Santevet was a really good choice a few years ago, but now the prices have skyrocketed, and a lot of vet visits are simply not covered. My dog had a check-up procedure to see why her snoring increased... See more
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See what reviewers are saying
We are using Santevet for several years and in general we are satisfied. However, we recently received an email saying that our new contract will be almost 30% more expensive than what are we paying n... See more
They have always been very reliable, and made it so much easier for us to be a dog owner. It is the first time that we have a dog, and it is the most wonderful thing that has ever happened to us, but... See more
Insurance plan was very well detailed on their website. I only had to check it online and answered some questions and then...got my puppy insured. I also liked that I only have to pay the bills and gi... See more
Company details
About Santévet
Written by the company
💚 LES AVANTAGES DE SANTÉVET :
• Des formules complètes qui remboursent les soins vétérinaires aussi bien liés aux accidents qu’aux maladies.
• Ses vaccins remboursés, mais aussi les antiparasitaires, les produits d’hygiène... grâce au Budget Prévention inclus.
• Des services pratiques et inclus gratuitement : Payvet, le service d’avance de frais et de facilités de paiement ; Santévet Emergency 24/7 : l’assistance téléphonique en cas d'urgence vétérinaire ; une application mobile…
💚 UNE COUVERTURE SANTÉ COMPLÈTE, EN CAS DE PÉPIN DE SANTÉ
Les formules d’assurance chien et chat de Santévet remboursent vos frais vétérinaires en cas d’accident et de maladie, à hauteur de 50 % à 90 % et de 1.800 € à 5.000 €/an selon la formule choisie.
👉 Exemple de frais remboursés en cas de maladie et d’accident :
✔️ Consultations (classique, d'urgence, spécialisée...) ✔️ Médicaments ✔️ Frais de chirurgie, anesthésie… ✔️ Hospitalisations ✔️ Scanners, IRM, échographies ✔️ Frais d'ambulance ✔️ Radiothérapie ✔️ Médecines douces (ostéopathie, phytothérapie, homéopathie, physiothérapie et acupuncture) ✔️ Analyses de laboratoire ✔️ Détartrage (remboursé 1 fois/an, après 2 ans de contrat), etc.
💚 MIEUX VAUT PRÉVENIR QUE GUÉRIR
Toutes les formules d’assurance chien et chat de Santévet incluent également un Budget Prévention qui rembourse de 20 € à 80 €/an de soins préventifs. Ces soins prévisibles et planifiés par votre vétérinaire sont essentiels au maintien de la bonne santé de votre fidèle compagnon.
👉 Soins de prévention remboursés (chien et chat) :
✔️ Vaccins ✔️ Antiparasitaires ✔️ Vermifuges ✔️ Stérilisation ✔️ Frais d'identification ✔️ Produits d'hygiène
Demandez gratuitement votre tarif personnalisé sur notre site ou par téléphone au 02 613 16 48 (lundi-vendredi, 9h-17h).
Vous pouvez également prendre un RDV téléphonique gratuitement avec nos conseillers, en cliquant ici.
À bientôt dans la Santévet Family !
Contact info
Avenue Louise 523, 1050, BRUSSEL, Belgium
- 02 613 16 48
- contact@santevet.be
- santevet.be
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Spoke with a customer service agent…RENATE
Spoke with a customer service agent Renate and she was awesome. She explained in detail what the confusion was all about and she immediately sent me a recap of what was discussed.
May use AI-assist with repliesRead more
System very fast and user friendly
System very fast and user friendly. Vet sent directly the bill and I got reimbursed in 2 working days

Reply from Santévet
Unjust Claim Refusal: Seeking Justice and Contract Termination
To Whom It May Concern,
I am writing to formally express my dissatisfaction with the recent handling of my insurance claim by SanteVet. Despite my attempts to resolve this matter through your customer service channels, I find myself compelled to escalate my concerns due to the continued lack of clarity and support.
My primary grievance lies in the unjustified refusal of my claim on the basis that my dog allegedly has a pre-existing condition. This assertion is not supported by any factual evidence. The symptom in question, a minor limp, is non-specific and could be associated with a multitude of conditions. Without a proper diagnosis, which necessitates further medical examinations, it is unreasonable to categorically label this as a pre-existing condition.
Moreover, it has come to my attention that your refusal includes a mischaracterization of the required procedure. Contrary to the claim that a surgery is involved, the actual procedure in question is a CT scan. This discrepancy highlights a concerning lack of understanding of my pet’s medical needs and the nature of the diagnostic processes involved.
I am deeply disappointed that an organization purportedly dedicated to animal welfare and well-being would deny essential diagnostic support. This situation leads me to question the reliability of your service, especially in scenarios where more serious health conditions, such as cancer, might arise. The prospect of facing similar refusals under such circumstances is distressing.
Due to the unsatisfactory response and the apparent disregard for my pet's health, I have decided to terminate my contract with SanteVet, effective immediately, despite it being set to expire in April 2025. I believe that continuing to pay for a service that fails to provide the promised support is neither practical nor financially sound.
Furthermore, I intend to file a formal complaint with the consumer protection authorities and to utilize social media platforms and influencers to raise awareness about my experience. It is my hope that this will prompt a reconsideration of your current policies and practices to prevent other customers from facing similar issues.
I request that this letter be escalated to your managerial team to ensure that my concerns are addressed appropriately. I understand that this situation may not be the fault of individual customer service representatives, but rather a systemic issue within the company.
Thank you for your attention to this matter. I look forward to a prompt and satisfactory resolution.
Sincerely,

Reply from Santévet
too expensive
Too expensive, franchise restarts every year, price should be brought down

Reply from Santévet
Parfait!
Remboursement rapide. Feedback rapide en cas de question. Application facile et simple à utiliser.

Reply from Santévet
Je suis déçu de l'intervention en temps…
Je suis déçu de l'intervention en temps normal. Pzd contre ils sont bien intervenus suite à un accident d'un de mes teckels

Reply from Santévet
Always speedy and straight forward…
Always speedy and straight forward reimbursement. Easy to manage your account via the platform, easy to set up automatic reimbursement when you're registered with a vet.

Reply from Santévet

Reply from Santévet
all claims rejected
I'm paying premium insurance for my maine coon kitten. Over the last weeks I had to go to the vet 4 times. Sterilization, CT on her ear due to an infection, antibiotics, checkup etc. and paid over 1000 EUR to the vet, all claims rejected with no proper explanation. Just like every other insurance company, they like to take your money but when there is an unforeseen issue and it comes to paying back, they don't reimburse. Very disappointed.

Reply from Santévet
Total mess
Seeing the answer from the company to my review yesterday, I cannot come to another conclusion that it is a total mess. They say there is no guy working at Belgian customerservice...
I live in Spain and posted on the Spanish site of TripAdvisor. And I have nothing to do with Belgium. So instead of helping me out, once again they are trying to make me a fool. This is no service at

Reply from Santévet
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