NRMA Insurance Reviews 

1,569
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Looking at 347 reviews, most reviewers were somewhat happy with their experience overall. Many people appreciate the helpfulness and professionalism of the staff, often highlighting their knowledge and clear guidance when discussing policies. Customers frequently report positive interactions with agents, finding them friendly and supportive, which makes processes like setting up insurance or managing claims feel seamless. However, some customers also noted significant price increases for policies, with several finding their premiums much higher than expected or compared to competitors. A number of people experienced poor customer service, citing difficulties communicating, long delays in claim processing, and a lack of accountability. Some reviewers also reported issues with claim approvals and slow progress, leading to frustration.

What people talk about most

Service

People report ambiguous experiences with service, with some customers praising the excellent and seamless... See more

Customer service

Clients share ambiguous opinions on customer service, with many reviewers expressing significant frustration... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, professionalism,... See more

Price

Reviewers mention ambiguous feedback about price, with some customers expressing dissatisfaction over... See more

Claim

Consumers find the claim process to be ambiguous, with many experiencing significant delays and a lack of... See more

Reviews shaping this summary

Rated 3 out of 5 stars

Had great experiences with NRMA roadside assistance and telephone staff every time BUT More than 20% policy price increases year on year for comprehensive car insurance is a joke. What hap... See more

Company replied

Rated 3 out of 5 stars

I purchased a battery and insulation from NRMA which I’ve been a member for over 30 years. The mechanic that arrived was friendly and professional and instillation went without a hitch. But I realised... See more

Company replied

Rated 3 out of 5 stars

Timeframes not transparent. It’s a Sneaky way of tricking customers when you have restrictions that are not in writing or advertised. Limiting the time a quote is valid for when it isn’t in writing an... See more

Company replied

Rated 4 out of 5 stars

Generally happy with NRMA. Staff are excellent. Always friendly and helpful. Only problem is if you call them it can take a long time on hold. The automated response system is better than some, but st... See more

Company replied


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3.1

Average

TrustScore 3 out of 5

2K reviews

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3.1

All reviews

(1,569)

340 reviews in the last 12 months

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Rated 1 out of 5 stars

NRMA AND Sgio I am not happy with your…

NRMA AND Sgio I am not happy with your services, especially NRMA they had my car for over a month and didn’t do any repairs on my c63 In fact all you guys did was cause more problems. I am very disappointed from the biggest to the lowest, the CEO of NRMA, Mrs with all respect but you need to check your company with a reality check or your business might lose a lot of customers & just in my opinion who do you think I should of got insurance cover with? I guess time will tell I will let you know on that one! Cheers and plz go ahead cancel my policy like iv been asking you too you wasted my Time!!

You will have to offer me a brand new c63 s Gle AMG now Mr Mercedes and Mrs NRMA ! Get in contact with me regarding this you guys have upset and left me very disappointed and unhappy with my own car I shouldn’t feel like this man aye Carolyn Darke!

February 2, 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Eli, thank you for taking the time to share your experience. We’re really sorry to hear how disappointed and frustrated you’ve been, that’s never the experience we want for any of our members.
request our Claims Team to give you a call back with an update on your claim. Please keep an eye out for a call from a private number. While we provide a timeframe of up to 3 business days to receive the call, however, it often happens much sooner. In the meantime, you can also try contacting claims through webchat here: https://go.nrma.com.au/motorclaimswebchat. They are available from 8:00am to 8:00pm AEST, seven days a week. ~ Cindy

Rated 1 out of 5 stars

Asked for an email copy to be sent

Asked for an email copy to be sent, was told no worries.
Said that I was registering the car that day, so I need the email.
No worries.
Nothing arrived.
3 days later still nothing.
4th phone call, was told my email was not selected, so it will take another 24hrs to recieve my documents.
Meanwhile car is still not registered.
Unusually poor service from NRMA/IAG.
Not what I am accustomed to.

January 31, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Mark, thank you for taking the time to share your experience with us. I’m really sorry to hear how difficult this has been, especially when you needed your documents urgently to register your car. We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Cindy

Rated 4 out of 5 stars

A Great Result!

Super friendly, helpful and professional staff members! ... I created 2 new insurance quotes (CTP + Comprehensive) online. These were converted to actual policies over the phone. I was offered 10% + 5% discounts for initiating these policies online including qualifying for a multi-policy discount! A few discrepancies were corrected (we're human!) including a request from me for a start direct debit date change were all carried out with a smile. Happy to know that we have an actual NRMA branch in town (Inverell NSW 2360) if needed!

January 31, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Tania, thank you so much for the wonderful review!
We’re really glad to hear you had such a positive experience creating your new policies and that our team could help convert everything smoothly over the phone. It’s great to know the discounts, multi‑policy savings, and those little corrections along the way all came together for a great result.
We’ll be sure to pass your kind words on to the team; they’ll be thrilled to hear your feedback. And we’re especially happy that having a local NRMA branch in Inverell gives you that extra peace of mind.
If you ever need anything else, we’re here to help. ~ Cindy

Rated 5 out of 5 stars

always no hasell with either claims or…

always no hassell with either claims or renew policies or new quotes

January 26, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Domenico,
Thanks so much for taking the time to leave this review! We're really glad to hear you've consistently had a hassle‑free experience with your claims, policy renewals, and new quotes. That’s exactly the kind of smooth, straightforward service we aim to deliver.
If you ever need a hand with anything in the future, we’re here to help. ~ Cindy

Rated 1 out of 5 stars

I have been a member of NRMA for over…

I have been a member of NRMA for over 10 years. I always an honest when filling in my information in terms of vehicle use, kilometres travelled, where the vehicle is stored etc. I went to renew my policy to find by switching my gender from male to non binary saves me 25% on my premium. In the 10 years I have been a member, a 25% reduction in my premium has never been on the cards. This is all with the SAME driving history, same address, same number of claims, same everything… all a part from updating my gender.
I’m perplexed how this makes such as difference.
Yes, I understand, statistics, inclusion etc are part of what NRMA are trying to achieve but a 25% all because of identifying as Non Binary…. Why not be fair to the average person NRMA - I don’t know how I have become a safer driver by declaring I’m non binary

January 1, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Chris, We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Max

Rated 1 out of 5 stars

Really disappointing

Our tenants moved out and left the house filthy. They also damaged the kitchen and bathroom. NRMA told us we would have to lodge two separate claims for repairs, each with an excess of $1,100, and that they also required 4 weeks' rent (the bond). We tried to explain much of the bond was gone due to cleaning costs, and we did not have the $4000 plus dollars required to even get the claims process started. Communication was also really poor, in that we had to chase information and updates. It felt as though there wasn't much motivation to support us and find solutions. In the end, we just gave up.

January 20, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Janine, We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Max

Rated 5 out of 5 stars

Excellent service

In my opinion, NRMA have always been great to deal with and their staff very knowledgeable. I cannot fault their integrity.

January 22, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Garry, we appreciate your positive feedback and are happy to hear that you've consistently had great experiences with our knowledgeable staff. Thank you for recognizing our integrity.

Rated 5 out of 5 stars

The whole process was amazing thanks…

The whole process was amazing thanks NRMA and Team

January 23, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Julie, we're happy to hear that you had an amazing experience with our team. Thank you for your positive feedback; we appreciate it! ~Kaz

Rated 5 out of 5 stars

Thanks to NRMA roadside assistants Ali

Thanks to NRMA roadside assistants Ali, & trainee Sarmad for today's battery replacement.

Due to car being my elderly aunts they prioritise to come asap and my aunt was very appreciative of the speed of service.

Also manager Ozzy arrived I assume to oversee the trainee. he was also very kind and offered good information also. Ali kept us updated on their goings on while changing battery. All very respectful and friendly. Thank you

January 23, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Sandy, we're happy to hear that NRMA Roadside assistance team provided prompt and respectful service for your aunt's car battery replacement. We appreciate your kind words about the team's helpfulness and the speed of service. Thank you for sharing your positive experience! ~Kaz

Rated 1 out of 5 stars

Dont touch NRMA Insurance

We were involved in an accident with an NRMA insured driver over 4 months ago. The at fault driver admitted liability and lodged a claim with her insurer (NRMA). Since this time we have been endlessly stuffed around and ultimately ghosted by NRMA Insurance claims Department, which is now based somewhere in Asia. Significant damage has been done to our vehicle through no fault of our own and now NRMA think that we will just go away if they continue to ignore us.I have started asking around and found that this tactic is now widespread with NRMA so therefore suggest that anyone thinking of insuring anything don't do so with NRMA. We have now had to refer our claim to the Australian Financial Complaints Authority to try & seek a resolution. NRMA are a disgrace!!

September 28, 2025
Unprompted review
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Reply from NRMA Insurance

Hi Boyd, thanks for sharing your experience. We acknowledge your frustration regarding the accident claim and the difficulties you've experienced with our claims department. We're sorry to hear about the delays and lack of communication. We have sent your review to the claims team. Thank you for bringing this to our attention. ~Kaz

Rated 2 out of 5 stars

Ever increasing premium, lack of loyalty

I was frustrated with the continuous increase in premiums last year and again this year. We have been members for 47 yrs and I do not feel that they show me any loyalty so why should I. I have had just one other quote this year which was $750 less for the same product or at least an equivalent product.

January 22, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Brett, thanks for taking the time to share your feedback with us. I’m really sorry to hear how frustrated you’ve been feeling, especially after being with us for 47 years. That’s a long time to place your trust in us, and we never want you to feel that loyalty isn’t recognised.
We understand how disappointing premium increases can be. Over the past few years, Australia has seen a significant rise in severe weather events, along with higher repair and claims costs across the industry. These pressures unfortunately impact premiums for all insurers, but we know that doesn’t make the experience any less frustrating.
I’d really like to take a closer look at your policy and see what we can do to help. If you’re open to it, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Cindy

Rated 1 out of 5 stars

Thieves and liars

I wanted to update the address on my policy as I have recently moved, yet the online form was showing an increase in the policy payments as opposed to what should have been a decrease as outlined by their risk factors. Calling the number provided put the increase at an even higher rate than what the website showed!

Apparently living in an area with a lower crime rate and putting your vehicle behind a locked garage means your car is at a higher risk than the previous location with a higher crime rate and being left out in the open in a carport. This is ridiculous and goes against everything they describe what determines the overall premium amount.

Edit: It seems they don't bother reading reviews before giving a scripted response either.

January 22, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Seneeki, thanks for taking the time to share your feedback, we understand how disappointing this must have been, especially when you were expecting a decrease.
Premiums are reviewed at renewal using historical statistical data from multiple sources, including council information, police and claims data, and are based on a combination of factors such as location, weather exposure, traffic conditions, claims experience and crime rates. While changes like a different address or secure parking can influence risk, the overall premium reflects the combined risk profile, which means it doesn’t always lead to a reduction.
We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Cindy

Rated 1 out of 5 stars

Your communication will be very difficult


Their system is not user friendly and when you email them their staff do not read your email and act like AI

January 15, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Niho, We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Max

Rated 3 out of 5 stars

The first time I called your company…

The first time I called your company the lady I spoke with was not very helpful the 2nd time I called a Gentleman by the name of Aspen was extremely helpful and did his research into what I needed and was looking for so i think you should train your staff so they know exactly what you offer in terms of policy

January 16, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Barry,
Thank you for taking the time to share your experience. We’re sorry to hear that your first interaction didn’t meet expectations, but we’re glad to hear Aspen was able to help and take the time to understand what you needed — we’ll be sure to pass that feedback on.
Your comments are important to us, as consistent knowledge and support across our teams is something we’re always working to improve. Feedback like this helps us identify where additional training or guidance may be needed.
Thanks again for letting us know. ~ Max

Rated 5 out of 5 stars

Over 55 villages check this out

What a great find ..lend lease house insurance and over $200 better than others. So easy on line (discount) even for those not text savvy. Quick and done in just a few minutes. Really pleased.

January 20, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Linda,
Thanks so much for your wonderful review! We’re really pleased to hear you found our landlord insurance easy to arrange online and that it offered great value compared to other options. Making insurance simple and accessible is important to us, so it’s great to know we delivered on that for you.
Thanks again for sharing your experience. ~ Cindy

Rated 5 out of 5 stars

Excellent staff

The staff I dealt with were knowledgeable, helpful and friendly. While the premium isn't always the cheapest, in this case it was for my insurance needs.

January 14, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Greg,

Thanks for your kind feedback. We’re glad to hear our team was knowledgeable and helpful, and that the cover suited your insurance needs. ~ Max

Rated 3 out of 5 stars

Cancelled policy

I had a policy and because it got cancelled as I missed one payment, they now no longer do fortnightly and they are charging 10 more each payment and the policy price can change any day depends on the day of the month
When pushed to explain why she couldnt actually explain why

January 19, 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Lee, thank you for taking the time to share your experience, and I’m really sorry to hear how frustrating this has been for you. We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Cindy

Rated 1 out of 5 stars

NEW FOR OLD VEH8CLE REPLACEMENT

Had a new vehicle written off due to hail damage. They have new for old replacement on policy for new vehicles written off within the first 2 years of purchase. Claims incorrectly processed the claim as a finance payout when I called to advise them it should be a new for old replacement I was met with rudeness and told that they could not discuss the claim results with me. I am the policy holder as verified on the phone and therefore I should absolutely be able to ask questions to get an understanding of how they came to that decision. As it turns out it was an error on NRMA side, mistakes happen this is not what was upsetting to me. Instead of helping me they treated me like I was not entitled to ask or clarify. Spoke over the top of me constantly did not allow me to respond and then accuse me of being rude. Yes I was upset rightfully so but at no stage did I swear, yell or abuse anyone. I was advised that they only had one person who works in the New for Old claims department for qld so they would not be able to process my claim until that person returned from their Christmas holiday. Long story short it was a horrendous experience with staff who seem to think that everyone who is upset is rude when they make errors. I have lodged a formal complaint as I would like them to investigate the treatment and the information they gave me. Regardless I have made a decision to cancel my NRMA insurance...that will be my response. Aweful experience!

November 23, 2025
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Angela, We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Max

Rated 1 out of 5 stars

Forget NRMA Australia zero customer loyalty

Forget NRMA Australia and their so called loyalty programme. I have had at least 4 continuous policies with them for over 40 years and was offered a “lifetime” no claims bonus. My wife made a claim for a minor car accident for the first time in 40-years and this year NRMA has raised our insurance by 45% quoting that “we don’t do no claims bonuses anymore, we call it something else”. That demonstrates the extent of NRMA loyalty to its customer - zero!!! I will be cancelling all 5 of my current policies with them.

January 13, 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Fred, thank you for sharing your feedback and for being a loyal customer for over 40 years, we truly appreciate your long-standing relationship with us. I’m very sorry to hear about your recent experience and the frustration this has caused, especially after so many years of trust.
We’d really like the opportunity to review this for you and see what we can do to help. We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Cindy

Rated 1 out of 5 stars

NRMA apparent valued customer lol

I have my house, and 2 cars insured with NRMA and now wanying to insure my caravan and get cheaper quotes from elsewere even with the group discount from them. I 9nly want it insured for the 25k i paid for it but the minimum is 38k ehick makes zero sense. Anyhow i am going with either GIO or new wave insurance as they are half the cost of NRMA . This valued customer doesnt feel very valued, might take everything else to a different company also.

January 9, 2026
Unprompted review
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Reply from NRMA Insurance

Hi James, We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Max

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