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RAC Car Insurance Reviews 16,787

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 11,670 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the pricing to be very competitive, often noting that renewal costs were reasonable or even lower than previous years. The online process for obtaining and renewing insurance was frequently described as straightforward, easy, and hassle-free, making it simple to navigate and complete. People appreciated the efficiency of the service and the ability to tailor policies to their specific needs, often highlighting the peace of mind provided by a well-known company. However, some customers also noted significant increases in their renewal premiums, sometimes by a substantial amount, which led them to seek out other providers. A few other people also felt that the renewal quotes were not always competitive initially, requiring them to haggle or find cheaper alternatives.

What people talk about most

Price

People report positive experiences with price, often noting significant savings compared to previous... See more

Service

Customers consistently note positive experiences with service, often highlighting the ease of obtaining car... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the online process... See more

Website

Reviewers highlight positive aspects of the website, with many finding the online quote and renewal processes... See more

Subscription

Customers had positive experiences with subscription renewals, often finding the process easy and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was good that my car insurance was automatically renewed but a Certificate of Insurance was not issued either in paper form or transmitted via e - mail. I had to contact RAC Insurance by telephon... See more

Company replied

Rated 4 out of 5 stars

Always room for improvement. I still think you could do a lot better by adding better Breakdown cover in to your Policies. A one stop shop with good cover at an affordable price would be a very a... See more

Company replied

Rated 5 out of 5 stars

RAC kept me updated with insurance renewal reminders in plenty of time. The premium price had only increased by a small amount. This stopped me from checking the market to look for a better deal. In t... See more

Company replied

Rated 5 out of 5 stars

I had no problem at all. I’d been with the same company for many years and the premium has escalated tremendously over the past few years particularly. I was just coming to the end of my 2 nd year of... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

17K reviews

5-star
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1-star

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Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

The price was a big factor considering…

The price was a big factor considering all the benefits that came with it

June 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

As I’m nearly 88 my young neighbour who…

As I’m nearly 88 my young neighbour who is my co-driver sorted everything on my behalf and managed to get my premium reduced

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

I was surprised of the amount of cover…

I was surprised of the amount of cover I got and also including breakdown for less than my original insurer so well done R A C

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Good new quote but annoying renewal quote

Used web comparison site which was straightforward.
Annoying that the renewal quote from RAC was twice as high as a new quote

June 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Great all round service reasonable…

Great all round service reasonable price and cover

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to set up great price

Easy to set up great price

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Excellent insurance

The insurance was a very good price and I added some extras to go for the premium level. It was easy to do online.
I was glad I did this as a month later my car was hit by another and I needed to make my first ever claim. This was dealt with very efficiently and I'm waiting for my car to be collected and mended. Excellent service. Im so glad I went for the extras, which only cost a few more pounds.

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

RAC makes life simple for members

It was easy to speak to an employee. They were quick to point out the conditions of the deal. The terms suited my needs. I had no hesitation in renewing my policy.

Always bear in mind that not everyone in this country has access to computers. If you do so, you will learn that you have a better connection with all of your customers.

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Quick and simple

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Glad to be with you.Good to join a company who give…

Good to join a company who give excellent service and recognise the value of one’s previous experience.

June 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

absolutley seemless when it came to…

absolutley seemless when it came to transferring over to RAC

June 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to fill in forms great price

Easy to fill in forms great price

June 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

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