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RAC Car Insurance Reviews 

19,182
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 12,282 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing and the affordable premiums offered for their car insurance policies. People also appreciate the exceptionally smooth user experience, noting that navigating the online platform to complete tasks is very straightforward. Some reviewers were not happy with unexpected price increases when their policies came up for renewal. Consumers noted that their yearly premiums rose significantly without a proper or clear explanation provided beforehand. A few other people also felt that managing certain website features or understanding the complex policy terms could be slightly challenging.

What people talk about most

Price

Reviewers mention positive feedback about price, highlighting competitive quotes and reasonable renewal costs... See more

Service

Consumers find service to be positive, highlighting competitive pricing, efficient processes, and helpful... See more

User experience

Users describe positive interactions with user experience, noting that the website and online forms are very... See more

Website

People report positive experiences with the website, finding it very easy to navigate and straightforward for... See more

Subscription

Clients share positive opinions on subscription, frequently highlighting the smooth and straightforward... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I bought a policy to insure my car5or6 days ago, by mistake, I canceled the policy soon after, but on checking my bank statement you have still taken the payment, can you please help. I gave the one... See more

Company replied

Rated 4 out of 5 stars

like all kinds of insurances what fits your requirements and pockets is thr differance to cost and choice this setup suited me

Company replied

Rated 5 out of 5 stars

I had quotes from many companies when my renewal became due but was very pleased with the quote I received through RAC. I now have the policy I wanted at a very competitive premium. I would highly rec... See more

Company replied

Rated 5 out of 5 stars

Spoke with Tracey (Tracy) today to discuss my insurance renewal quote. What a lovely lady, credit to your company. Not only reduced my quote, but did it with kindness and such polite professional... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

19K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

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4.4

All reviews

(19,182)

11,408 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Why is on line cheaper than dealing…

Why is on line cheaper than dealing with person,
otherwise good service

August 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

No problems just renewed as predicted

No problems just renewed as predicted. Thanks.

August 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

easy and great price.

quick, easy and great price.

April 28, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Good deal for car insurence

Good deal for car insurence! Transparenci and comuncation are perfect!

October 21, 2025
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 2 out of 5 stars

Very difficult site for an ordinary…

Very difficult site for an ordinary senior citizen.

August 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Andrew,

Thank you for taking the time to leave your review.

I’m sorry to hear that you found the website difficult to use. As our policies are purchased and managed online, we appreciate that this may not be suitable for everyone, and we’re sorry if this caused you any frustration.

We value your feedback and will take it into consideration as we continue to improve the customer experience.

Tahara

Rated 4 out of 5 stars

My experience

The site was easy to use. Questions reasonable and apprropriate.

August 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Competitive price and not an unknown…

Competitive price and not an unknown quantity.

August 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

RAC Team made it easy

August 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Great Service

Great Service. Good price.

August 14, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Quick and easy to arrange

Quick and easy to arrange

August 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

The whole experience was quick and…

The whole experience was quick and simple, making a refreshing change from everything becoming more complicated and difficult these days.

August 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

RAC car insurance cancellation fees dispute

I sold my car and cancelled my RAC insurance. They are charging £45 cancellation fee which is correct, a pro-rata charge for the cover used, PLUS an additional £45 Intermediary Services Fee. This fee was included in the policy cost which was paid in full up front, so why is this charge being added on again? I cannot get an explanation from them - they just repeat their script.
VERY unhappy!

August 26, 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Christopher,

Thank you for your feedback. We’re sorry to hear that you’re unhappy with the cancellation charges and appreciate your concerns regarding the Intermediary Services Fee.

To clarify, the Intermediary Services Fee is included within the overall policy premium and, as such, is non-refundable when a policy is cancelled. If you pay for your policy monthly, the fee is not paid upfront in full; it becomes chargeable if the policy is cancelled.

We’re sorry if this was not clearly explained to you previously and apologise for any frustration caused.

If you would like further clarity, please feel free to reach out to us at socialresponders@bglgroup.co.uk.

Your case will be dealt with by BISL Limited, who arrange and administer your car insurance policy on behalf of RAC.


Vicky

Rated 5 out of 5 stars

Quick and easy

Quick and easy. All relevant information given and easy to access. Competitive pricing.

August 15, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

I'm continuously bombarded with rac…

I'm continuously bombarded with rac sales promotions and unsubscribe doesn't seem to work.

April 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hello Peter,

Thank you for bringing this to our attention!

We’re sorry to hear that you’ve been receiving repeated promotional communications and that the unsubscribe option hasn’t worked as expected.

We’ll be in touch directly to look into this and help resolve the issue!

Thanks Laura

Rated 4 out of 5 stars

Straightforward

Straightforward cost-effective transaction.

August 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Dreadful

Dreadful. RAC have decided I have had an accident I didn’t know about and are threatening to raise my premium and take away my No Claims Bonus. Will not use again.

August 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hello Hillary,

Thank you for taking the time to leave your review!

We’re sorry to hear about your experience and understand your concern regarding the information recorded on your policy.

The change you have referred to is due to an update to the CUE (Claims and Underwriting Exchange) record. We appreciate that this may be unexpected, particularly if you were not aware of an incident being recorded.

We will be in touch with you directly to discuss this further, explain the information we have received and answer any questions you may have. We hope we can provide some clarity and reassurance once we have spoken with you!

Thanks Laura

Rated 5 out of 5 stars

Easy renewal

Easy renewal. No problems.

August 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

No problem renewing my policy

No problem renewing my policy. Premium only slightly higher than last year

August 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

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