PRA Group UK Reviews 

223
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Considering 107 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for being exceptionally understanding, helpful, and professional, often going above and beyond to assist with difficult financial situations. Many highlight the outstanding customer service, noting empathetic and patient representatives who provide clear, reassuring solutions and help set up suitable payment plans without pressure. However, some people were dissatisfied with aggressive pursuit tactics, including calls at inconvenient times and poor communication, such as ignored requests or unhelpful responses. A few reviewers also mentioned issues with payment offers not being honored, token payments being ignored, or incorrect reporting of debt status.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently praising their kindness, understanding, and... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the helpfulness and... See more

Payment

Clients share ambiguous opinions on payment, with some reporting positive experiences where they were able to... See more

Service

Users describe positive interactions with service, highlighting efficiency and understanding. Many customers... See more

Customer communications

Reviewers highlight ambiguous aspects of contact, with some customers reporting unwanted emails and calls,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I was in a bad financial situation after a divorce and through my own fault I got into debt pra were always understanding and when I couldn’t make a payment they talked me through my options I also... See more

Company replied

Rated 5 out of 5 stars

Couldn't be more helpful. Spoke to several representatives over the phone and have all been helpful but none more than Sue. Difficult time leading up to Xmas, van breakdowns, boiler packs up, Fath... See more

Company replied

Rated 5 out of 5 stars

I had a debt transferred to PRA around 10 years ago, and throughout that time I was always treated with kindness, understanding, and respect. For the last three years, I was only paying £1 per mont... See more

Company replied

Rated 5 out of 5 stars

Overall, I’m not really a fan of debt collection groups (who is?), and I don’t particularly like how every call is from an automated machine, asking me to wait, and leaving me lots of voice messages... See more

Company replied


Company details

  1. Debt Collection Agency
  2. Debt Collecting

Written by the company

Each year millions of people fall behind on their bills for many reasons - things don’t go as planned, and then debt happens. When a person is unable to pay back a loan, credit card or another account, their creditor may sell that debt to a company like ours. If your account was sold to us, we’re here to help make repayment easier. We’re changing the way debt repayment works by treating our customers with the fairness and respect they deserve. PRA Group in the UK has over 20 years of experience and has helped more than 1 million customers resolve their debts Debt happens. So can recovery.


Contact info

3.8

Great

TrustScore 4 out of 5

223 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 1 week

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3.8

All reviews

(223)

91 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Asked for a final reduced payment of a…

Asked for a final reduced payment of a debt and they offered to take £100 reduction so I've asked for a proof of CCA to which they replied they're getting in touch with rbs to get the original CCA, so they have no enforcement of debt. So people please ask them for proof of CCA, they have to by law provide you with it within 12 days or the debt is unenforceable

February 10, 2024
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Neil Dickinson,

I’m sorry to hear the experience you have had and would like to help you.
To allow us to do so, we have requested further information to help us identify your account.

We look forward to hearing from you soon.

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Rated 1 out of 5 stars

Kept bombarding me with emails saying I…

Kept bombarding me with emails saying I owed them money. So I asked them to send me proof of liability as I don't owe them a penny. They haven't provided me with evidence and ignored all emails/letters sent to them. Service is terrible

January 7, 2024
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Rebecca,

Thank you for providing the information to help us locate your account.

Rated 1 out of 5 stars

SCAMM!!!!!!

December 14, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Matt,

I’m sorry to hear the experience you have had and would like to help you.
To allow us to do so, we have requested further information to help us identify your account.

We look forward to hearing from you soon

Rated 1 out of 5 stars

Shameful company

I asked them to provide proof of liability as they are not the original creditor but they haven't provided any instead they are treating with County Court Claim but let's see how far they willing to go because they are not going to get anything. I will also seek compensation if they make a Claim as this liability has nothing to do with them.

December 6, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Rebecca,

I’m sorry to hear the experience you have had and would like to help you.
To allow us to do so, we have requested further information to help us identify your account.

We look forward to hearing from you soon 😊.

Rated 1 out of 5 stars

PRA Group

PRA Group: If you need any confirmation that satanic/demonic and really evil human beings exist in this world. Look no further.

October 2, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Red,

I’m sorry to hear the experience you have had and would like to help you.

To allow us to do so, we have requested further information to help us identify your account.

We look forward to hearing from you soon 😊

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Rated 5 out of 5 stars

good service sorted out my problem ..ty

September 25, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Simon,

It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊

Rated 1 out of 5 stars

Parasites

Parasites. My father died and I sent them death certificate on 1st Sept 2023.

No reply just a threatening email. Complaints link’s connection doesn’t work and says error submitting complaint.

September 11, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi,

I’m sorry to hear the experience you have had and would like to help you.
To allow us to do so, we have requested further information to help us identify your account.

We look forward to hearing from you soon 😊.

Rated 1 out of 5 stars

PRA who ???

Contacted these guys a few months ago following a letter received. I confirmed that the debt was statute barred. The guy on the phone said that’s fine I’ll get that sorted at our end . 3 months later I’m still getting the odd call and txt asking to contact them . Looking at all the negativity on these reviews, I think they need to give up or change their approach. There is no debt on my credit score and my score is near perfect so no ideal why they are hassling me . Should be laws against being hounded .

August 24, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Philip,

I’m sorry to hear the experience you have had and would like to help you.
To allow us to do so, we have requested further information to help us identify your account.

We look forward to hearing from you soon 😊.

Rated 1 out of 5 stars

Very poor experience and now received…

Very poor experience and now received letter saying they have leaked my data, no apology.

August 10, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi,

I’m sorry to hear the experience you have had and would like to help you.
To allow us to do so, we have requested further information to help us identify your account.

We look forward to hearing from you soon😊.

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Rated 5 out of 5 stars

Caring approach

I approached PRA group on behalf of a client. My complaint was dealt with much care. Craig Kirk, Complaint Manager, was expedient in his approach, of which we are extremely grateful for his professionalism and his understanding of the matter.

July 18, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Lynda,

Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.

We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).

Thanks again and have a great day! 😊

Rated 1 out of 5 stars

I have blocked the number relating to…

I have blocked the number relating to this company, as I constantly get voicemail messages, saying that I need to call them. I DON'T OWE ANYTHING. Nothing but phishing calls, which I blocked them. I have also complained in the past, via letter and email when the calls were at least four times a week.

June 23, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Steve,

I’m sorry to hear the experience you have had and would like to help you.

To allow us to do so, we have requested further information to help us identify your account.

We look forward to hearing from you soon😊.

Rated 5 out of 5 stars

PRA Group a great organisation!

PRA Group has been a great support in giving advice and being proactive in removing a default from my file. I would like to thank Keiran Murray who has been patient and understanding. Great company!

May 31, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.

We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).

Thanks again and have a great day! 😊

Rated 1 out of 5 stars

Real answer?!

Is there anyone who actually got an honest answer from this company, PRA Group?
As they're posting the same "copy and paste answer" under every negative feedback 🤔🤔🤔
The number 08081965550 started to call me today and I've read the reviews 🤬🤬🤬

May 12, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Laura,

We are sorry to hear about your recent experience with PRA Group. We want to always provide fantastic service, and we are sorry that on this occasion we didn’t live up to your expectations.
We’d really like to know more about what went wrong so we can improve in future.

Please email us at: complaints@pragroup.co.uk or by calling us on 0808 196 5541 (8am-5pm, Mon-Fri).

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Rated 2 out of 5 stars

Payment plan details

Set up a payment plan using my details, over a year ago, been trying to log in again to change my payment details,but was unable to get logged in, eventually loged in to find I'm called someone else and none of the last year's payments have not been taken off, totally useless.update 4-5-23,having spoke to the nice lady from pra, things should be sorted now .

May 2, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Brian,

Thank you for providing the information to help us locate your account and for taking the time to talk us.
I’m glad we have been able to resolve your issue.

Rated 1 out of 5 stars

They did call me 8 o'clock in the…

They did call me 8 o'clock in the evening. Seriously????

March 22, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Irina,

It looks like you’ve had a poor experience with us. We’d really like the opportunity to look into this for you, so please drop us an email at: complaints@pragroup.co.uk and one of our team will be happy to help. Or, if you prefer, you can call our complaints team directly on 0808 196 5541 (8am-5pm Mon-Fri).

Rated 1 out of 5 stars

Upsetting experience

When my credit card debt was bought by Aktiv Kapital, I was offered the chance to settle for £1500 in 2009. (I was unable to at the time, sadly). This all changed when they were acquired by PRA. Their offer in 2017 was £3714. Despite having set up a monthly payment plan which I adhered to, by this year the figure should have reduced, right? No, it was a staggering £4000+ I reluctantly scraped enough to pay it off to get rid of them, because the figure seemed to be growing, rather than reducing. Now a pensioner, this was very upsetting. They say you should be assured they will help you as much as they can. My experience suggests this is far from the truth. I've used up all my savings, but at least I can stop worrying.

February 1, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Mel,

It looks like you’ve had a poor experience with us. We’d really like the opportunity to look into this for you, so please drop us an email at: complaints@pragroup.co.uk and one of our team will be happy to help. Or, if you prefer, you can call our complaints team directly on 0808 196 5541 (8am-5pm Mon-Fri).

Rated 1 out of 5 stars

Very unhelpful in creating solutions

Had some financial issues years ago and through very hard work paid down over 50,000 of debt caused by Ill health and business issues. Every creditor helped me and reasonable shortfall settlements were arranged. Fifty per cent etc. Not PRA. Just so unhelpful. Started off owing 9,000 plus to them and have paid 7000plus!!!...surely that should do it right? No not a cat in hell's chance. Once a customer services officer offered a discount of £100. And now only a very modest discount. Still want another 1400 !!! .....Was so unhappy reduced my monthly payment to a pound as I was struggling to pay a higher amount before but did that in the hope that my effort might be recognised . but just think I am doing all the cooperating and getting nothing in return. Each time they ring and say what is your settlement offer and I said I've already paid 80 per cent odd and yet still offer them more and they go away and come back and say no . Fortunately the other creditors I had I dealt with directly or with much more helpful debt agencies who work with their customers.. very very disappointing and I dealt with all my other financial issues maybe ten years ago but looks like PRA won't ever help me. I feel sorry for people whose debts have been assigned to this company. PRA. Please don't reply if all you're going to do is say you'd like to know more and to ring you. Done that . Been there. Is fruitless sadly

January 26, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Cliff,

Thank you for providing the information to help us locate your account and for taking the time to talk us.

I’m glad we have been able to resolve your issue.

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Rated 1 out of 5 stars

Very suspicious

Phoned up out of the blue and quoted some fantastical number we apparently owed on a debt that was settled years ago. Disputed it, they said ok no further action required as it was so old and they had no proof we owed it.

Next day receive a statement saying we owe them over £1000...

Seems like opportunist scammers to me.

January 1, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Jim,

It looks like you’ve had a poor experience with us. We’d really like the opportunity to look into this for you, so please drop us an email at: complaints@pragroup.co.uk and one of our team will be happy to help. Or, if you prefer, you can call our complaints team directly on 0808 196 5541 (8am-5pm Mon-Fri).

Rated 1 out of 5 stars

Please do NOT answer any emails from…

Please do NOT answer any emails from this scam company.
I am in an IVA, they've contacted me to say that my IVA are not making payments to them anymore, and then asked me to make payments to them instead, these are lies and they are a scam. please please do not fall for these emails do not enter your bank details anywhere on this site!!!!

January 6, 2023
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Amy,

We’d really like the opportunity to look into this for you, so please drop us an email at: complaints@pragroup.co.uk and one of our team will be happy to help. Or, if you prefer, you can call our complaints team directly on 0808 196 5541 (8am-5pm Mon-Fri).

Rated 1 out of 5 stars

No chance

Any debt over 6 years can not be chased so stop harassing me and do one you can email you can call me but you won't get an answer

November 24, 2022
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Kevin
We’d really like the opportunity to look into this for you, so please drop us an email at: complaints@pragroup.co.uk and one of our team will be happy to help. Or, if you prefer, you can call our complaints team directly on 0808 196 5541 (8am-5pm Mon-Fri).

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