Phoenix Life Reviews 

6,354
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Considering 3,047 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently describe the staff as extremely polite, friendly, and very helpful when handling various insurance and pension inquiries efficiently. Many consumers genuinely appreciate the clear guidance provided during phone conversations and the straightforward paperwork process to bring administrative matters to a swift close. However, some reviewers were not happy with extremely long phone wait times and missing promised call-backs from busy customer service representatives. People also mentioned experiencing slow processing times overall and persistent difficulties getting transferred to the correct department when further urgent assistance was needed.

What people talk about most

Customer service

Consumers find customer service to be ambiguous, reflecting a wide divergence in experiences. While some... See more

Staff

People report positive experiences with staff, highlighting helpful, polite, and professional service during... See more

Response time

Customers consistently note ambiguous experiences with response time. While some reviewers report long... See more

Service

Reviewers highlight ambiguous aspects of service, showing mixed feelings about their experiences. While some... See more

User experience

Customers had positive experiences with user experience, finding the overall process straightforward and fuss... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The person I spoke to was friendly & responsive. However it is actually too soon to give a full response. The reason: my request involved Phoenix communicating with HMRC (sending some information whic... See more

Rated 4 out of 5 stars

Very helpful, polite and professional. Understood my query and resolved very quickly. I would have given five stars, however like most other companies (banks etc) I was on hold for a very looooong ti... See more

Rated 4 out of 5 stars

I struggled contacting them by phone.I waited in the queue and eventually someone answered but only to tell me there was no one available and they would arrange a call back to me that i didnt recieve.... See more

Rated 3 out of 5 stars

Pension fund has performed well but getting at it is a different matter. Wanted to transfer to drawdown fund and told this would be through a sister company but nothing was done. 3 further phone calls... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

We're proud to be part of Standard Life plc, we both share an aligned ambition to help every customer enjoy a life full of possibilities. We aim to provide the right guidance at the right time, giving you confidence on your journey into retirement and beyond. Over the years, policies from a number of life companies have been brought together into Phoenix Life, so it’s likely your policy would have originally been with a different company.


Contact info

3.6

Average

TrustScore 3.5 out of 5

6K reviews

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3.6

All reviews

(6,354)

3,235 reviews in the last 12 months

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Rated 1 out of 5 stars

they RE USUELESS I HAVE REQUESTED…

they RE USUELESS I HAVE REQUESTED WITHDRAWL OF 25K FROM MYT PENSION THREE SEPRATE OCCAASSIONS AND THEY HAVE DONE NOTHING!

September 10, 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mr Samtani. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and referred it to the relevant department. We will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 5 out of 5 stars

I still haven’t had a response

Very efficient on call back

September 10, 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mrs Standen. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and referred it to the relevant department. We will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 1 out of 5 stars

acted Phoenix Life today I wanted…

Contacted Phoenix Life today I wanted to know the value of my pension pot currently,after a short wait on the telephone,(which makes a pleasant change.) I got through to a very helpful lady ,who after a few security questions told me exactly what I wanted to know overall good experience.

September 3, 2026
Rated 3 out of 5 stars

Took me 4 separate phone calls and…

Took me 4 separate phone calls and given a different number each time to eventually get the right dept. Unfortunately the wait time was too long so I gave up! Opted for a call back but came at an unacceptable time for me and therefore abe to start all over again!!

September 10, 2026
Rated 1 out of 5 stars

Takes far too long and process is far too complex

The process of dealing with Phoenix takes far too long and far too complex. I have a very small pension sum which I am trying to claim .. the cost of processed for claiming this, and getting the money transferred, is going to cost way more than the actual sum involved.

Its now a week since I called and I have still not received the paperwork so its going to be yet another call to chase them up.

September 10, 2026
Rated 1 out of 5 stars

My financial advice has a letter of…

My financial advice has a letter of authorisation from me to contact Phoenix Life regarding my pensions. All my other pension plan holders and my husbands have responded. Phoenix Life have not but ironically have sent me a link to complete a Trust Pilot review asking how they did!
Well so far they have done nothing and are delaying my husband and I reorganising our finances. I think we can safely say my investment will not be staying with them!

September 5, 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mrs Dickson. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 1 out of 5 stars

No one rang me back!

September 9, 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mrs Bamford. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and will do our best to improve in the future. Thanks, Russ at Phoenix Life.

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