Prospa has been an absolute game-changer for my business. The entire process — from application to funding — was fast, transparent, and stress-free. Their team took the time to understand my needs and... See more
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Prospa is on a mission to make financial management simpler for small businesses like yours. Make business happen with lending products and a simple transaction account designed for what your business needs. Accessing the funds you need should be easy, so with Prospa there’s no lengthy application process and funding is possible in just hours. We get to know you so we can provide a solution that’s right for your business. Manage your Prospa Business Account and funding products anytime, anywhere it suits you via the Prospa App or Online. Apply for funding of amounts between $2000 and $500,000, with repayments that work with your cashflow. Join thousands of small businesses who’ve made business happen with the support of Australia's #1 online lender to small business.
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Level 16, 55 Market Street, 2000, Sydney, Australia
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Great experience with Prospa. The process was quick, smooth, and very professional. Easy to deal with and highly recommended.

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Understanding the cost vs experience, speed and ease, Prospa was able to provide a quick fix to a temporary unforeseen cash flow issue.

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Timing and the fact that they really do only give you what you can afford to repay. Refinancing and topping up my loan has Not only given me much needed funds within an hour of accepting the contract, but my weekly repayments have gone down by more than $100 compared to the original loan. Thanks Prospa.

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The experience with Prospa was quick and efficient. Staff were extremely helpful.

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On behalf of my husband. They stop taking the payments from my account. Then months later turned it on my by demanding full payment. This all happened when my dad was having cancer treatment. Unfortunately I didn't realise due to caring for him inbetween working. They don't give a damn and proceeded to add 58% interest until fully paid. Organised a loan to pay then in full and they go and put a caveat on the house halting the very payment that was to pay them. Absolute a$$&holes.

Reply from Prospa
My experience with Prospa was, once again, awesome.
Holly went above and beyond to secure my business loan, and her and Kevin were responsive, professional, and great to deal with.
Once my loan was approved, I signed off on the paperwork, and the money was in my account in seconds.
I would highly recommend Prospa.

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The experience was great. The people were fantastic. They were helpful and it was painless.

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It's now the second time my business has been helped by Prospa, both times, a friendly professional quick and no fuss result for my businesses financial assistance, can not recommend them enough, great company.

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I had an exceptional experience working with Arthur Lock. Throughout the entire application process, He demonstrated remarkable professionalism and expertise. His was incredibly responsive, always available to answer questions and provide updates. I highly recommend his services to anyone in need of Business Finance

Reply from Prospa
Was an easy, user friendly process for my small business. Grace was great with explaining the difference between the loan types available . Felt very comfortable in my decision to move forward with finance . Thanks Prospa

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The team at prospa was very helpful. They process was quick and easy.

Reply from Prospa
I recently completed a loan with Prospa and would like to give a huge shout out to my Account Manager, Arthur Lock. He was proficient, professional and courteous throughout the entire lending process.
Arthur helped streamline every step, explaining the requirements clearly and ensuring everything progressed smoothly. When an anomaly arose involving an old Trust that had been incorrectly named and, unexpectedly, had an ACN attached to it, the searches kept returning an error. I had no idea this issue even existed, but Arthur took immediate control of the situation.
His solution-orientated approach, attention to detail and determination were exceptional. He recognised that the problem stemmed from an ASIC data entry error and resolved the search issue internally so my application could proceed. He even advised me to follow up with ASIC to ensure the incorrect record does not cause problems in the future. I am genuinely grateful for the extra effort and care he showed.
I was also impressed with how easy it was to sign the contract through DocuSign and how quickly the funds were processed once everything was finalised. The entire experience was fast, seamless and extremely professional.
A huge thank you to Arthur and the team at Prospa for outstanding service. I highly recommend both Arthur and Prospa to anyone seeking business finance support.

Reply from Prospa
I found the whole process/experience simple and supportive. All questions were answered. The chap that helped us through the whole process was friendly and efficient showing excellent communication skills.

Reply from Prospa
Josh was great, I communicated my needs and he understood and made the process smooth and easy. The communication was great and my loan was processed in a very timely manner.

Reply from Prospa
U guy r excellent. U dont muck around. U get the job done thk u for that . 5 star always ❤️

Reply from Prospa
Prospa have been great in setting up a line of credit for my company the whole process has been smooth thanks heaps for your help guys

Reply from Prospa
Thank you again Prospa for helping our business. You once again have kept us heading in the right direction. For 9 years you have helped us grow and become the successful business we have become. And we could not have done it without you.

Reply from Prospa
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