Car rental company charged me 3000 eur for car damage. Car was damaged at night by unknown person. Sincera refunded me back 3000 eur. Communication was fast and clear. Happy with insurance.

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We are committed to protecting your financial and emotional well-being by ensuring that you have a hassle-free car rental experience and feel safe with our Full Coverage insurance product. We are a licensed insurance company and operate in the countries of the European Union and European Economic Area. We cooperate with car rental platforms in offering our Full Coverage insurance product together with car rental reservations.
Contact info
www.sincerainsurance.com, Latvia
- support@sincerainsurance.com
- sincerainsurance.com
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Super process
Super process, easy webpage for claim and processed the same day, absolutely satisfied
Excellent experience
Excellent experience. I had full coverage insurance for a rental car in Albania and needed to make a claim after a minor scratch to the vehicle. The rental company charged €350 for the damage, and the insurance company reimbursed the full amount. The claim was approved quickly, and the money arrived in my account within a few days. Smooth process, fast service, and clear communication. Highly recommended.
Very good service!
The response time was super fast
The response time was super fast, and the claim approved very smoothly. Really appreciated, and I am very happy that I have bought full coverage. Highly recommend purchasing full coverage.
Insurance claim validated and accepted in a few hours
I had to file an insurance claim due to a windshield damaged by a stone. Within a few hours, Sincera Insurance Claims Specialist confirmed that the amount charged by the rental company had been validated and accepted.
Congratulations on the speed of your response and service.
I would also like to compliment the portal used to submit the claim—it was very clear and quick to upload everything. Overall, the whole process was very straightforward and efficient.
I would recommend this service.
After having a crash the last thing you…
After having a crash the last thing you want is a lengthy claim process. Sincera made the process for claiming extremely easy.
My claim was processed within days with communication throughout.
My experience was excellent with the…
My experience was excellent with the service provided. When I sent an email to insurance office they replied directly. After when I had all the documents ready to complete my claim on the site the procedure was very easy and clear.
Sincera saving the day with terrible car rental AVIA
I had a very negative experience with a car rental company after they charged me 350 euros for a car park ding. Luckily Sincera covered this without question and approved the claim within hours! Very good service so far, just waiting for the payment to arrive back into my bank.

Reply from Sincera Insurance
Amazing service dropped car back at…
Amazing service dropped car back at airport Saturday 30 May payment made to me 3 June.
Issue was hire company said said wen damaged car when we had not, thankfully we had this insurance

Reply from Sincera Insurance
Very straight-forward claim process
Very straight-forward claim process. A button straight on the main website, clear about what documents are needed. Once i had everything required and submitted, both the review and refund took me only 2 working days, even though it could take up to few weeks.

Reply from Sincera Insurance
⭐⭐⭐⭐⭐ Smooth, Hassle-Free Claims Experience!
I recently filed a claim through this insurance company and I'm genuinely impressed with how seamlessly the entire process was handled. From submitting the claim to receiving the reimbursement of €82, everything was straightforward and transparent — no unnecessary back-and-forth, no hidden hurdles.
The communication throughout was clear and timely. I always knew exactly where my claim stood, which made the whole experience stress-free. The payout was processed quickly and landed without any issues.
It's rare to feel truly looked after by an insurance provider, but this company delivered exactly that. They did what they promised, and that matters more than anything. Would absolutely recommend them to anyone looking for a reliable insurer that actually comes through when it counts.

Reply from Sincera Insurance
Excellent service
Excellent service. Claim application straight forward. Kept up to date. Had a formal complaint in against Drivalia car hire as damage not done by me but Sincera covered every penny. Would definitely recommend them. Excellent company.

Reply from Sincera Insurance
Claim settled 1 day after submitting
Claim settled 1 day after submitting, no issues around details / information provided. So pleased that matters not drawn out with we need this and we need that information etc !!! The events of the incident were traumatic enough with out any subsequent hassle about the claim. Decision swiftly made to pay the claim with timescales of when will receive funds.
Can only praise Sincera for there processes and promptness in settling the claim.THANK YOU from a very satisfied customer.

Reply from Sincera Insurance
Minor damage experience
We had a car rental company claiming that we scratched bottom of the front bumper, almost invisible claim. We had to pay on the spot but with full coverage we submitted the claim to sincera with all requested documents and got refund within couple of days in full, no questions asked.

Reply from Sincera Insurance
Choose Sincera Insurance for more reassurance
When I received the invoice for the damage, I was shocked. It was a large amount, and I was unaware that I had caused this damage, or that it might already have been applied. I submitted the claim assuming it would most likely be rejected because I had no idea how the damage occurred. Submitting the claim was very easy and straightforward. The communication was quick and clear. And I received a quick response that the amount would be paid out. The payout was also very fast. I am very happy that I chose this insurance!

Reply from Sincera Insurance
Reliable and fast with claim approval.
Rented a car from Discovercar. At the drop off found out a scratch on the car. Submitted the claim and it got approved in 2 days. Happy with the service.

Reply from Sincera Insurance
Reliable company with great service
Good product/offer, correct and prompt handling of claim in simple easy way online, fast payment - cant be better!

Reply from Sincera Insurance
Excellent experience
I don't usually write reviews, but this time I have to praise the professionalism of your company. I've got the respond to my complaint surprisingly fast, without any additional negotiation or proof. I simply filled the form with all requested files and in two working days I had the full refund in my bank account.
Thank you very much, you are really a role model for others!

Reply from Sincera Insurance
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