Prospa has been an absolute game-changer for my business. The entire process — from application to funding — was fast, transparent, and stress-free. Their team took the time to understand my needs and... See more
Company replied
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Review summary
Created with AI, based on recent reviews
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Reviews shaping this summary
I had a great experience with Prospa. Both the initial loan and the top-up process were smooth, quick, and flexible. Approval was fast, documentation was minimal, and funds were released promptly. Th... See more
Company replied
I had enquired about a loan for my small business, and to be honest, I didn't think I would have a chance. I enquired on the Monday and by mid-morning on Tuesday, Grace contacted me to confirm some... See more
Company replied
The whole process from start to finish was very quick and efficient. Once I had approval, I received great support to get setup on the app and was able to transfer money immediately.
Company replied
Company details
Written by the company
Prospa is on a mission to make financial management simpler for small businesses like yours. Make business happen with lending products and a simple transaction account designed for what your business needs. Accessing the funds you need should be easy, so with Prospa there’s no lengthy application process and funding is possible in just hours. We get to know you so we can provide a solution that’s right for your business. Manage your Prospa Business Account and funding products anytime, anywhere it suits you via the Prospa App or Online. Apply for funding of amounts between $2000 and $500,000, with repayments that work with your cashflow. Join thousands of small businesses who’ve made business happen with the support of Australia's #1 online lender to small business.
Business loans made easy.
Written by the company
Contact info
Level 16, 55 Market Street, 2000, Sydney, Australia
- 1300 882 867
- help@prospa.com
- prospa.com
4.7
Excellent
8K reviews
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quick and easy
February 10, 2026
Unprompted review
Reply from Prospa
Hi Steve, we love delivering on our promises and are committed to providing a fast and transparent customer experience.
Very happy with the quick response and service.
Very happy with the quick response and follow ups from Prospa. They were able to assist us quickly and promptly. Would recommend.
February 2, 2026
Unprompted review
Reply from Prospa
Hi Sophie, we're happy to hear that our quick response and follow-ups met your needs. We appreciate your recommendation and are glad we could assist you promptly.
A Trusted Finance Partner for Businesses
Surprised how fast and accessible the funding was.The application process is straightforward and much quicker than expected which is very helpful when it's urgent. You demonstrated a strong understanding of small business needs where you provided funding options that many businesses find valuable. However, the cost of borrowing can be higher than bank loans but service is very responsive, professional, and easy to deal with therefore experiences can vary when issues or disputes arise.So briefly prospa is reliable option for businesses needing quick finance where speed and convenience outweigh the higher costs.
Overall, you guys stand out for speed, service quality, and commitment to supporting small businesses, making it a solid choice when convenience and reliability are priorities.
February 3, 2026
Unprompted review
Reply from Prospa
Thank you for your thoughtful review.
We’re glad you found the funding process fast, accessible, and helpful when time mattered. We appreciate your balanced feedback on costs and are pleased our team provided responsive and professional support. We're committed to making finance easy and reliable for small businesses, and we're grateful you chose us.
One of the easiest and best
One of the easiest and best loan applicatons I have ever done. Excellent website, very clear and easy to use.
January 29, 2026
Unprompted review
Reply from Prospa
Thank you, John - we appreciate your feedback! We love delivering on our promises and are committed to providing a fast and transparent customer experience. Kind regards, team @ Prospa
I enjoy dealing with prospa they are…
I enjoy dealing with prospa they are efficient and understanding
January 27, 2026
Unprompted review
Reply from Prospa
We're happy to hear that you find our team efficient and understanding. Thank you for your positive feedback, Elisabeth; we appreciate it very much.
Prospa has your back!
Prospa will go above and beyond to help you and your business. I dealt with Scott and he was beyond amazing. I hope Prospa knows how valuable he is!! They got me out of a pickle and now I feel like I have some breathing room. They’ve helped me twice now and I’ll recommend to every business who needs a bit of help!
January 23, 2026
Unprompted review
Reply from Prospa
Hi Brittni, thank you for the wonderful feedback! We’re thrilled Scott was able to support you and your business. He truly is an asset to our team. We’re glad we could help give you some breathing room, and we really appreciate your recommendation!
The communication with our broker and…
The communication with our broker and the team at prospa were prompt and efficient. Funds became avaliable instantly once approved and allowed us to make urgent payment deadlines for our business. Hats off to the team at prospa.
January 23, 2026
Unprompted review
Reply from Prospa
Thanks for the great feedback! We’re glad the communication was smooth and that fast funding helped you meet your deadlines. Hats off to you too!
Excellent service support
I had a brilliant sales rep Markus who listened and and worked hard to help me get my business loan
January 20, 2026
Unprompted review
Reply from Prospa
Hi Colleen, thanks for your great review! We’re glad Markus was able to help with your business loan. We appreciate your support!
I had a really positive experience with them.
I’m really happy with my experience. From the start, they made me feel comfortable and genuinely cared about helping me, not just the loan itself. They were honest, helpful, and easy to deal with throughout the whole process.
January 22, 2026
Unprompted review
Reply from Prospa
Hi Josh, thank you for sharing your experience! We’re so glad to hear you felt supported and genuinely cared for throughout the process. We appreciate your feedback and are always here if you need anything else.
The correct information was asked and…
the correct information was asked and advised , the process was very efficient and streamlined well.
January 21, 2026
Unprompted review
Reply from Prospa
Hello Jason, we're happy to hear that the information we provided was accurate and helpful. We appreciate your feedback regarding the efficiency and streamlined process. Thank you!
Great at making it an easy process
Great at making it an easy process
December 23, 2025
Unprompted review
Reply from Prospa
Hi Ross, thank you for your review. We're glad to hear the process was easy for you, and we appreciate you taking the time to share your feedback.
Efficient & Friendly Service
I am very happy with James' efficient & friendly service. The loan was funded promptly and explained well so I fully understood how it all worked.
January 21, 2026
Unprompted review
Reply from Prospa
Hi Kari, thank you for your feedback. We’re pleased to hear you had a great experience with James and that the loan process was clearly explained and completed promptly. We appreciate you sharing your review.
Reply from Prospa
Thanks, Barinder - we love delivering on our promises and are committed to providing a fast and transparent customer experience.
Fast Help When Needed Most
Easy to use, login and fast efficient service; that assists already time poor small business owners. Thankyou.
January 16, 2026
Unprompted review
Reply from Prospa
Hi Cassie, we're happy to hear that our platform is easy to use, with fast and efficient service. Thank you for choosing Prospa; we appreciate you and your business!
Very happy and easy
January 14, 2026
Unprompted review
Reply from Prospa
We're so happy to hear that your experience was easy and positive! Thank you for your feedback; we appreciate it!
Efficient approval process
Efficient approval process, understanding our small business cash flow short term issues where other banks I have been a long term customer of were either too slow, asked for way too much information, or only offered a fraction of what we requested. I can sleep easy now!
January 8, 2026
Unprompted review
Reply from Prospa
Hi Scott, thank you for sharing your experience! We’re thrilled to hear that our approval process and understanding of your short-term cash flow needs made a real difference for your business. Supporting small businesses with fast, flexible solutions is exactly what we strive for, and it’s great to know you can now focus on growing your business with peace of mind. If there’s anything else we can do to help, please don’t hesitate to reach out!
Scott and reception staff were amazing, Great speedy work very helpful
Great speedy work, very helpful
January 8, 2026
Unprompted review
Reply from Prospa
Hello Craig, thank you for your kind words! We’re delighted to hear that Scott and our reception team provided you with speedy and helpful service. Your feedback means a lot to us, and we’ll be sure to share your appreciation with the team. If there’s anything else we can assist you with, please don’t hesitate to reach out!
The speed and expertise was very professional. Excellent service
The speed and expertise by the staff was unmatched.
This was m6 second loan just 2 days I had my funds great job guys.
January 5, 2026
Unprompted review
Reply from Prospa
Hi Tim, we appreciate your feedback!
We love delivering on our promises and are committed to providing a fast and transparent customer experience.
Thank you for choosing Prospa!
Efficient and Reliable Business Loan Provider
I had a great experience with Prospa. Both the initial loan and the top-up process were smooth, quick, and flexible. Approval was fast, documentation was minimal, and funds were released promptly. Their team was responsive and clear throughout, which made the whole experience stress-free. Highly recommend Prospa for small/Medium businesses looking for fast and reliable funding. Their interest rate is best in the market.
January 7, 2026
Unprompted review
Reply from Prospa
Hello Krupa, we appreciate your recommendation and for highlighting our fast approval, minimal documentation, and prompt funding. We're happy to hear that you had a smooth and quick experience with us and great to know our team's responsiveness made the process stress-free for your business. Thanks for choosing Prospa!
We had a fast turnaround and great…
We had a fast turnaround and great service from start to finish. Friendly, professional and very easy to deal with. Highly recommend.
January 6, 2026
Unprompted review
Reply from Prospa
Thank you so much for your kind words, Matthew! We’re thrilled to hear you had a smooth experience from start to finish. Providing friendly, professional service is what we strive for every day, and your recommendation means a lot to us. Looking forward to assisting you again in the future!
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