Smarter Mortgages Reviews 62

TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

Not quite sure where to start! But Adam Has been an amazing mortgage advisor for us as husband and wife but as family. Security and assurance as a number one priority. We have used Adam since 2016/20... See more

Rated 5 out of 5 stars

We honestly cannot thank Adam enough for everything he has done for us throughout our journey. As first-time buyers, we had very little knowledge of the process, but Adam made everything s... See more

Rated 5 out of 5 stars

Adam Makewell was a complete star and very patient with two inexperienced homebuyers looking for a new mortgage. He was always easily contactable and returned calls quickly/kept in touch throughout.... See more

Rated 5 out of 5 stars

Me and my partner recently moved into our first home, Richard was recommended to us by a family member who has been using his services for many years. The support was fantastic, as first time buyers w... See more

Company details

  1. Mortgage Broker

Written by the company

Using smart technology we search thousands of mortgages so you don't have to.


Contact info

4.8

Excellent

TrustScore 5 out of 5

62 reviews

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Rated 5 out of 5 stars

Outstanding support- highly recommend Adam

We honestly cannot thank Adam enough for everything he has done for us throughout our journey. As first-time buyers, we had very little knowledge of the process, but Adam made everything so easy to understand and was always happy to answer any questions we had.

We faced a few setbacks after missing out on a couple of houses, but Adam was always incredibly quick to arrange updated mortgage quotes whenever we wanted to put in new offers. His communication throughout was amazing, always supportive, reassuring, and professional.

When we finally found our perfect home, the process turned into a long 6 month wait for completion. Despite this, Adam continued to go above and beyond for us. He regularly chased solicitors and estate agents, kept us updated every step of the way, and did everything he could to help move things forward.

Adam has been extremely patient, supportive, and genuinely caring throughout the entire process. Thanks to him, what could have been an overwhelming and stressful experience felt far more manageable.

We honestly thought getting a mortgage might be difficult because my partner is on a zero hour contract, but Adam made the whole process feel straightforward and we had no problems.

Adam was recommended to me by both a work colleague and my mum, and now we completely understand why. We would highly recommend Adam and will definitely be using him again in the future. We’ll also be recommending him to all our friends.

May 14, 2026
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Rated 5 out of 5 stars

Amazing Adam

Not quite sure where to start! But Adam
Has been an amazing mortgage advisor for us as husband and wife but as family. Security and assurance as a number one priority. We have used Adam since 2016/2017 and I can't fault him. He's become a common name in our house as we have always changed our minds and one minute we wanted to move then stay and his patience and respect for our needs have always been top notch. Highly recommended and will continue to use for our foreseeable in the property process wherever we go. Thanks for being a superstar!

May 13, 2026
Unprompted review
Rated 5 out of 5 stars

A wonderful businessman! 10/10

Adam has been our mortgage broker now for about 10 years. He's the most friendly businessman you could meet! We haven't always been in the best financial situation, but Adam has always treated us with respect, and is totally non judgemental for any situation. He has saved us so much money, and we couldn't be more grateful!

April 1, 2026
Unprompted review
Rated 5 out of 5 stars

First Time Buyers

Me and my partner recently moved into our first home, Richard was recommended to us by a family member who has been using his services for many years. The support was fantastic, as first time buyers we were rather clueless on how this all worked, Richard supported, guided and helped us every step of the way. I would without a doubt recommend Richard to anyone and can’t thank him enough for making the process so much easier for us.

January 26, 2026
Unprompted review
Rated 5 out of 5 stars

Hassle free mortgage

Richard is amazing! He took all of the stress and worry out of getting a mortgage, handling everything efficiently and expertly giving me a hassle free experience.
Thank you Richard.

September 4, 2025
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Rated 5 out of 5 stars

Truly superb

Truly superb! Kayleigh was excellent in every way. Kayleigh provided a faultless, professional yet personable service. I highly recommend her services.

July 30, 2025
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Rated 5 out of 5 stars

Highly recommended

I have used Adam for my mortgage for the last 7 years. I have always had great service and recommended him to a lot of my friends who have also used him for their mortgages. Wouldn’t use anyone else.

July 1, 2025
Unprompted review
Rated 5 out of 5 stars

100% recommend!

We were recommended to Adam by friends, and we genuinely couldn’t be happier with the service we received. As first-time buyers, the mortgage process felt daunting at first, but Adam made everything feel straightforward and stress-free. He took the time to explain each step, answered all our questions with patience and clarity, and found us an excellent mortgage rate.

When a potential issue came up, Adam went above and beyond to help resolve it quickly, keeping us informed and reassured throughout. His knowledge, professionalism, and support made a huge difference, and we felt we were in safe hands the entire time.

We’re so grateful for his help and wouldn’t hesitate to recommend him to anyone looking for mortgage advice.

June 9, 2025
Unprompted review
Rated 5 out of 5 stars

Could not recommend enough!

As first time buyers, we didn’t really know what to expect when it came to mortgages. Adam took away all the stress of the mortgage aspect of buying our first home and was always there if we had any questions at all. Could not recommend Smarter Mortgages and Adam enough! Thank you so much again Adam!

March 21, 2025
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Rated 5 out of 5 stars

In Adam We Trust

Adam has been a massive help all throughout the process of buying our first home, and my partner and I could not be more grateful for the time he has committed to assisting us. He's gone above and beyond every step of the way, and has always been extremely friendly and communicative. He ensured that we had the best deal available to us, even when rates were changing, and I feel confident that we couldn't have asked for a better mortgage advisor. It was clear from the start that he is committed to getting his clients the best rates available, and also ensuring that the process is as smooth possible. Overall, the services Adam provides are highly recommended, and you can be confident that you're in safe hands with him.

March 9, 2025
Unprompted review
Rated 5 out of 5 stars

Adam from smarter mortgages has been…

Adam from smarter mortgages has been helping he for several years now. He always goes out of his way to secure the best deal, and make sure all goes smoothly. I’ve recommended him to friends and family with no hesitation.
Professional, knowledgable and friendly service every time.

November 4, 2024
Unprompted review
Rated 5 out of 5 stars

Kayleigh’s above and beyond

I’m in the process of selling and buying and have used Kayleigh Harris at Smarter mortgages. She’s gone above and beyond for us and been on hand quickly with anything I’ve needed from insurance to the mortgage. Thank you Kayleigh, will be using you if and when I remortgage or move in the future.

October 10, 2024
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Rated 5 out of 5 stars

Fantastic Company!

I completed my re-mortgage yesterday having used Smarter Mortgages, after my brother and SIL recommended them to me. I cannot recommend this fantastic company enough! Adam is so knowledgeable, patient, friendly and always easy to reach. He went above and beyond to get me the best deal possible. When my current deal runs out in 5 years I will be using Smarter Mortgages again without hesitation! Thank you again Adam :)

July 12, 2024
Unprompted review
Rated 5 out of 5 stars

Excellent service & customer experience

I recently had the pleasure of working with Adam, my mortgage advisor, and I couldn’t be happier with the service he provided. He kept me informed, answered my questions promptly, and ensured everything moved smoothly. He also patiently explained various options, helping me make an informed decision

Overall, I highly recommend Adam as a mortgage advisor. His professionalism, knowledge, and commitment to his clients set him apart. If you’re looking for a reliable advisor, Adam is your go-to person!

June 28, 2024
Unprompted review
Rated 5 out of 5 stars

Adam has arranged my mortgages for

Adam has arranged my mortgages for. Number of years now and is always professional courteous and extremely helpful. I have recommended him to friends who have also used his services without any complaints whatsoever. Wouldn't go anywhere else for my mortgage with this 5 star service.

June 24, 2024
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Rated 5 out of 5 stars

5 star service from the experts.

For any company Directors out there you probably know how tricky securing a mortgage can be.
Adam was brilliant from start to finish, open and honest in his dealings with us and managed to secure us a great deal, at a brilliant rate for these turbulent times when other much larger companies failed us.
We would wholeheartedly recommend and will be using Adam and his team when out fixed deal ends.

August 3, 2023
Unprompted review
Rated 5 out of 5 stars

We used Smarter mortgages when buying…

We used Smarter mortgages when buying our new home.
Service from start to finish was great.
Adam sourced the lowest interest rate available, kept track of any movement’s and reapplied on our behalf as the rates were lowered by the provider (more than once!).
Would highly recommend a great honest service.

March 29, 2023
Unprompted review
Rated 5 out of 5 stars

5* service and products! AMAZING!!

I used Smarter Mortgages to re-mortgage for the first time (late 2023, so when interest rates were changing daily), I spoke with a lady called Kayleigh who couldn't be more helpful. She was on the ball and updated me when things changed. She was happy to speak on the phone or via whatsapp and was only ever too happy to help with the different queries we asked her.
I will be using them for every re-mortgage/house move going forwards and can't recommend them enough!
FANTASTIC company and service. Would give higher than 5*s if I could!

November 21, 2022
Unprompted review

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