This company or App is seriously AMAZING I Can’t tell you how seriously helpful this is!! I wish nothing but continued success and great things for your company. Thank You!! For making Car insurance... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Low down payment as well as great payment options. But be very careful with this company because I needed to make a change to my policy and it’s been damn near a week ago and still no new documents w... See more
Company replied
Shopping for insurance is always a headache with a relentless amount of calls from different carriers offering basically the same plan. Ocho does it differently. They show you different options (b... See more
Company replied
It was a streamlined , online no hassle experience i am happy the deals were awsome snx the serup was easy - i am telling everybody anx snybody- YOU BETTER GET OCHO!
Company replied
Company details
- #76 of 116 best companies in Insurance Agency
- #26 of 42 best companies in Auto Insurance Agency
- #25 of 37 best companies in Insurance Broker
Written by the company
Welcome to OCHO. We’re building a better way to get insured—one that works for real life. We help you find coverage through our marketplace, then make it easier to start and stay insured with flexible payment options through Ocho Pay. That means lower upfront costs, split payments, more time when you need it, and even a chance to build your credit along the way. We believe insurance shouldn’t set you back. It should help you move forward. OCHO is currently available in TX, AZ, IL, WA, MO, GA and NM. Insurance, built around you.
Contact info
United States
- (800) 220-1416
- support@ocho.co
- ocho.co
4.6
Excellent
144 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 88% of negative reviews
Typically replies within 1 week
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Love the payment plan options
Love the payment plan options, very lenient, thank you OCHO
August 1, 2025
Smooth Process, Better Than Expected
Ocho was a convenient option that saved me time and removed stress. The app allows me to align my payments with payday. I am a first-time user and I’m happy with the process so far.
April 3, 2026
Ease of setting up auto insurance on…
Ease of setting up auto insurance on line and rate.
April 2, 2026
Reply from OCHO
Thank you for your review, David! I'm so glad it was an easy process, and that you got a good rate.
Great prices and very affordable
They have great prices and very affordable and will help budget your expenses
April 2, 2026
Reply from OCHO
Really appreciate you sharing this, thank you! We're glad to hear the pricing feels affordable and that the payment options are helping you manage your budget. That’s exactly what we aim to make easier.
We’ve got you if you ever need anything.
Reply from OCHO
That’s exactly what we like to hear. Glad it felt user-friendly and quick from your side. If you ever need anything, we’ve got you.
Great Job!!
April 2, 2026
Reply from OCHO
We’ll take that, thank you! Really glad you had a great experience. If you ever need anything, we’ve got you.
Reply from OCHO
We understand that biweekly payments aren’t for everyone.
A lot of our customers actually prefer this setup because it can make payments more manageable, but we do have some flexibility. If it works better for you, you can make payments monthly, and some customers choose to make two payments at once every four weeks.
If you’d like help setting that up in a way that fits your schedule better, feel free to reach out to us, we’re happy to help!
Excellent and good service
Excellent and good service, and the customer service is very professional and willing to help.
April 2, 2026
Reply from OCHO
Really appreciate you taking the time to say this.
Glad to hear the service has been smooth and that our team has been helpful and professional, that’s exactly what we aim for.
We’re here anytime you need us.
Ocho allowed me to have a lower down…
Ocho allowed me to have a lower down payment and option to pay the full 6 months off at one time. I absolutely love this app and company.
February 12, 2026
Reply from OCHO
This is great to hear.
Having the option to start with a lower down payment or pay the full 6 months upfront is exactly the kind of flexibility we want to give. Glad it’s working well for you.
We appreciate you being with us, and we’ve got you if you ever need anything.
Fast and easy
I was able to get insurance policy for a small down payment, all from the comfort of my home.
March 31, 2026
Reply from OCHO
Love this. Getting insured from home with a low down payment is exactly the experience we’re aiming for. Glad it was simple and convenient for you. If you ever need anything, we’ve got you.
Goter done
Well what I thought was so pleasant is that I didn't have a hundred insurance companys calling me and selling me there insurance. I filled out a few details and it seemed like in minutes I had insurance and also not having to put a large sum down at one time and have another in two weeks it was a small down payment and was able to break down my monthly payment in two parts thanks to you it was possible to get the coverage I needed thank you so much
December 11, 2025
Reply from OCHO
This is exactly what we love to hear. No spam calls, no pressure, just a simple process where you can get covered in minutes. And being able to start with a small down payment and split the rest into manageable payments makes a big difference.
Really glad we could help you get the coverage you needed. We’ve got you anytime you need us.
Slow to process changes.
March 28, 2026
Reply from OCHO
We’re sorry to hear this, that’s not the experience we aim to provide.
In many cases, changes depend on processing times from the insurance carrier, but we always move as quickly as possible on our side and keep things moving.
If you’re open to it, please reach out to us so we can take a closer look at your request and help get things resolved.
Payments are low and if paid on time…
Payments are low and if paid on time boosts my credit
March 27, 2026
Rogue Budget
Money has very lean in my household. My budget fluctuates and it's hard to keep up with my budget to where my bills get paid on time. OCHO works with me when I'm unable to make the payment. I don't receive your payment is late messages, I don't receive harassing phone calls and I don't get sent to collections. They don't make me feel like I'm a failure.
March 26, 2026
Very easy and simple to set up
Very easy and simple to set up and maintain the account love that payments can be split
February 26, 2026
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