Rates.ca Reviews 

7,301
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 792 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention the staff and brokers for being exceptionally helpful, friendly, knowledgeable, and patient throughout the entire process of securing coverage. Consumers genuinely appreciate the prompt communication, remarkably easy transaction process, and seamless professional assistance when searching for better insurance policies. However, some customers also noted that initial online price quotes could be inaccurate and sometimes increased significantly before finalization. A few other people also felt that the immediate follow-up phone calls were quite overwhelming or experienced frustrating communication delays when waiting for agent replies.

What people talk about most

Price

People report ambiguous experiences with price, as some consumers save decent money and secure much lower... See more

Staff

Reviewers mention positive feedback about staff, noting that agents are knowledgeable, kind, patient, and... See more

Customer service

Consumers find customer service to be positive, frequently highlighting knowledgeable agents who provide... See more

Service

Clients share positive opinions on service, highlighting quick callbacks and knowledgeable representatives... See more

Response time

Customers consistently note positive experiences with response time, frequently praising the fast estimates,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The broker answered my questions well and the receptionist was very energetic when connecting me to the broker. I gave one star less because after submitting a quote the next day they kept calling me... See more

Company replied

Rated 4 out of 5 stars

The request was simple. The timing on the response was excellent. The followup was good. When I finally spoke with your reps the knowledge and approach was very good. Unfortunately the quote on my aut... See more

Company replied

Rated 5 out of 5 stars

I tried this site on a whim, but to my surprise, it’s working out in my favour. An agent called me in five minutes and connected me with a car insurance provider who had a considerably better pr... See more

Company replied

Rated 5 out of 5 stars

Rates.ca is a very helpful starting point to explore and discover which insurance providers and brokers operate in your area. However, be aware that the online price quotes are rarely accurate. You’ll... See more

Company replied


Company details

  1. Insurance Agency
  2. also in
  3. Auto Insurance Agency
  4. Business Insurance Company
  5. Home Insurance Agency
  6. Price Comparison Site
  7. Renter's Insurance Agency

About Rates.ca

Written by the company

Rates.ca

Saving money is a great habit.

Rates.ca is Canada’s leading insurance and financial services rate comparison platform. We provide seamless, digital-first user experiences that help Canadians make better insurance and money decisions.

A trusted name in the insurance and financial industry since 1999, Rates.ca is based in Toronto, Ontario and serves millions of Canadians annually.

Compare rates on financial products

Shop for rates like you shop for trips. Get quotes from top providers, all in one place.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
4-star
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2-star
1-star

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4.3

All reviews

(7,301)

815 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The agent was eloquent

The agent was eloquent, friendly and knowledgeable on the subject.

November 3, 2026
Rates.ca logo

Reply from Rates.ca

Hello Jamal,

We are very pleased to hear that you had such a positive experience with our representative. Providing clear, helpful, and friendly assistance is what we always aim for, and we appreciate you taking the time to share your feedback.

All the best,
Rates.ca

Rated 1 out of 5 stars

The agent was very knowledgeable and…

I recently did a very positive review, but after my personal information was provided the premiums went way up. I have no claims or convictions. Now they have my personal information. I will be contacting BBB

November 2, 2026
Unprompted review
Rates.ca logo

Reply from Rates.ca

Hello Chris,

We appreciate you taking the time to share this feedback. We understand your frustration regarding the sudden increase in your insurance rate after submitting your details with the broker. We take concerns about data privacy and pricing transparency very seriously. We have reached out to Rates Insurance Brokers as to why the price increased.

All the best,
Rates.ca

Rated 4 out of 5 stars

Get rates. Quick and easy

This was quick and easy

November 3, 2026
Rates.ca logo

Reply from Rates.ca

Hello Joanne,

We are glad you enjoyed your experience. We appreciate your feedback about our simple and efficient process.

All the best,
Rates.ca

Rated 5 out of 5 stars

Quick response.

Quick response.
Quick answers.
No pressure.

November 3, 2026
Rates.ca logo

Reply from Rates.ca

Hello Alan,

We are glad you enjoyed our quick, pressure-free communication. Thank you for your feedback.

All the best,
Rates.ca

Rated 5 out of 5 stars

So far so good

Quick and good response

October 3, 2026
Rates.ca logo

Reply from Rates.ca

Hello Ajie,

We are glad you enjoyed our prompt and helpful service. Thank you for sharing your feedback.

All the best,
Rates.ca

Rated 5 out of 5 stars

Quick response from the team

Quick response from the team

November 2, 2026
Rates.ca logo

Reply from Rates.ca

Hello Amani,

We are glad to hear that our team provided you with a prompt and timely reply to your inquiry. Thank you for sharing your positive feedback with us.

All the best,
Rates.ca

Rated 5 out of 5 stars

Very friendly and good customer…

Very friendly and good customer service!!

November 2, 2026
Rates.ca logo

Reply from Rates.ca

Hello Adrian,

We are so pleased to hear that our team provided you with such a welcoming and helpful experience. Thank you for taking the time to share your positive feedback with us.

All the best,
Rates.ca

Rated 5 out of 5 stars

The agent was knowledgeable and…

The agent was knowledgeable and friendly.

November 2, 2026
Rates.ca logo

Reply from Rates.ca

Hello Carl.

We are so glad to hear that our team member was helpful and polite during your interaction. Thank you for taking the time to share your positive feedback with us.

All the best,
Rates.ca

Rated 5 out of 5 stars

Well done

Lady was very well informed and extremely knowledgeable. Great job

November 2, 2026
Rates.ca logo

Reply from Rates.ca

Hello Pat,

We are so pleased to hear that our representative was highly informative and shared such helpful expertise during your interaction. Thank you for taking the time to share your positive experience with us.

All the best,
Rates.ca

Rated 2 out of 5 stars

Pushy

The online quote was substantially lower than quoted on the phone. Reason was unknown, he said he's never seen this happen before. Went through quote and I told them I needed to think about it. Tried to push me to commit and wouldn't accept I needed time to think so I hung up instead of arguing with him.

November 2, 2026
Rates.ca logo

Reply from Rates.ca

Hello Jade,

Thank you for sharing your feedback with us. We appreciate you taking the time to highlight the discrepancy between our online and phone estimates, as well as the uncomfortable pressure you experienced during the call. We are actively reviewing our pricing systems and retraining our team to ensure our communication remains helpful and respectful.

All the best,
Rates.ca

Rated 5 out of 5 stars

Timely response and knowledgeable help…

Timely response and knowledgeable help was a great experience

October 31, 2026
Rates.ca logo

Reply from Rates.ca

Hello Jason,

We are very pleased to hear that you had a positive experience with our prompt communication and the helpful information provided by our team. Thank you for sharing your feedback.

All the best,
Rates.ca

Rated 3 out of 5 stars

Polite but not as advertised

I went to the site because it advertised for a certain type of insurance. Not only do they not carry product I was looking for, but the product quoted was 3 times higher than what I currently pay. The only reason I went as high as a 3 star is because they were polite and professional.

November 2, 2026
Rates.ca logo

Reply from Rates.ca

Hello Diana,

Thank you for taking the time to share your feedback with us. We appreciate your kind words regarding the polite and professional service you received from our team. However, we are concerned to hear that our online advertising led you to expect a specific type of coverage that we do not offer, and that our pricing quotes were significantly higher than your current rate. We are currently reviewing our marketing materials to ensure our product offerings are represented with complete clarity. Additionally, we are sharing your pricing feedback with our underwriting department to evaluate our rate competitiveness. Our goal is to provide clear information and fair value, and we will use your experience to improve our communication and services moving forward.

All the best,
Rates.ca

Rated 5 out of 5 stars

Good call with sales person

Good call with sales person, good explanation,he very polite and seems knowledgeable and patient. Good quote,waiting for my insurance co.to send me their bill so I can compare.

November 2, 2026
Rates.ca logo

Reply from Rates.ca

Hello Normand,

We are thrilled to hear that you had such a positive experience with our representative and found the explanation helpful and patient. We appreciate your feedback regarding the competitive quote and hope everything goes smoothly as you compare your options.

All the best,
Rates.ca

Rated 5 out of 5 stars

Good costume service

Good costume service

October 31, 2026
Rates.ca logo

Reply from Rates.ca

Hello Larry,

We are glad you enjoyed your experience with our team. We are glad that you received good service.

All the best,
Rates.ca

Rated 5 out of 5 stars

Response time was very good

Response time was very good, they contacted me right away with all the information required!

Thank you!

November 2, 2026
Rates.ca logo

Reply from Rates.ca

Hello Karim,

We are glad you enjoyed your experience with our team. We appreciate your kind words about our prompt communication and helpful information.

All the best,
Rates.ca

Rated 5 out of 5 stars

Friendly and professional

Friendly and professional

October 30, 2026
Rates.ca logo

Reply from Rates.ca

Hello Gladys,

Thank you for your positive review. We are glad to hear you received friendly and professional service.

All the best,
Rates.ca

Rated 5 out of 5 stars

Abdur was a great communicator

Abdur was a great communicator. He responded quickly in getting me several excellent quotes. He followed up promptly and ensured we understood the policy nuances.

October 30, 2026
Rates.ca logo

Reply from Rates.ca

Hello Gary,

We are delighted to hear that you received such prompt, clear, and helpful assistance during your quote process. Providing thorough support and ensuring you feel confident in your policy details is always our top priority. Thank you for sharing this wonderful feedback with us!

All the best,
Rates.ca

Rated 5 out of 5 stars

Good information

October 27, 2026
Rates.ca logo

Reply from Rates.ca

Hello Paul,

Thank you for the positive review. We are happy to hear that you received good information for your insurance.

All the best,
Rates.ca

Rated 5 out of 5 stars

Easy and straightforward insurance process

It’s easy to fill out all required information and get the quotes instantly. After, choosing the insurer of my choice, I finalized the agreement with a kind broker through the phone. The process was straightforward.

October 29, 2026
Rates.ca logo

Reply from Rates.ca

Hello Alonso,

Thank you for sharing your experience. We are delighted to hear that obtaining your quotes was such a quick and simple process, and that our team member provided helpful and friendly support over the phone to help you finalize your policy.

All the best,
Rates.ca

Rated 5 out of 5 stars

Rates to your inbox instantly

Quick, easy and accurate. Multiple rates from multiple companies in all options and prices ranges. Agents were knowledgeable and got back to me quickly also.

October 30, 2026
Rates.ca logo

Reply from Rates.ca

Hello Todd,

Thank you so much for sharing your experience. We are thrilled to hear that you found our platform quick and easy to use, and that our team provided prompt, knowledgeable assistance to help you compare your options.

All the best,
Rates.ca

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