ScotPac Business Finance Reviews 

737
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 95 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and compassionate approach, often going above and beyond to assist. The service is frequently described as excellent, efficient, and smooth, with many appreciating the quick response times and clear communication throughout the process. Reviewers highlight the ease of negotiation and the stress-free user experience, making them happy to work with the company again. However, some people were dissatisfied with specific interactions, mentioning experiences with rude agents and a lack of approachability. A few other people also felt that the process could be unclear, and one customer reported a finance approval being revoked.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting their professionalism, efficiency, and... See more

Service

People report positive experiences with service, highlighting its efficiency and professionalism. Customers... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting the ease of negotiation... See more

User experience

Consumers find the user experience to be overwhelmingly positive, describing their journey as fantastic,... See more

Response time

Reviewers highlight positive aspects of response time, with many customers praising the quick replies and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My journey has been absolutely fantastic. The ease of negotiation and able to deal with consultants, in particular Helen Mouzakiti, was second to none. I feel ScotPac was easier to deal with, answered... See more

Company replied

Rated 5 out of 5 stars

Our experience with Scotpac was fantastic! They were very professional but with compassion for their customers and were always ready to accommodate our requests. A speacial Thanks to Helen for all her... See more

Company replied

Rated 5 out of 5 stars

As a broker I always know that Scotpac will look after my clients. Xavier in particular goes above and beyond to help get our clients the funding structure needed so our clients can achieve their goal... See more

Company replied

Rated 5 out of 5 stars

It was in May 2024 when I got approved for a business loan by ScotPac. My credit score was just average back then but still I was approved for a loan to upgrade my telehealth business. Best part is, H... See more

Company replied


Company details

  1. Financial Institution

Written by the company

ScotPac Business Finance is Australia and New Zealand’s largest non-bank lender, supporting businesses of all sizes with tailored funding solutions. For over 35 years, we have partnered with business owners, providing the flexibility and support they need to grow, manage cash flow, and seize opportunities. Our comprehensive product range includes invoice finance, asset finance, trade and import finance, and business loans. These solutions are designed to simplify access to working capital, enabling businesses to scale without the constraints of traditional financing. Whether you’re looking to improve cash flow, purchase equipment, expand operations, or navigate complex supply chains, ScotPac is here to help. With a dedicated team of experts and a commitment to understanding the unique needs of each business, we pride ourselves on offering fast, personalised service. As a trusted partner, we have supported tens of thousands of businesses across diverse industries, from start-ups to established enterprises. At ScotPac, we’re driven by one goal: empowering business success. Let us help your business unlock its full potential with flexible funding solutions that work for you


Contact info

4.8

Excellent

TrustScore 5 out of 5

737 reviews

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Replied to 100% of negative reviews

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4.8

All reviews

(737)

91 reviews in the last 12 months

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Rated 5 out of 5 stars

Very Impressed

Scotpac is very easy to deal with. Great service and worked fast to get our loan through

June 24, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you so much for the kind words. We're really pleased to hear you had a positive experience and that the process felt easy and efficient. It means a lot to know our service made a difference, we appreciate you choosing ScotPac.

Rated 5 out of 5 stars

Great service across all teams and very…

Great service across all teams and very responsive

June 24, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for the lovely feedback. We’re so pleased to hear you had a great experience with our team and found us responsive throughout the process. We really appreciate your support!

Rated 5 out of 5 stars

Great experience with Scotpac

Great experience with Scotpac, straight forward process.

June 24, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for sharing your experience! It’s great to hear everything went smoothly and the process felt straightforward. We’re all about keeping things simple and supportive, so it’s fantastic to know that came through.

Rated 5 out of 5 stars

ScotPac, formerly Business Fuel

Not the first time we've used Business Fuel,(ScotPac), but as before, very prompt & professional service. Will use them again in the future.

June 20, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great feedback! We're glad to hear you've had consistently positive experiences with the team. We look forward to working with you again in the future.

Rated 4 out of 5 stars

As an existing customer the process was…

As an existing customer the process was quick and simple. With my direct contact we were able to lower my intrest rate which made the transaction sensible and helpful

May 30, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great feedback! We're glad to hear the process was smooth and that we could help make your facility even more cost-effective. We’ll be sure to pass this on to your team.

Rated 1 out of 5 stars

Thanks but no thanks

Made me jump through more hoops than a clown in a circus, I jumped now when part of the plan was to use their invoice payment plan they have drag their heels so they can earn more interest on the fact that I have missed a payment due to their own incompetence, not happy at all, once I finally get my head above the water I will refinance and kick them to the kerb

June 4, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your feedback Stewart and sorry to hear of your dissatisfaction. We are committed to always improving our services and welcome the opportunity to discuss this matter. Our Asset Finance Team will attempt to reach out to you. Otherwise, you can contact us on 1300 863 507.

Rated 5 out of 5 stars

I got a business loan with Business…

I got a business loan with Business Fuel /Scotpac group, easy to deal with and quick with the funds. However I needed to change some details of the loan and then I was dealing with a lady by name of Helen Mouzakiti, she was fantastic to deal with and she helped me out, she was so nice on the phone, very polite and professional. Highly recommend this company for any finance needs.

May 28, 2025
Unprompted review
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks so much for your feedback! We’re glad to hear the process was smooth and that Helen was able to support you so well — we’ll be sure to pass on your kind words. Appreciate the recommendation!

Rated 5 out of 5 stars
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great feedback! We’re glad the process was smooth and straightforward for you. We look forward to working with you in the future.

Rated 5 out of 5 stars

Joe and Hena have been fantastic to…

Joe and Hena have been fantastic to deal with. Very responsive and accurate with their guidance. Also amazing promo that was run - very generous

May 16, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great feedback! We're so pleased to hear you had a positive experience and appreciated the support from our team. We'll be sure to pass your kind words on to Joe and Hena!

Rated 5 out of 5 stars

Quick simple asset finance application

The online application was simple and straight forward given the client was an existing Scotpac client.
The ID via the phone with selfies was a little clumpsy but we managed to get it sorted very quickly once one of the settlement staff became involved. Other than that as always great support with a great team of people that know what they are doing.

May 13, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for taking the time to share your feedback. We're pleased to hear the application process was smooth overall and that our team was able to quickly assist when needed. We appreciate your comments around the ID process and will pass this on as we’re always looking for ways to improve. Great to have your continued support!

Rated 5 out of 5 stars

Great experience

Great experience. Really recommend it. This was my second loan. My Brooker was Nitin and he referred me. Definitely will work with you guys again.
Regards
LAKHWINDER khatana

May 5, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great review! We're glad to hear you had another positive experience and that everything went smoothly with your second loan. We look forward to supporting you again in the future! Helping businesses access the right funding at the right time is what we're here for.

Rated 5 out of 5 stars

Love the personalised support

Love the personalised support. Joe and the team are always looking to run scenarios through and help find solutions!

May 7, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great feedback! We’re so pleased to hear Joe and the team have been able to provide the personalised support you need. We’re always here to work through scenarios and find the right solution for your business.

Rated 5 out of 5 stars

Fantastic people.

Fantastic people.. great work

April 25, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the kind words! We're pleased to hear you had a great experience — we're always here to provide the support you need.

Rated 5 out of 5 stars

quick and efficient outcome for my…

quick and efficient outcome for my client.

April 17, 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Appreciate the kind words! It's great to know we were able to deliver the right result and support your client when it mattered. We look forward to working together again soon.

Rated 5 out of 5 stars
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your kind words Glen. We're pleased to hear you had a positive experience and found our team professional and easy to deal with. We look forward to supporting your business again in the future.

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