SimplyExcess Reviews 197

TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent value for money, noting that the prices are significantly lower than those offered by car rental companies, often saving them a small fortune. People also appreciate the top-class service, finding the website easy to navigate and the process of obtaining a quote straightforward. Many consumers highlight the peace of mind they gain from using this service. However, some customers mentioned that they did not have to make a claim, so they could not comment on the claims process or the customer service in that regard. Conversely, a few other people also felt that the company handled their claims incredibly efficiently, with one reviewer receiving reimbursement within three days and another having their claim accepted in full in less than a week.

What people talk about most

Price

Reviewers consistently express satisfaction with the pricing. Many customers highlight that the cost is... See more

Service

Reviewers highlight positive aspects of service. Customers consistently praise the excellent service,... See more

Claim

Customers consistently note ambiguous experiences with claim. Many reviewers did not need to make a claim, so... See more

Value for money

Clients share positive opinions on value for money. Many reviewers found the service to be excellent value,... See more

Website

Customers had positive experiences with the website. Reviewers consistently found the website easy to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I needed excess protection at short notice for a rental car from Enterprise who wanted to charge me £64 for three days. Found Simply Excess through the Martin Lewis website and their charge was only... See more

Rated 5 out of 5 stars

Car rental excess policy was regrettably “excessive” . The online process with Simplyexcess was quick and easy. Towards the end of the agreement I needed to amend the return time by a few hours, commu... See more

Rated 5 out of 5 stars

I had to make a claim on our car hire excess cover after being charged £900 by Dollar Car Rental at Belfast International Airport for a chip in the windscreen. I submitted all the paperwork to Simply... See more

Rated 5 out of 5 stars

First time we have used Simply Excess I was nervous about car Hire Simply Excess gave peace of mind & confidence to drive in an unfamiliar car. thankfully I didn't need to make a claim.The communica... See more


Company details

  1. Insurance Broker
  2. Travel Insurance Company

Written by the company

No forms, no fuss. At SimplyExcess, we make car hire excess insurance simple, fast, and affordable. Forget long forms, confusing jargon, or hidden fees – just straightforward cover in a few easy clicks. We take care of the details so you can enjoy your trip with total confidence and peace of mind.


Contact info

4.9

Excellent

TrustScore 5 out of 5

197 reviews

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Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Easy to book

Easy to book. Didn’t need to claim, so unsure how the process would have worked out.

August 3, 2025
Unprompted review
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Rated 5 out of 5 stars

Simples 5 ✨

Car rental excess policy was regrettably “excessive” . The online process with Simplyexcess was quick and easy. Towards the end of the agreement I needed to amend the return time by a few hours, communicated by e mail , subsequent email response within a very short period of time , agreed and at no extra cost. Will use again.

September 16, 2025
Unprompted review
Rated 5 out of 5 stars

Quick and Easy - Insurance how it should be!

First time using Simply Excess and glad I did. I had a double tyre blow out in the Albanian mountains which cost over 700 euro to repair. I emailed them the following day to register the claim and they sent a very helpful response, explaining what I needed to do and what evidence I would need to send them. They said that because I had registered the claim by email I didn't need to fill out the forms or send the evidence until I got back as I was only halfway through my holiday. Sixt provided all the evidence I needed and I submitted the paperwork a few days after I got back. Less than a week later the claim was accepted in full and the money on the way to my account.

No stress, no fuss, no push back. Couldn't ask for an easier process and all team members I interacted with were really helpful. Highly recommended and I would definitely use them again for Car Hire Excess insurance.

September 11, 2025
Unprompted review
Rated 5 out of 5 stars

It worked for me. No complaints here.

I normally take out xs policy insurance as the xs on rental cars has gone crazy over the past few years. Used to be typically €150-250 but now over €1000 isn't unusual. Haven't used this company before but 4 days cover was £7.95. Its a no brainer and I liked their follow up emails. Didn't make any claim so can't speak to that experience but I like what I saw.

September 9, 2025
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Rated 5 out of 5 stars

Easy to arrange competitive insurance…

Easy to arrange competitive insurance which negates the hard sell tactics of the ridiculously priced add on policies at the hire company desk, very informative and helpful notifications throughout, although thankfully didn’t need to make a claim.

September 10, 2025
Unprompted review
Rated 4 out of 5 stars

Good competitive policy, easy to purchase

We have used SimplyExcess a few times now and are happy with the service. The rates quoted are very good compared to car hire companies and the cover is easy to arrange online.
I had a minor issue when I requested a slight change to the end time of my cover period, it took several emails to get the amended policy documents.
Fortunately we have never had to make a claim against our policies so cannot comment on that part of service.

September 19, 2025
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Rated 5 out of 5 stars

Superb service

Superb service. Wiber Car rental in Majorca claimed we had damaged the car because we had not uploaded pictures on their website within 24 hours. Charged us over £400. Simply excess dealt with this incredibly efficiently. Would definitely recommend!

July 19, 2025
Unprompted review
Rated 5 out of 5 stars

I had to make a claim for tyre damage…

I had to make a claim for tyre damage which was not my fault was caused by previous wear and tear but unfortunetly tyre lost pressure during my rental. Was charged £200 by a large rental company to replace the tyre. Luckily I had annual insurance with Simply Excess and they responded to my claim very quickly and was very easy to claim. Was all dealt with within 7 days.

February 21, 2025
Unprompted review
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Rated 5 out of 5 stars

Fantastic Nice Simple Website & Cover

Fantastic nice simple website, you pay your covered £15 for 8 days rental the best cheapest quote. I never had to make a claim so dont know what that side is like,but I'm sure based on the simplicity of getting covered the service would be great. Will definitely use again.

September 15, 2025
Unprompted review
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Rated 5 out of 5 stars

Simple to buy, great advice

Simple, easy to set up, they send some great tips about protecting yourself and we were saved a lot of hassle by having pics of the hire car when they tried to suggest we added some dents that were already there. Recommended.

September 10, 2025
Unprompted review
Rated 5 out of 5 stars

Fast, professional and good value

It was very easy dealing with Simply Excess, from purchase to end of hire period. We didn't need to pay any excess for our hire but it was comforting to know we had insurance if we needed it. The rates quoted to other people hiring cars were astronomical and more per day than we paid for week.

September 7, 2025
Unprompted review

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