & also away from home.
I was delighted to receive a substantial contribution towards my replacement hearing aids in a short period of time.
My experience with the company was polite, helpful & attended to quickly.

July 10, 2026
Unprompted review
Rated 5 out of 5 stars

NFU is the best insurance company I and…

NFU is the best insurance company I and many of my associates would agree with this. There is no argument if there is a genuine claim and it’s sorted out very quickly with no arguments once they have all the facts. Maybe a bit more expensive then other insurance companies but with them if you unfortunately, do have a real claim they get it sorted without any fuss, or trying to avoid the situation.

May 31, 2026
Unprompted review

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