NRMA Insurance Reviews 

1,557
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Considering 348 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the helpfulness and professionalism of the staff, often highlighting positive interactions with employees who provide clear guidance and support. People generally find the service reliable and are confident that the company will honor its promises, especially when it comes to claims. The ability to speak with real people and receive personalized assistance is a significant positive for many. However, some customers express dissatisfaction with price increases, finding them significant and unexplained, even for long-term policyholders. There are also concerns about the claims process, with some reporting difficulties in communication, slow progress, and a lack of responsiveness. A few people also experienced issues with online account access and found the customer service unhelpful in resolving these technical problems.

What people talk about most

Service

Customers consistently note ambiguous experiences with service, with some reviewers praising the impeccable... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with many expressing significant... See more

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, knowledge, and... See more

Price

People report ambiguous experiences with price, with many customers expressing frustration over unexpected... See more

Claim

Users describe ambiguous interactions with claim processes, with some customers reporting significant... See more

Reviews shaping this summary

Rated 3 out of 5 stars

Had great experiences with NRMA roadside assistance and telephone staff every time BUT More than 20% policy price increases year on year for comprehensive car insurance is a joke. What hap... See more

Company replied

Rated 3 out of 5 stars

Timeframes not transparent. It’s a Sneaky way of tricking customers when you have restrictions that are not in writing or advertised. Limiting the time a quote is valid for when it isn’t in writing an... See more

Company replied

Rated 3 out of 5 stars

I purchased a battery and insulation from NRMA which I’ve been a member for over 30 years. The mechanic that arrived was friendly and professional and instillation went without a hitch. But I realised... See more

Company replied

Rated 4 out of 5 stars

Generally happy with NRMA. Staff are excellent. Always friendly and helpful. Only problem is if you call them it can take a long time on hold. The automated response system is better than some, but st... See more

Company replied


Company details


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3.1

Average

TrustScore 3 out of 5

2K reviews

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3.1

All reviews

(1,557)

328 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great product, reasonable rates, clarity of product.

Clarity of policy cover and optional extras available. Team member knowledge of product exceptional.
Service was reasonable given amount of information to be covered.
Reasonable rates and multipolicy discounts and loyalty discounts for long term customer

May 30, 2026
Unprompted review
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Reply from NRMA Insurance

Thanks so much for your feedback, Rhonda, we really appreciate you taking the time to share your experience.
It’s great to hear the team was able to clearly explain the cover and options, and that you found the value and discounts worthwhile. We’ll be sure to pass your kind words on to the team. ~ Cindy

Rated 5 out of 5 stars

I have been a member of NRMA for a few…

I have been a member of NRMA for a few decades and have delt with a few other Insurers also in this time and have always find NRMA to have the best options and most reliable at honoring what they promise.
The Insurance Administrator was well versed in the policies and information given, he also gave several scenarios which I had asked for giving me the confidence of choosing the correct policy for my situation. The service was great!

May 31, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Viv, thank you so much for your kind words and for being a loyal NRMA member for so many years, we really appreciate your support.
It’s wonderful to hear that you’ve consistently found us reliable and that the information provided helped you feel confident in choosing the right policy. I’ll be sure to pass your feedback on to the consultant involved as well.
Thanks again for taking the time to share your experience with us! ~ Cindy

Rated 5 out of 5 stars

Friendly informative service I felt…

Friendly informative service I felt valued at our Merimbula office & taken care of thankyou Jess.

May 26, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Lynne, thank you for your lovely feedback. We’re so pleased to hear you felt welcomed, informed and well taken care of during your visit to our Merimbula office.
We’ll be sure to pass your kind words on to Jess, recognition like this means a lot to our team.
Thanks again for sharing your experience and for choosing NRMA. ~ Cindy

Rated 1 out of 5 stars

High call volume

Always - high call volumes 🤬🤬🤬🤬- waiting waiting - wasting time - put some more call operators on 🤦‍♂️

May 28, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Peter, thanks for your feedback, I’m sorry to hear about the long wait times you’ve experienced. We understand how frustrating that can be, and we’re continuously working to improve our service and reduce call wait times for our customers. If you’d prefer not to wait on the phone, you can reach us via our web chat using this link external link or using Facebook messenger.
We appreciate you taking the time to share your experience, and we’ll make sure your feedback is passed on to the relevant team. If you still need help with your CTP, please reach out through one of the options above, we’re here to help. ~ Cindy

Rated 5 out of 5 stars

I’ve had my car with NRMA since 2020

I’ve had my car with NRMA since 2020, just had my first ever claim and they were incredible to deal with, full repairs, hire car and the overall experience was better than I could have expected. Actually talked with real Aussies on the phone that were super helpful. Very happy.

May 28, 2026
Unprompted review
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Reply from NRMA Insurance

Hi David, thank you so much for taking the time to share your experience and for your continued support since 2020. It’s fantastic to hear that your first claim went so smoothly and that the team could support you through the repairs and hire car process.
We’re especially pleased to know you found our team helpful and easy to deal with, we’ll be sure to pass your kind words on to them.
Thanks again for your loyalty and for choosing NRMA. ~ Cindy

Rated 5 out of 5 stars

Great customer service and fast…

Great customer service and fast turnaround time on repairs at the Gladesville repair hub.

May 27, 2026
Unprompted review
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Reply from NRMA Insurance

Thanks so much, Peter! We’re really glad to hear you had a great experience with our Gladesville repair hub and team . ~ Max

Rated 3 out of 5 stars

Lost my car fob /key

Lost my car fob /key. I was and am on plus for the moment.
Paying full but I was still told I have to pay $600 excess even tho my new car replacement key fob is only $400 ?
2 cars with nrma but going elsewhere next month

May 21, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Matthew, thanks for your feedback, and I’m sorry to hear about your experience. Losing a key fob is frustrating, and I understand your concerns around the excess cost.
Excesses can apply depending on your level of cover and policy terms, but we’d really like to review this for you and make sure everything’s been explained clearly. Please send us a direct message with your details or reference number and we’ll take a closer look. ~ Cindy

Rated 5 out of 5 stars

Best prices and best services

Best prices and best services

May 23, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Ellie, love hearing this—thanks so much for the kind words and support! 😊 We’re always here to deliver great value and service. ~ Max

Rated 1 out of 5 stars

CTP quote could not pay online

CTP quote could not pay online - prompted to ring 132132 Ring 1st time quote number cant be found - 2nd call after being helped by a brilliant lady who found all my details, my phone drops out - ring third time cant find any details from my quote. Way to hard just paid my existing CTP slip with QBE which was dearer. You must loose alot of $ with this system.

May 25, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Jo, thank you for your feedback, and we’re sorry to hear about your experience.
It’s disappointing to hear how difficult it was to complete your CTP quote and the repeated issues finding your details. We understand how frustrating this would have been, especially after multiple calls.
This is not the experience we aim to provide, and your comments about the process and system have been noted. If you’re open to it, we’d welcome the opportunity to look into what happened with your quote and see how we can assist further. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Cindy

Rated 1 out of 5 stars

I am writing this review to express my experience

I am writing this review to express my deep disappointment with NRMA regarding my recent car insurance renewal.
My history with NRMA is a long one. I originally started my insurance journey with you when I was just 19 years old, insuring my first car. I have been overseas and on returning I chose to stay with NRMA, believing that long-term loyalty would be recognised and rewarded.
However, I am now 65 years old, and I have just been quoted nearly
$2,000 for a comprehensive full cover policy for a vehicle that is worth only
$6,000.
To put this into perspective, I am being asked to pay one-third of my car’s total value every single year. This makes absolutely no sense from a financial or logical standpoint. I am shocked that NRMA would present such an unreasonable quote. Who is calculating these underwriting premiums, "THE MAN FROM MARS"!
I had hoped for a fair premium that reflects my long-standing loyalty, clean driving history and the modest value of the insured vehicle. Instead, this quote feels dismissive and completely out of touch with reality.
A real joke!!!!

May 22, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Gary, we appreciate you sharing your concerns regarding your recent renewal quote. We understand your disappointment, especially given your long history with us. If you would like assistance, please message us at this link https://go.nrma.com.au/FBmessenger and say you are from Trust Pilot so we can help. ~Kaz

Rated 5 out of 5 stars

I spoke with Jessica a while ago

I spoke with Jessica a while ago. It was a no fuss, clear and very professional transaction. Im not feeling very well today, which makes it hard for me to communicate but Jessica did a very good job so i can understand clearly the policies.

May 24, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Luna, we're so glad to hear our team provided clear and professional assistance, especially when you weren't feeling well. We appreciate your kind words. ~Kaz

Rated 5 out of 5 stars

Lily was great

Lily was great! Efficient!! Great communication skills.

May 19, 2026
Unprompted review
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Reply from NRMA Insurance

We're so glad to hear about your positive experience with our team. Thank you! ~Kaz

Rated 1 out of 5 stars

Absolutely hopeless staff and…

Absolutely hopeless staff and management
I was trying to pay my roadside membership
But couldn’t at post office as there link to pay at post office not working
I explained to staff and manager asking to have bar code sent to me
6 times I asked
6 emails
But no they couldn’t send it
So I cancelled 6 of my nrma memberships

Go to hell you useless hopeless nrma

May 15, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Dino, thanks for taking the time to leave a review. We’re sorry to hear about your experience.
It sounds like your feedback relates to NRMA Roadside Assistance (The NRMA), which is a separate service to NRMA Insurance. This page is for NRMA Insurance, so we want to make sure your concern reaches the right team who can assist you.
We recommend contacting The NRMA directly on 13 1122 so they can look into this for you and help resolve the issue. ~ Cindy

Rated 5 out of 5 stars

My experience with NRMA was 100% happy…

My experience with NRMA was 100% happy in both area's of insurance. I took out new policies for our House and Contents and motor vehicle.
Both Support staff was able to assist me to find the right policy for our needs.
1 was 100% happy with the Service I was provided and the helpful guidance of the procedure process. Very happy to say that I will be saving some money by changing Insurers and have a much better cover on contents insurance. Thank you Lenni (MV) and Dave (H&C). I would definitely recommend checking out NRMA Insurance.

May 20, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Colleen, thank you so much for sharing your experience!
It’s great to hear Lenni and Dave were able to support you in finding the right cover for your home, contents, and motor vehicle, and that you’re feeling confident in your new policies. We’re especially pleased to know you’re saving money while getting better cover—that’s exactly what we aim for.
We really appreciate your recommendation and kind words. ~ Max

Rated 1 out of 5 stars

Cancelled a few policies

Cancelled a few policies, was told any monies sent back to card, I noted I dont live at former address and gave a new address.
2 weeks later i then get informed they sent cheques to my former address.
The insurance for my van was just under 3k, another insurer, 1.3k, less than half.
I spent nearly an hr on the phone for nothing

May 16, 2026
Unprompted review
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Reply from NRMA Insurance

We are truly sorry to hear about the issues you experienced with your policy cancellation and the refund process. We understand your frustration regarding the cheques being sent to your old address and the time spent on the phone. If you didn't get this resolved, please message us at this link https://go.nrma.com.au/FBmessenger and say you are from Trust Pilot, and we can check the refunds for you. ~Kaz

Rated 5 out of 5 stars

The lady we spoke to was very helpful…

The lady we spoke to was very helpful and informative offered us great advice and service

May 12, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Kerry, we're so glad to hear our team provided you with helpful advice and great service. Thank you for your kind words! ~Kaz

Rated 5 out of 5 stars

That it was a batrey and eveething was…

That it was a batrey and eveething was sorted the same day

May 15, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Rebecca,
Thanks for sharing! Glad to hear the issue was identified quickly and that everything was sorted on the same day — that’s exactly the kind of experience we aim to provide. ~ Max

Rated 2 out of 5 stars

Always Wiggling Out of Paying

I was hit by a car while riding and needed to put in the claim for the damages to my bike. NRMA covered the value I had it insured by them but at no point were they easy to deal with. I tried to pursue the outstanding amount with the drivers insurer directly as NRMA told me to and was instead told that NRMA was pursuing that amount and I had to go through them. Multiple calls without a straight answer, it wasn't until I lodged a complaint was it confirmed this was true. At the same time and on the same policy we had to make a claim as our storage unit was broken into. When we rented the unit we added it to our policy. When we make the claim, what would you know? NRMA had migrated us to a different policy and it no longer covered the unit (but funny they didn't remove the specific bike which I paid a premium to add) so we were left without insurance. We even explained that if we were told we needed a higher level of cover we would have taken it up! They say they are a "HELP" company but they aren't. The saddest part is that the customer service I received from the drivers CTP insurer (GIO) has been better than anything I have ever received from NRMA. 23 years and never received good customer service from NRMA. There is literally no benefit to loyalty. Time to go.

May 15, 2026
Unprompted review
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Reply from NRMA Insurance

Hi TF,
This sounds like a very frustrating experience, especially with the back-and-forth around the claim and the confusion on cover. We’d like to get a clear view of what’s happened here and address your concerns properly.
Please send us a private message with your details here: https://www.facebook.com/nrmainsurance so we can look into both matters and provide a clear update. ~ Max

Rated 5 out of 5 stars

NRMA has provided a great price for my…

NRMA has provided a great price for my Wovi vehicle. There was a hailstorm in late 2025 and my car was heavily affected. It already had previous hail damage, but my car was accepted for a complete repair of the hail damage because of how severe the new damage was. As expected, there was a long wait for my car to be repaired. However, when my appointment did come around, NRMA was very helpful.
ASG Hail was the company that repaired my car and did a stellar job. My paint is a complicated colour, and a few parts of the car needed to be repainted. The entirety of their work was beautiful. Anything I noticed on my car after the repair was resolved quickly and fairly by friendly and helpful staff.
I had an unexpected delay due to a part arriving damaged, which added a week and a few days, meaning my rental car period of 21 days was completely used up and I would need to pay more for another hire car. However, this was not NRMA or ASG Hail’s fault. ASG Hail worked fast to minimise the additional days. When I approached NRMA about needing another rental or an extended rental with them, they solved it by extending it for another two days, resolving a significant financial burden.
I cannot complain at all — both parties have done an amazing job for me and I just want to say thank you to everyone for your assistance.

May 15, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Esita,
Thank you for taking the time to share such a detailed experience. It’s great to hear the repairs were carried out to a high standard, especially with a complex paint finish, and that the team at ASG Hail supported you throughout the process. We also appreciate you highlighting how the hire car situation was handled — it’s good to know the extension helped ease that pressure.
Your feedback means a lot, and we’re glad we could support you during a challenging time. ~ Max

Rated 5 out of 5 stars

NRMA with the best service ever

NRMA are number one for all my needs , because they have local branches with wonderful helpful people to address our needs .
I respect NRMA a lot because they have these helpful people and do not force us to go online and become quite frustrated

May 12, 2026
Unprompted review
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Reply from NRMA Insurance

Hi Daryl, we really appreciate your kind words and support. It’s great to hear our local teams have been able to assist you when needed—being there for our customers in ways that work best for them is important to us. ~ Max

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