Phoenix Life Reviews 

6,332
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Considering 3,047 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently describe the staff as extremely polite, friendly, and very helpful when handling various insurance and pension inquiries efficiently. Many consumers genuinely appreciate the clear guidance provided during phone conversations and the straightforward paperwork process to bring administrative matters to a swift close. However, some reviewers were not happy with extremely long phone wait times and missing promised call-backs from busy customer service representatives. People also mentioned experiencing slow processing times overall and persistent difficulties getting transferred to the correct department when further urgent assistance was needed.

What people talk about most

Customer service

Consumers find customer service to be ambiguous, reflecting a wide divergence in experiences. While some... See more

Staff

People report positive experiences with staff, highlighting helpful, polite, and professional service during... See more

Response time

Customers consistently note ambiguous experiences with response time. While some reviewers report long... See more

Service

Reviewers highlight ambiguous aspects of service, showing mixed feelings about their experiences. While some... See more

User experience

Customers had positive experiences with user experience, finding the overall process straightforward and fuss... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The person I spoke to was friendly & responsive. However it is actually too soon to give a full response. The reason: my request involved Phoenix communicating with HMRC (sending some information whic... See more

Rated 4 out of 5 stars

Very helpful, polite and professional. Understood my query and resolved very quickly. I would have given five stars, however like most other companies (banks etc) I was on hold for a very looooong ti... See more

Rated 4 out of 5 stars

I struggled contacting them by phone.I waited in the queue and eventually someone answered but only to tell me there was no one available and they would arrange a call back to me that i didnt recieve.... See more

Rated 3 out of 5 stars

Pension fund has performed well but getting at it is a different matter. Wanted to transfer to drawdown fund and told this would be through a sister company but nothing was done. 3 further phone calls... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

We're proud to be part of Standard Life plc, we both share an aligned ambition to help every customer enjoy a life full of possibilities. We aim to provide the right guidance at the right time, giving you confidence on your journey into retirement and beyond. Over the years, policies from a number of life companies have been brought together into Phoenix Life, so it’s likely your policy would have originally been with a different company.


Contact info

3.6

Average

TrustScore 3.5 out of 5

6K reviews

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3.6

All reviews

(6,332)

3,192 reviews in the last 12 months

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Rated 2 out of 5 stars

Poor return on investment presumably…

Poor return on investment presumably due to high charges.
Painful experience cashing in my pension.
Had to wait 9 days for a letter to be sent out before I could ask take my money out.
I was told once the letter arrived I would be able to cash in my pension because it was under £30k. This was not the case. I had to phone back then had a 30 minute conversation to make sure I was making the right decision, then told there was a 2 week cooling off period and then 3-5 days before the money would reach my account. The whole process took a month. Tax was taken out but no statement sent with a breakdown of the amount of tax taken.

September 9, 2026
Rated 2 out of 5 stars

Phoenix delayed the transfer of my…

Phoenix delayed the transfer of my pension fund at every opportunity.
The only reason that things moved along at any pace is because I phoned customer services at least once a week.
The only reason I've given 2 stars is because the customer services personnel where always polite and helpful and willing to make an effort to move things along.
it's thanks to them that the transfer didn't take many weeks longer.

July 11, 2026
Rated 3 out of 5 stars

Had pension pack sent out in June.

Had pension pack sent out in June.
Rang on the 7th September, when I had retired to be told I would receive a call back in 5 to 7 days from customerservice. No phone call.
Rang today to be told that customer service were busy and that I would have to start again meaning I have to wait another 5 to 7 days. Apparently they are very busy!! Ombudsman next, I think you forget it is our money.

September 16, 2026
Unprompted review
Rated 1 out of 5 stars

Need more managers

What a palarver trying to get paid out on a pension. 3 times i had to ring as they said all paperwork had been emailed and posted, when it hadn't. Had to ask for a manager to complain, which i didn't get to speak to as none available, to try and get somewere. Lad i spoke to bless him sorted it all out after nearly an hour on the phone, he should be made a manager, doing there job for them.

June 25, 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Miss Williams. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 5 out of 5 stars

Experience of contacting Phoenix Life

I have been investing with your company (and it's predecessors) for over 40 years. Each time I call for information you are always very polite, helpful and efficient. Everything one needs. I wish this could be said of your Wealth Management division, where my experience was unfortunate enough I had to complain. But, for you, keep doing as you are.

September 9, 2026
Rated 1 out of 5 stars

Spent ages on the phone linked to…

Spent ages on the phone linked to sharing my marriage certificate, got a letter today as though such a conversation never happened.
I uploaded my marriage certificate to the email address I was given.
Since March I have gone round in circles

September 9, 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mrs Flynn. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 2 out of 5 stars

Nearly impossible to get to actually…

Nearly impossible to get to actually speak to someone. Eventually I was promised a call-back within 72 hours. Did not happen. I had to phone back again to try to get to speak to someone. The excuse was, "We're very busy". Well, employ some more staff!

September 9, 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mr Phyall. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and will do our best to improve in the future. Thanks,Russ at Phoenix Life.

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