Phillips Capital Reviews 

36
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Gareth at Phillips Capital is a delight to work with. We are lucky to enjoy a highly positive working relationship with his company. It is always our pleasure to provide support to his clients.... See more

Rated 5 out of 5 stars

Phillips capital are a fantastic brokerage firm. I have used gareth a few times now and he always finds the correct product at good rates where as it sometimes seems impossible with everybody els... See more

Rated 5 out of 5 stars

Phillips Capital were great to work with from start to finish. Gareth explained things very well and was patient especially when we paused for a few weeks to consider options. Having a slightly comple... See more

Rated 5 out of 5 stars

I was referred to Phillips Capital by a friend when my broker pulled out of the deal and said no bank is going to give a mortgage. Gareth was soooo helpful he did his research and found a bank... See more

Company details

  1. Finance Broker
  2. Mortgage Broker

Written by the company

Phillips Capital is an independent intermediary for clients predominantly looking to raise capital. Whether you are a professional landlord, property investor, business owner or a private individual. Our extensive knowledge in the mortgage and short-term finance market, help us to find the best funding solutions for our clients. The relationships we have with our clients are key to being able to understand their requirements and deliver on our promises. Phillips Capital relies on people who share our values in business, making every process transparent and understandable for everyone involved. Get in touch today to discuss your requirements.


Contact info

4.8

Excellent

TrustScore 5 out of 5

36 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(36)

1 review in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The best

We’ve been working with Gareth for over 12 years now and he hasn’t failed us even once, no matter how complex the situation. All the way from Newcastle, we’ve found London’s best broker!

July 1, 2025
Unprompted review
Advertisement
Rated 5 out of 5 stars

Exellne service great communication in plain English!

Gareth is incredibly knowledgeable and was able to locate me exactly what i needed, at a great rate/price and with competitive fees. Communication was excellent, i never had to chase, paperwork was made easy, no question was too much trouble to be answered and he managed the process seamlessly! highly recommend

April 2, 2025
Unprompted review
Rated 5 out of 5 stars

Great Service

Great Service, very reliable. Managed to source what I needed quickly and kept in continuous contact.
Will definitely recommend, and go back for further assistance when needed.

June 19, 2024
Unprompted review
Advertisement
Rated 5 out of 5 stars

Phillips Capital were great

Phillips Capital were great to work with from start to finish. Gareth explained things very well and was patient especially when we paused for a few weeks to consider options. Having a slightly complex situation, Gareth persevered we are pleased with the outcome.

November 10, 2023
Unprompted review
Rated 5 out of 5 stars

100% commitment to value added service

Unfortunately I was deceived into a terrible mortgage/ Bridging loan.

Phillips Capital sourced a new financial agreement and restored have my faith in Mortgage Brokers.

They excelled in professionalism, providing tailored customer specifications and 100% commitment to value added service.

Thank you Phillips Capital.

October 11, 2022
Unprompted review
Advertisement
Rated 5 out of 5 stars

I was referred to Phillips Capital by a…

I was referred to Phillips Capital by a friend when my broker pulled out of the deal and said no bank is going to give a mortgage.

Gareth was soooo helpful he did his research and found a bank that was willing to work within me. He continued to reassure me every step of the way.

He was always available when I needed to talk things through and was very professional. He was able to help me get the developers to hold the property for me for 2 months after the completion date had passed. He was definitely God sent.

Thank you soo much Gareth you get 5 extra shiny stars🌟🌟🌟🌟🌟. You are the absolute best

May 4, 2022
Unprompted review
Rated 5 out of 5 stars

I have worked with Phillips Capital on…

I have worked with Phillips Capital on a number of projects over the years and would not hesitate to recommend them. They are knowledgeable, trustworthy, proactive and always deliver. Don’t look any further than Phillips Capital for your financial needs, you will not be disappointed!

February 16, 2022
Unprompted review
Rated 5 out of 5 stars

Highly recommended brokerage!

We've worked on numerous deals with Gareth and the team over the years and have always been impressed with the diligence and quality shown from Phillips Capital.

A pleasure to work with and would highly recommend.

Joe and the Vantage team.

February 14, 2022
Unprompted review
Advertisement
Rated 5 out of 5 stars

Highly recommend

I have worked with Gareth for a number of years and I have found him to be professional and provide an excellent service. I would definitely recommend him.

May 7, 2021
Unprompted review
Rated 5 out of 5 stars

10 years of great service!

I have worked with Gareth for various financial products for over 10 years and always been a great experience and this has certainly carried over into Phillips Capital. I trust Gareth implicitly with any of my clients that I refer to him and wouldn't hesitate to recommend him to anyone else. 5 stars!

April 26, 2021
Unprompted review
Rated 5 out of 5 stars

They provides fast and efficient…

They provides fast and efficient service and their charges are reasonable, They will tell you their charges upfront without any hidden extra.
They will update you the progress of your case as frequently as possible.
I will not hesitate to use their service again.

February 12, 2021
Unprompted review
Advertisement
Rated 5 out of 5 stars

Fantastic service

I was in great financial difficulty and complex issues related to my circumstances. Phillips capital were fast efficient responsive and found me a brilliant mortgage saving me £800 a month .
They were extremely helpful with lots of advice .

July 29, 2020
Unprompted review
Rated 5 out of 5 stars

Mortgage offer in a pandemic!

Gareth helped me get a mortgage during a global pandemic! He was able to introduce me to a broker who was excellent with my application and was able to find me the right product as a first time buyer. Gareth is trustworthy, diligent and I will definitely be using his services again.

July 23, 2020
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look