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RAC Car Insurance Reviews 16,775

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 11,670 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the pricing to be very competitive, often noting that renewal costs were reasonable or even lower than previous years. The online process for obtaining and renewing insurance was frequently described as straightforward, easy, and hassle-free, making it simple to navigate and complete. People appreciated the efficiency of the service and the ability to tailor policies to their specific needs, often highlighting the peace of mind provided by a well-known company. However, some customers also noted significant increases in their renewal premiums, sometimes by a substantial amount, which led them to seek out other providers. A few other people also felt that the renewal quotes were not always competitive initially, requiring them to haggle or find cheaper alternatives.

What people talk about most

Price

People report positive experiences with price, often noting significant savings compared to previous... See more

Service

Customers consistently note positive experiences with service, often highlighting the ease of obtaining car... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the online process... See more

Website

Reviewers highlight positive aspects of the website, with many finding the online quote and renewal processes... See more

Subscription

Customers had positive experiences with subscription renewals, often finding the process easy and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was good that my car insurance was automatically renewed but a Certificate of Insurance was not issued either in paper form or transmitted via e - mail. I had to contact RAC Insurance by telephon... See more

Company replied

Rated 4 out of 5 stars

Always room for improvement. I still think you could do a lot better by adding better Breakdown cover in to your Policies. A one stop shop with good cover at an affordable price would be a very a... See more

Company replied

Rated 5 out of 5 stars

RAC kept me updated with insurance renewal reminders in plenty of time. The premium price had only increased by a small amount. This stopped me from checking the market to look for a better deal. In t... See more

Company replied

Rated 5 out of 5 stars

I had no problem at all. I’d been with the same company for many years and the premium has escalated tremendously over the past few years particularly. I was just coming to the end of my 2 nd year of... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

17K reviews

5-star
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1-star

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Rated 5 out of 5 stars

RAC makes life simple for members

It was easy to speak to an employee. They were quick to point out the conditions of the deal. The terms suited my needs. I had no hesitation in renewing my policy.

Always bear in mind that not everyone in this country has access to computers. If you do so, you will learn that you have a better connection with all of your customers.

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Quick and simple

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Glad to be with you.Good to join a company who give…

Good to join a company who give excellent service and recognise the value of one’s previous experience.

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

absolutley seemless when it came to…

absolutley seemless when it came to transferring over to RAC

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to fill in forms great price

Easy to fill in forms great price

June 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

All round ,price customer service very…

All round ,price customer service very pleased

June 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

A good price with helpful instructions…

A good price with helpful instructions on line and helpful telephone numbers.

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave such a lovely review. We’re glad you’ve had a good experience with us.

Rated 5 out of 5 stars

Great website easy to navigate

Great website easy to navigate and insurance was good value for money

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Quite easy to do

Quite easy to do

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Easy to use website

Easy to use website. No problems getting the insurance required, and a much better deal than the company that I insured the car with last year. Plus I needed breakdown cover!

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

Excelent experience

Excelent experience servvices are upto very high standard easy to manage your documents etc online portal.

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

I’ve been with RAC oh for too many…

I’ve been with RAC oh for too many years and they have always been helpful and supportive the price is great for my old car as I’ve looked around but in honesty they best and to get my insurance aswell has eased up a lot of things,, have a but if you get car insurance with a package all be it on line and you have a separate breakdown package is there no way off combined so I can save money please 🙏

April 10, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Very straightforward

Very straightforward. Good price. Covered for another 12months. Thankyou

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 4 out of 5 stars

First renewal with RAC

Renewed on the basis of a reduction in renewal cost. So far no problems or reason to complain about RAC .

June 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Car Insurance Renewal

The renewal price is reasonable (relative to last year's price), and the process is very easy, with good communication and clear documentation.

June 10, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

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