Sainsbury's Bank Reviews 

1,355
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 903 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the easy-to-use online portal, competitive quotations, and comprehensive coverage options available for their beloved pets. Many people emphasize how straightforward the claims process is, noting that veterinary bills are settled promptly and efficiently without unnecessary stress. Policyholders feel deeply supported during difficult times thanks to excellent customer assistance and clear updates regarding their active policies. Some reviewers were not happy with steep premium increases after making claims and receiving unexpected policy exclusions. Additionally, a small number of consumers mentioned frustrating delays in receiving payouts and initial difficulties with portal access.

What people talk about most

Claim

Customers consistently note positive experiences with claim procedures, highlighting a smooth,... See more

Service

Reviewers highlight positive aspects of service, noting that the claims process is exceptionally fast,... See more

Payment

Customers had positive experiences with payment, highlighting the fast and efficient claim settlements.... See more

Price

Consumers find price to be ambiguous, with opinions sharply divided regarding the cost of policies. While... See more

User experience

Users describe positive interactions with user experience, highlighting how simple the online portal is to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The pet insurance cover has not let us down, they covered my male pup when he needed an operation, and more recently my females ear infection. Claims made easily via log in, and no push back at all. C... See more

Rated 5 out of 5 stars

Polite staff Very kind and knowledgeable. Put our minds at ease in paying a large Vet Account for us . Would not hesitate too recommend, Having insured our previous pets who are now deceased we... See more

Rated 5 out of 5 stars

The process of arranging the Insurance was very easy. I have used Sainsbury's Pet insurance before for my last dog, who is sadly no longer with us. When I got my new puppy, he came with some insurance... See more

Rated 5 out of 5 stars

Extremely easy to apply for a quotation. The quotation was very competitive & allows you to increase the policy value and I did, as it was only a few pence more. I like that this policy gives yo... See more


4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.4

All reviews

(1,355)

859 reviews in the last 12 months

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Rated 5 out of 5 stars

Unbelievable service

Unbelievable service. I put in a claim and within 48 hours it was paid with zero questions asked. It’s so easy and takes the stress out of pet insurance

March 8, 2026
Rated 4 out of 5 stars

Our claim was handled well!

Our claim was handled professionally and fairly quickly as we informed the claims department at our vets immediately after making the claim with Sainsbury's Pet Insurance. All in all we are pleased with the service received.

November 6, 2025
Rated 1 out of 5 stars

We have been with Sainsbury's Pet…

We have been with Sainsbury's Pet Insurance for over 20 years with various pets.
Our recent experience has left us appalled by their lack of care and misleading policy.

We adopted a French bulldog cross in Oct 2025. Applied as before for insurance (we have two other dogs insured with Sainsbury's) policy documents uploaded into their portal.
Unknown to us after underwriting the insurancers placed an exclusion for breathing difficulties.

Fast forward to May 2026 Rodney became suddenly very unwell. Admitted to vet and after two days sadly never recovered from a pneumonia.

Obviously heartbroken that we had lost our 10 month old puppy we submitted our claim for his treatment and euthanasia.

Days later recieved an email that our claim had been refused due to the undisclosed exclusion.

So we lost our pet, haven't been able to claim back any of his treatment costs and to add insult to injury Sainsbury's continued to take payments for his insurance policy.

Sainsbury's show no care or compassion, we have spent £100s of pound each month insuring our pets with them over 20+ years and they just don't care a jot.

I wouldn't recommend Sainsbury's pet insurance at all.

Now we are dealing with a bereavement and thousands of pounds out of pocket.

June 1, 2026
Unprompted review
Rated 5 out of 5 stars

Prompt service

Prompt service
Communication is brilliant
Updates are given regularly by email & text
Easy to monitor on the app
Overall experience has been wonderful

May 31, 2026
Rated 5 out of 5 stars

A reliable ally in the care of my companions

As expected a very quick, satisfactory claim and pay out.
I took out Sainsbury's Pet Insurance for my two rescue kittens. I could have continued on with their four week temp insurance with a very well known, celebrity advertised insurance but I remembered the previous time I insured my rescue pup with Sainsbury's and how amazingly supportive they were throughout his chemotherapy at the end of his life. Nothing was too much trouble and with sometimes instant responses, they made the situation and treatments so much easier - even the vet was impressed. When I did eventually lose him, Sainsbury's customer service were so sympathetic and settled quickly.
Having taken out Sainsbury's Pet insurance for these two kittens, I discovered the cystitis treatment which one had started 13 days after taking out the insurance, was still covered as Sainsbury's PI took into account, she was previously insured (and healthy). Brilliant!
So happy I made this choice and confident I have a fantastic ally in the care of my fluff balls 😁👍

April 3, 2026
Rated 3 out of 5 stars

Bought multi pet insurance policy for…

Bought multi pet insurance policy for our two puppies, but you have only acknowledged one of them, hence the lower review, if you can send a text message to my phone number or an email to our email address, that would be fantastic.

May 30, 2026
Unprompted review
Rated 5 out of 5 stars

Highly recommend for insurance

Within a week of submitting the claim for a big operation payment was made to the vets. This was not a cheap procedure my dog needed. I am highly impressed with the claims process and how stress free it was.

November 27, 2025
Rated 1 out of 5 stars

Renewal premium increase 140% says it all!…

Renewal premium increase 140% said it was based on vet fees increase, age of our mixed breed dog ( 3 years) and "other considerations", which they could not divulge. I lodged a complaint asking for the premium to be reviewed and was told that was not possible.

May 16, 2026
Unprompted review

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