Prospa has been an absolute game-changer for my business. The entire process — from application to funding — was fast, transparent, and stress-free. Their team took the time to understand my needs and... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I had a great experience with Prospa. Both the initial loan and the top-up process were smooth, quick, and flexible. Approval was fast, documentation was minimal, and funds were released promptly. Th... See more
Company replied
I had enquired about a loan for my small business, and to be honest, I didn't think I would have a chance. I enquired on the Monday and by mid-morning on Tuesday, Grace contacted me to confirm some... See more
Company replied
The whole process from start to finish was very quick and efficient. Once I had approval, I received great support to get setup on the app and was able to transfer money immediately.
Company replied
Company details
Written by the company
Prospa is on a mission to make financial management simpler for small businesses like yours. Make business happen with lending products and a simple transaction account designed for what your business needs. Accessing the funds you need should be easy, so with Prospa there’s no lengthy application process and funding is possible in just hours. We get to know you so we can provide a solution that’s right for your business. Manage your Prospa Business Account and funding products anytime, anywhere it suits you via the Prospa App or Online. Apply for funding of amounts between $2000 and $500,000, with repayments that work with your cashflow. Join thousands of small businesses who’ve made business happen with the support of Australia's #1 online lender to small business.
Business loans made easy.
Written by the company
Contact info
Level 16, 55 Market Street, 2000, Sydney, Australia
- 1300 882 867
- help@prospa.com
- prospa.com
4.7
Excellent
8K reviews
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The whole experience was very smooth…
The whole experience was very smooth from start to finish. The process was easy to understand, and the result was very fast. Thank you
March 12, 2026
Unprompted review
Reply from Prospa
Hello Allen, we're happy to hear that your experience was smooth and efficient! We appreciate you mentioning that the process was easy to understand and fast. Thank you for your positive feedback.
Fantastic staff members
Fantastic staff members, kind , helpful and fast.
March 11, 2026
Unprompted review
Reply from Prospa
Hi Blaine, we're happy to hear that our staff provided you with a fast and helpful experience. Thank you for your kind feedback!
Reply from Prospa
Hi Charlene, we're happy to hear that you had a great experience and that the process was easy. Thank you for your positive feedback!
Easy to deal with
Easy to deal with, kept timelines and went out of there way to understand.
March 11, 2026
Unprompted review
Reply from Prospa
Hello Snowy, we're happy to hear that your experience was easy and efficient. We appreciate you acknowledging our dedication to understanding your needs. Thanks, team @ Prospa
Easy to contact prosper customer…
Easy to contact prosper customer representatives
March 9, 2026
Unprompted review
Reply from Prospa
Hi Sam, we're glad you found it easy to contact our customer representatives. Thank you for your positive feedback; we appreciate it a lot.
Fast and fair deal very happy
March 9, 2026
Unprompted review
Reply from Prospa
Hello Nem, we're so happy to hear that you had a fast and fair experience. Thank you for your positive feedback; it means a lot to us.
Very quick response and turnaround…
Very quick response and turnaround time.Loan was approved and funds available within minutes
Highly recommended
March 9, 2026
Unprompted review
Reply from Prospa
Hi Steve, we're happy to hear that you had a quick and efficient experience! We appreciate your recommendation and are glad we could provide such prompt service.
Kind regards, team @ Prospa
It was fast and easy
It was fast, easy, and Martina explained things well and I was successfully funded within the timelines suggested. This is my 3rd application Prospa have helped me with, and each experience has been consistently great.
March 6, 2026
Unprompted review
Reply from Prospa
Hi Jacob, thank you for the great feedback. We’re glad to hear Martina made the process clear and seamless, and we really appreciate your continued trust in Prospa across multiple applications.
Kind regards, team @ Prospa
easy access
February 25, 2026
Unprompted review
Reply from Prospa
Hi Terry, we love delivering on our promises and are committed to providing a fast and transparent customer experience.
Thanks, team @ Prospa!
Highly recommend
Very easy process and super friendly service. Highly recommend
February 26, 2026
Unprompted review
Reply from Prospa
Hi Ana, we're glad you found the process easy and the service friendly. Thank you for your recommendation; it means a lot to us!
Regards, Team @ Prospa
WHATCH OUT FOR THESE AUSTRALIAN RIP OFF…
WHATCH OUT FOR THESE AUSTRALIAN RIP OFF CON ARTISTS.
We have requested a final figure to clear the loan, and instead, they have delayed matters and continued to add undue late fees. Adding an extra 10K to our loan and all we want to do is settle. As this suits them rather than send us the final figure. Trying to talk to someone is difficult as the case manager SEEMS to never be available. These guys know all the delay tricks.
KIWIS BEWARE !!!!!!!!
I recommend you go to Oxford Finance.
We also settled our loan with Oxford, and they were more than happy to send their settlement figure ONE MONTH AGO. WITHOUT THE EXTRA CHARGES OR FEES.
COME ON PROSPA STOP STEALING GOOD PEOPLES HARD EARNED MONEY.
February 25, 2026
Unprompted review
Reply from Prospa
Hi Sue, we’re sorry to hear how frustrating this situation has been for you.
Based on the information available here, we’ve checked our records and can’t find an account or previous contact linked to your name. We’ve also been unable to locate a business or issue matching the details provided.
We’ve asked Trustpilot to request your contact details so we can look into this further, but we haven’t yet received any additional information.
If you believe this relates to Prospa, we’d genuinely like the opportunity to understand what’s happened and review it properly. Please contact our team on 0800 005 797 (11am–7pm NZT) or email help@prospa.co.nz so we can help.
Thanks, team @ Prospa
Excellent customer service!
Excellent customer service. Very prompt and easy to deal with.
February 23, 2026
Unprompted review
Reply from Prospa
Hi Roylancer, we're happy to hear that you had a positive experience with our customer service. Thank you for your kind words; we appreciate your feedback.
Was very easy to get started
Was very easy to get started, filled in their form and within a couple of hours was already speaking with someone in their team who was able to help, advise, and guide me through the process - the outcome has given my business greater financial flexibility, very happy to recommend prospa to anyone considering using them!
February 23, 2026
Unprompted review
Reply from Prospa
We're happy to hear that you found it easy to get started and that our team was able to provide helpful guidance. It's great to know the outcome has given your business greater financial flexibility. We appreciate your recommendation! Thanks a lot! Team @ Prospa
Friendly and efficient
February 19, 2026
Unprompted review
Reply from Prospa
Hi Joanne, we love delivering on our promises and are committed to providing a fast and transparent customer experience.
Izy and quick
February 17, 2026
Unprompted review
Reply from Prospa
Hi Vladan, we appreciate your feedback! We love delivering on our promises and are committed to providing a fast and transparent customer experience. Kind regards, team @ Prospa
Reliable & Consistent service with Prospa
I’ve worked with Prospa over several years and have always found them professional, approachable and respectful.
Their team has been easy to deal with, responsive to questions, and clear in explaining terms and repayments. As a small business owner, having access to funding when needed — with straightforward communication — makes a real difference.
I appreciate the consistency and support they’ve provided over time.
— Rosemary House
Gold Coast Boarding Kennels & Cattery
February 12, 2026
Unprompted review
Reply from Prospa
Hi Rosemary, we appreciate your long-term partnership. It's great to hear that our team has been professional, approachable, and clear in their communication. We value providing straightforward funding solutions and consistent support to small business owners. Thanks for your feedback.
A friendly and helpful professional…
A friendly and helpful professional service.
Thank you!
February 10, 2026
Unprompted review
Reply from Prospa
Hi Phillip, we're happy to hear that you found our service helpful and friendly. Thank you for your positive feedback; we appreciate it very much!
Very helpful Mono was very helpful in…
Very helpful Mono was very helpful in the process and explained everything thanks a lot
February 10, 2026
Unprompted review
Reply from Prospa
Hi Frank, we're happy to hear that our explanation was helpful. We appreciate you taking the time to share your positive experience with us.
The loan process was quick and easy
The loan process was quick and easy, and our consultant Saxon was very helpful in explaining the process and keeping in touch to move the process along.
February 9, 2026
Unprompted review
Reply from Prospa
Hi Mary, thank you for your feedback.
We’re glad the process was quick and easy, and that Saxon was helpful and kept things moving. We appreciate the opportunity to support your business.
Very smooth renewal process
Very smooth renewal process. My consultant Kevin was very on the ball and quick with replies etc
February 9, 2026
Unprompted review
Reply from Prospa
Hi Lee, thank you for your kind feedback.
We’re delighted to hear that you found the renewal process smooth and that Kevin was responsive and helpful throughout. We’ll be sure to pass along your comments to him. We appreciate your continued trust and look forward to supporting you again.
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