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RAC Car Insurance Reviews 16,794

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 11,670 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the pricing to be very competitive, often noting that renewal costs were reasonable or even lower than previous years. The online process for obtaining and renewing insurance was frequently described as straightforward, easy, and hassle-free, making it simple to navigate and complete. People appreciated the efficiency of the service and the ability to tailor policies to their specific needs, often highlighting the peace of mind provided by a well-known company. However, some customers also noted significant increases in their renewal premiums, sometimes by a substantial amount, which led them to seek out other providers. A few other people also felt that the renewal quotes were not always competitive initially, requiring them to haggle or find cheaper alternatives.

What people talk about most

Price

People report positive experiences with price, often noting significant savings compared to previous... See more

Service

Customers consistently note positive experiences with service, often highlighting the ease of obtaining car... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the online process... See more

Website

Reviewers highlight positive aspects of the website, with many finding the online quote and renewal processes... See more

Subscription

Customers had positive experiences with subscription renewals, often finding the process easy and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was good that my car insurance was automatically renewed but a Certificate of Insurance was not issued either in paper form or transmitted via e - mail. I had to contact RAC Insurance by telephon... See more

Company replied

Rated 4 out of 5 stars

Always room for improvement. I still think you could do a lot better by adding better Breakdown cover in to your Policies. A one stop shop with good cover at an affordable price would be a very a... See more

Company replied

Rated 5 out of 5 stars

RAC kept me updated with insurance renewal reminders in plenty of time. The premium price had only increased by a small amount. This stopped me from checking the market to look for a better deal. In t... See more

Company replied

Rated 5 out of 5 stars

I had no problem at all. I’d been with the same company for many years and the premium has escalated tremendously over the past few years particularly. I was just coming to the end of my 2 nd year of... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

17K reviews

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Rated 5 out of 5 stars

Renewal very straightforward

Renewal very straightforward. Premium seemed there or thereabouts compared with other well known insurers so not worth the time shopping around or switching and the process was very simple.

June 24, 2026
Rated 5 out of 5 stars

Outstanding services

Have been with RAC Insurance for a few years now, and also use RAC Breakdown service! Really impressed, love the App which is helpful, informative and easy to navigate!

RAC Insurance have looked after me well, decent optional extras, comprehensive cover and when a no-fault claim became necessary I felt looked after!

At renewal recently, my premium actually went down, so couldn’t be happier!

Superb service keep up the good work and don’t change a thing-Iain, Brighton, a very satisfied customer!

June 28, 2026
Rated 3 out of 5 stars

Insurance renewal

Easy to update and use the RAC app.
My gripe, i was waiting for a renewal quote, id received notice, my insurance was due. When the exoected email came through. It was an email thanking me for my custom and that my insurance had been cancelled. Maybe i should have been more mindful and contacted RAC earlier. My Insurance had been cancelled over the weekend, it had cancelled on a Sunday morning. I hsd no way of contacting anyone and had work the next day. So before work opened a new insurance policy with another company. The only live contact available was AI chat. Ive since received a letter expressing how important it is to have insurance and to drive without is an offence..
😄

June 20, 2026
Unprompted review
Rated 5 out of 5 stars

Friendly service

Easy to understand and navigate website. Straightforward common sense approach to insurance. Competative pricing.

June 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to do

Easy to do, great price and no pressing for a reply.

June 26, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Price

Price, ease, and reputation of RAC

June 8, 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

The ease of getting a policy that fits…

The ease of getting a policy that fits my needs, also the pricing well below my previous insurances .

June 1, 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

The price was a big factor considering…

The price was a big factor considering all the benefits that came with it

June 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

As I’m nearly 88 my young neighbour who…

As I’m nearly 88 my young neighbour who is my co-driver sorted everything on my behalf and managed to get my premium reduced

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

I was surprised of the amount of cover…

I was surprised of the amount of cover I got and also including breakdown for less than my original insurer so well done R A C

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Good new quote but annoying renewal quote

Used web comparison site which was straightforward.
Annoying that the renewal quote from RAC was twice as high as a new quote

June 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

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