ReduceMyExcess Reviews 

3,134
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 1,972 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the excellent value for money, finding the prices significantly more competitive than options from rental companies, often saving them substantial amounts. Many appreciate the comprehensive coverage offered at such affordable rates, providing considerable peace of mind when driving a hire vehicle. The user experience is frequently praised, with people noting the website's ease of use and straightforward navigation. The purchasing process is described as quick, simple, and efficient, often taking only minutes to complete. Reviewers also commend the excellent service, including prompt payouts and clear communication, making the overall interaction very satisfying.

What people talk about most

User experience

Consumers consistently report a positive user experience, highlighting the ease of use and simplicity of the... See more

Price

Customers had positive experiences with price, consistently finding it to be competitive and a great value... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use and navigation for... See more

Value for money

People report positive experiences with value for money, consistently highlighting the excellent value and... See more

Service

Reviewers highlight positive aspects of service, consistently praising its efficiency and ease of use, with... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Process was so easy from start to finish. Comprehensive level of cover at a very good price. Hopefully won't need to call on your services during rental period but thank you for offering an alternativ... See more

Company replied

Rated 5 out of 5 stars

I have had hire car excess insurance cover with Reduce My Excess for several years. Way cheaper than buying cover directly from the car hire companies. For the first time, I also had to make a claim r... See more

Company replied

Rated 5 out of 5 stars

I initially set up a policy for a specific holiday, which was easy to do. I then decided it would be better to switch to an annual policy and this was not a problem. Seems like very good value, polic... See more

Company replied

Rated 5 out of 5 stars

Luckily I’ve not yet had to claim but RME have always reminded me when to renew (automatic but my CC was changed from MC to Visa by my bank and was easy to sort out!) also my premium has kept going do... See more


Company details

  1. Insurance Agency
  2. Insurance Broker
  3. Insurance Company

About ReduceMyExcess

Written by the company

ReduceMyExcess is a leading provider of car hire excess insurance, created to offer drivers a clearer and more affordable alternative to costly rental company waivers. ReduceMyExcess has been recognised with the Which? Best Buy award for our hire car excess insurance.

Since 2011, we have focused on providing comprehensive and affordable car hire excess insurance policies alongside uncomplicated information to help customers make informed decisions when renting a car.


Contact info

ReduceMyExcess Car Hire Excess Insurance

Affordable and comprehensive cover for the next time you hire.

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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4.7

All reviews

(3,134)

1,985 reviews in the last 12 months

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Rated 5 out of 5 stars

Reasonable priced and claiming settled…

Reasonable priced and claiming settled quickly once submitted correctly.

July 3, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi,

We're so glad to hear that you found our pricing reasonable and that your claim was settled quickly once submitted. Thank you for sharing your positive feedback!

Kind regards,

Anna

Rated 5 out of 5 stars

Easy to deal with and to make a claim

Easy to deal with and to make a claim. Claim settled promptly.

July 7, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Victor,

We're pleased to hear you found our claims process straightforward and that your claim was settled quickly. Thank you for sharing your positive experience!

Kind regards,

Anna

Rated 4 out of 5 stars

Easy to purchase

Easy to purchase, good price.

July 6, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Paul,

We're delighted to hear that you found the purchasing process easy and our pricing to be good. Thank you for your positive feedback!

Kind regards,

Anna

Rated 5 out of 5 stars

Quick and easy

July 4, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Gail,

It's great to hear you found ReduceMyExcess quick and easy to use!

Kind regards,

Anna

Rated 4 out of 5 stars

The website worked OK

The website worked OK. The T and Cs docs seem for to excessive which was a shame and spoilt the process.

July 6, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Roy,

We’re pleased to hear the website worked well overall. We appreciate your comments regarding the terms and conditions and understand that insurance documentation can sometimes feel lengthy.

We aim to provide clear and comprehensive information so customers can make informed decisions.

Kind regards,

Anna

Rated 5 out of 5 stars

2nd year of using them and all good.

2nd year of using them and all good.
Had a claim last year and process went smoothly.

July 5, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi,

We’re really pleased to hear you’ve chosen us for a second year and that your previous claim was handled smoothly. Thank you for your review!

Kind regards,

Anna

Rated 5 out of 5 stars
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Phil,

We're happy our car hire excess insurance offers good value and coverage for you. We appreciate you sharing your positive experience with us!

Kind regards,

Anna

Rated 5 out of 5 stars

Easy

It was easy.

July 5, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Nick,

We're happy to hear you found ReduceMyExcess easy to navigate!

Kind regards,

Anna

Rated 5 out of 5 stars

Great company value for money prompt…

Great company value for money prompt support when required a must have insurance especially for Spain

July 5, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi James,

We’re really pleased to hear you found the cover good value for money and that our team was there to help when needed.

Kind regards,

Anna

Rated 5 out of 5 stars

Easy to sort out

Easy to sort out, great website, feel happy that Im covered for my hire car in Spain now

July 1, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Karen,

We're pleased to hear you found our website easy to navigate and that you feel confident and covered for your upcoming car hire in Spain. We appreciate your feedback!

Kind regards,

Anna

Rated 5 out of 5 stars

Just so easy…to purchase as always.

Just so easy…to purchase as always.. I hope there will be no need to use it

July 2, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Nick,

We're happy to hear that purchasing was easy! If you do need to make use of your ReduceMyExcess policy, we're here to help.

Kind regards,

Anna

Rated 5 out of 5 stars

Good website easy to use

Have used your services previously and was very pleased on those occasions with the ease of use and was not disappointed this time.
Would definitely recommend 🤗
Thank you

July 3, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Paul,

We’re really pleased to hear you found the website easy to use and that your experience has been just as positive as on previous occasions. It’s especially wonderful to hear you’d recommend us to others. Thank you for your review,

Kind regards,

Anna

Rated 5 out of 5 stars
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Mr Banks,

We're delighted to hear you found ReduceMyExcess easy to use and felt the price was great. Thank you for your positive feedback.

Kind regards,

Anna

Rated 5 out of 5 stars

Have used for many years

Have used ReduceMyExcess for many years and have always found them very helpful and value for money.

July 4, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Christopher,

We're pleased to hear you have found ReduceMyExcess helpful and great value for money over the years. Thank you for your positive feedback.

Kind regards,

Anna

Rated 5 out of 5 stars

When needed reduce my excess was…

When needed reduce my excess was efficient and really professional, hence why I continue my insurance with you.

July 1, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Mark,

We’re pleased your claim experience was positive and that you chose to continue your cover with us. Thank you for your review,

Kind regards,

Anna

Rated 5 out of 5 stars

It was so easy until it wanted my CVC…

It was so easy until it wanted my CVC then it would not accept it, so I had to use my partners card. Good value though

July 3, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi Bryan,

We’re glad you found the process easy and the cover good value but are sorry to hear you experienced an issue during payment. Thank you for your feedback!

Kind regards,

Anna

Rated 5 out of 5 stars

Very good price reasonable

Very good price reasonable

July 1, 2026
ReduceMyExcess logo

Reply from ReduceMyExcess

Hi,

We're pleased to hear you found our pricing to be reasonable. Thank you for your review.

Kind regards,

Anna

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