Sainsbury's Bank Reviews 

1,355
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 903 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the easy-to-use online portal, competitive quotations, and comprehensive coverage options available for their beloved pets. Many people emphasize how straightforward the claims process is, noting that veterinary bills are settled promptly and efficiently without unnecessary stress. Policyholders feel deeply supported during difficult times thanks to excellent customer assistance and clear updates regarding their active policies. Some reviewers were not happy with steep premium increases after making claims and receiving unexpected policy exclusions. Additionally, a small number of consumers mentioned frustrating delays in receiving payouts and initial difficulties with portal access.

What people talk about most

Claim

Customers consistently note positive experiences with claim procedures, highlighting a smooth,... See more

Service

Reviewers highlight positive aspects of service, noting that the claims process is exceptionally fast,... See more

Payment

Customers had positive experiences with payment, highlighting the fast and efficient claim settlements.... See more

Price

Consumers find price to be ambiguous, with opinions sharply divided regarding the cost of policies. While... See more

User experience

Users describe positive interactions with user experience, highlighting how simple the online portal is to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The pet insurance cover has not let us down, they covered my male pup when he needed an operation, and more recently my females ear infection. Claims made easily via log in, and no push back at all. C... See more

Rated 5 out of 5 stars

Polite staff Very kind and knowledgeable. Put our minds at ease in paying a large Vet Account for us . Would not hesitate too recommend, Having insured our previous pets who are now deceased we... See more

Rated 5 out of 5 stars

The process of arranging the Insurance was very easy. I have used Sainsbury's Pet insurance before for my last dog, who is sadly no longer with us. When I got my new puppy, he came with some insurance... See more

Rated 5 out of 5 stars

Extremely easy to apply for a quotation. The quotation was very competitive & allows you to increase the policy value and I did, as it was only a few pence more. I like that this policy gives yo... See more


4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.4

All reviews

(1,355)

858 reviews in the last 12 months

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Rated 5 out of 5 stars

My claim could not have been simpler

My claim could not have been simpler. Sainsbury's dealt directly with the vet and the money I paid to the vet was reimbursed to me in under a week (less the excess of course). Incredible service - well done Sainsbury's Pet Insurance!

March 31, 2026
Rated 5 out of 5 stars

Really easy to claim

Really easy to claim, I've never had to before. Once the vet had responded to their request for more information, my claim was accepted and paid. Thank you.

April 1, 2026
Rated 5 out of 5 stars

STAND OUT COMPANY

What really stands out is the company's commitment to supporting pet owners with clear communication, fair coverage, and efficient claims handling. I highly recommend this pet insurance provider to anyone looking for reliable, trustworthy coverage and outstanding customer service. Having this insurance has given me real peace of mind, and I wouldn't hesitate to recommend it to family and friends.

June 30, 2026
Unprompted review
Rated 5 out of 5 stars

Very speedy payment. Easy process

My veterinary practice issued a claim after my dog had treatment with them. I had confirmation the next day that the claim had been paid.

All I needed to do what gives my policy number to my vets and they dealt with everything.

So impressed and very different to other policies I have had in the past which has taken ages to settle fees.

Really recommend.

August 15, 2025
Rated 4 out of 5 stars

A positive experience

The experience was good during a very stressful period after discovering my poor dog had a rapid growing cancerous tumour which had to be operated on immediately undergoing major surgery to save her life. Vet put in claim which made it easier as they could send full medical history.

April 7, 2026
Rated 1 out of 5 stars

Claim for almost £2000 was declined for…

Claim for almost £2000 was declined for one of my dogs who suffers with periodontal disease. She had to have 15 teeth removed. The claim was declined due to this being “dental” however my vet has advised that I take Sainsbury’s insurance to the ombudsman due to it being a disease in the gums and not dental neglect.

October 23, 2025
Rated 3 out of 5 stars

Communication issues

My pet insurance claim was settled reasonably quickly. However, there were issues with communication from Sainburys - I got a couple of emails implying there were problems getting information from our vet practice, which was unnecessarily stressful: one of these arrived after the claim had been paid!

June 26, 2025
Rated 4 out of 5 stars

Too long to get my nectar…

It takes a long time to get my nectar points and the difference i have seen canbbe upto 3000 nectar points and upto 2 months before you get them .shopped around seem best deal fingers crossed not made a claim yet but when I called them they sorted problem out as I got year of birth wrong only 1 year but told them in less than a week which did increase cost but not too much but otherwise upto now im ok with them

May 16, 2026

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