Raisin U.S. Reviews 

1,036
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 412 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional knowledge, kindness, and professional support, often highlighting excellent customer service with quick response times and efficient resolution of inquiries. The platform is also described as user-friendly, offering simple account opening, easy deposits, and a smooth overall experience. However, some customers also noted difficulties with certain processes. A few people experienced frustration with customer service, describing some agents as unhelpful and finding interactions difficult. Others reported challenges with fund transfers, mentioning delays of several days or weeks, and issues with account access due to restrictive identity verification or locked accounts. Additionally, changing external bank accounts proved complicated or impossible for some reviewers.

What people talk about most

Customer service

Clients share positive opinions on customer service, with many reviewers consistently praising the... See more

Staff

Consumers find staff to be positive, consistently praising their professionalism, knowledge, and helpfulness.... See more

User experience

Customers consistently note positive experiences with user experience, often describing the platform as easy... See more

Payment

People report ambiguous experiences with payment, with some finding the process of transferring funds easy... See more

Response time

Reviewers mention positive feedback about response times, with many customers appreciating the ability to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I just had an excellent customer service experience working with Dylanni. She was patient, professional, and took the time to address all of my concerns. She also guided me through the app and showed... See more

Company replied

Rated 5 out of 5 stars

Customer service is great at Raisin. Jack O'C is always very helpful in a genuinely friendly way. You will know it is him by his lovely Irish accent and competence. He helped me when I initially si... See more

Company replied

Rated 5 out of 5 stars

The customer service rep Dylanni H, did a great job in explaining the terms of the new HYSA account with Raison. She also followed up with a detailed email outlining all details that I asked her about... See more

Company replied

Rated 5 out of 5 stars

I was simply looking to transfer funds from one bank, to another with a higher rate. Given the amount, wanted a second set of eyes to make sure I was doing things correctly. Kylie provided me the reas... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Raisin is a free financial platform offering access to high-yield savings and CDs from 100+ insured banks & credit unions, all in one account. Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,036)

424 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Been a Raisin platform client since Jan…

Been a Raisin platform client since Jan 2023 so well into my 4th year now and have had truly a profitable experience! Customer service normally quite good and even when a lesser experienced rep seems unable to proceed there are supervisors or managers who step in and get the ball home. Good support by phone and email both and exceptions to policy were indeed made when I advocated for myself in a couple of instances too - always a good thing to see from any corporate entity⭐️. For fixed income investing I’d recommend Raisin for sure!

May 4, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you've had a profitable experience with our platform since 2023! It's great to know our customer service and support have met your expectations, and we appreciate your recommendation for fixed-income investing. Thank you for sharing your positive feedback.

Rated 5 out of 5 stars

Raisin has competitive rates which I…

Raisin has competitive rates which I enjoy but what really impresses me most, is the ease of use of their website.
It is very easy to manuver and for me, that's one less thing to worry about. Also, I had to call their customer service once or twice, they were friendly and very helpful. Bravo Raisin for a job well done !!!

April 24, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find our rates competitive and our website easy to use. We appreciate your positive feedback about our customer service team's friendliness and helpfulness. Thank you for taking the time to share your experience!

Rated 5 out of 5 stars

The interest rate being paid is higher…

The interest rate being paid is higher than anywhere else so that is a major plus. Website is easy to navigate. I have only been using a couple of months. I like that I can set up recurring monthly deposits. The only downside is the money is not insured so I only put in what I can afford to lose.

May 3, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find the interest rate appealing and our website easy to use. We appreciate your feedback about setting up recurring deposits. We acknowledge your concern about the deposit insurance. Thanks for sharing your experience!

Rated 5 out of 5 stars

Easy to use platform with a great…

Easy to use platform with a great selection of banks and terms. You establish your credentials once and are ready to go with options that include high yield savings accounts and CDs as well as no penalty CDs. Rates a very competitive and you avoid the hassle associated with investing with individual banks. I have recommended Raisin to many people who are very pleased as well.

April 29, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find our platform easy to use, with a great selection of banks and terms. It's wonderful you appreciate the convenience and competitive rates. We appreciate you recommending us!

Rated 5 out of 5 stars

Great rates and an easy user interface…

Great rates and an easy user interface to check my balance and transfer money

May 1, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find our rates great and our platform easy to use for checking your balance and transferring funds. Thank you for your feedback.

Rated 4 out of 5 stars

The experience was smooth

The experience was smooth. I did receive a bonus code in an email after I initiated my transfer, I sent an email request to ask whether I could still receive the bonus. I was advised that I will be placed on a list of accounts that we have to put the bonus code on the account to ensure that you can receive the bonus.

April 27, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you sharing your experience. We're glad the transfer process was smooth. We acknowledge your bonus code inquiry and have noted that you're on the list to receive it. Thank you for your patience.

Rated 5 out of 5 stars

Great rates. Great app. Great people.

Raisin sources competitive rates for CDs and HIgh-Yield Savings Accounts. Their app is easy to use and the one time I called Customer Service, the representative was personable and very helpful. I will be investing through Raisin for the foreseeable future.

April 29, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find our rates competitive and our app easy to use. We're also glad that you had a positive experience with our customer service. Thank you for your feedback; we appreciate it.

Rated 5 out of 5 stars

Spoke with Josh

Spoke with Josh - very helpful!!!

April 29, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that the assistance provided was helpful. Thank you for sharing your positive experience with us!

Rated 5 out of 5 stars

The person I spoke with quickly…

The person I spoke with quickly resolved my reason for call.

April 27, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are happy to hear that your issue was quickly resolved during your call. Thank you for sharing your positive experience with us!

Rated 5 out of 5 stars

I have all my CDs and other accounts in…

I have all my CDs and other accounts in one app which makes it easier at tax time!!

April 15, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our app simplifies your tax preparation by keeping your CDs and accounts in one place. Thank you for your positive feedback!

Rated 5 out of 5 stars

Very happy Raisin customer…

Have been using Raisin for several years. Great customer service and very competitive rates on CDs. Highly recommend.

April 27, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you've had a great experience with our customer service and CD rates over the years. Thank you for recommending our services; we appreciate your feedback!

Rated 5 out of 5 stars

Quick

Quick, in depth response.

April 22, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are happy to hear that you received a quick and thorough response. Thank you for your positive feedback; we appreciate it.

Rated 5 out of 5 stars

The representative was very helpful and…

The representative was very helpful and professional. My questions were answered, and I felt confident that if I called in the future, I would receive similar treatment.

April 23, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our representative was helpful and professional! It's great to know your questions were answered and that you feel confident about future interactions. Thank you for your positive feedback.

Rated 5 out of 5 stars

Very easy to understand products…

Very easy to understand products offered, and very easy to set up transfer from an external account. Very impressed with the speed of the transfer! I like the simplicity of using Raisin.

April 21, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you found our products easy to understand and the transfer process simple! We appreciate your positive feedback regarding the speed and simplicity. Thanks for using Raisin!

Rated 5 out of 5 stars

I started a few years ago with Raisin…

I started a few years ago with Raisin and have been very pleased with all of the processes. Once the initial registration is done and you set up your CDs, the process for renewing or switching CDs is exponentially quick. I have some CDs that expired and I was able to start new CDs in 6 minutes online. Very smooth process!

April 23, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you've been pleased with your experience over the years. It's great to know that you find the CD renewal process quick and smooth. Thank you for your positive feedback!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look