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SoLo Funds Reviews 2,513

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 1,386 reviews, reviewers overwhelmingly had a great experience with this company. Customers find the app straightforward, easy to use, and an amazing tool for peer-to-peer lending and borrowing. Many appreciate the quick funding process, often receiving money within minutes or hours, especially in times of emergency. The service is frequently described as helpful and efficient, with a strong sense of community where people support each other. However, some customers experienced issues with the payment process, including funds being held, difficulties with repayment, and problems with card verification. A few also reported slow customer service responses, app glitches, or not receiving funds after an offer.

What people talk about most

User experience

People report positive experiences with user experience, finding the app easy to use and navigate, with many... See more

Payment

Users describe ambiguous interactions with payment, with some reviewers reporting quick funding, sometimes... See more

Service

Consumers find service to be positive, with many praising the platform for providing quick and efficient... See more

Application

Customers consistently note positive experiences with the app, praising its ease of use and navigation, with... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting its helpfulness and efficiency when... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I'm grateful and a little lucky I came across SoLo Funds. I've recommended it to many friends and look forward to helping others in the future! It's a nice kick to organizations that love to charge ex... See more

Company replied

Rated 5 out of 5 stars

Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more

Company replied

Rated 5 out of 5 stars

Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place... See more

Company replied

Rated 5 out of 5 stars

Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more

Company replied


Company details

  1. #112 of 176 best companies in Alternative Financial Service
  2. #173 of 246 best companies in Non-Bank Financial Service

About SoLo Funds

Written by the company

SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.

SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.

The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.


Contact info

Promotion box for SoLo Funds

The #1 Community Finance App

Where you borrow, lend & bank on your terms. The peoples choice.

4.5

Excellent

TrustScore 4.5 out of 5

3K reviews

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Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Jammelle,

We're glad to hear that you found the process easy and straightforward. Making financial support accessible and simple for our members is a top priority.
We appreciate you being part of the SoLo community.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

The access of funds on a timely manner

The access of funds on a timely manner

June 16, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We're glad to hear that you were able to access funds in a timely manner. Providing fast and reliable support when our members need it most is important to us.
Thank you for being part of the SoLo community

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

I'm grateful and a little lucky I came…

I'm grateful and a little lucky I came across SoLo Funds. I've recommended it to many friends and look forward to helping others in the future! It's a nice kick to organizations that love to charge exorbitant fees that clearly are one track minded in their lending. Hopefully this is a trend that grows and assists more people. Straightforward and easy!

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear S. Moore,

We're honored to hear that SoLo Funds has made a positive impact on your financial journey. It's especially meaningful to know you've recommended SoLo to friends and are interested in helping others through the community.

Our mission is to create a more accessible and transparent way for people to support one another, and we're grateful to have members like you helping that vision grow.

Thank you for being part of the SoLo community.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Very easy process

Very easy process. Thankful that there are people out there that will help one another.

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

All-around good experiences!

This app & the community behind it came through in several ways. I appreciate the tips and opportunities to learn & thrive. And it couldn’t be more simpler

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Kara,

We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

It felt like a respectful and fair…

It felt like a respectful and fair process.

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Andrew,

Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.

We look forward to seeing you again soon.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your continued support. We're incredibly grateful that you've chosen to share your positive experience with Solo.

Being part of our community inspires us to constantly strive for excellence. If there's anything else we can do to assist you, please let us know.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Love love love above & beyond

Love love love above & beyond

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Excelente love it

Excelente love it . Thank you

June 16, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Alma,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Solo is one of the good app companies…

Solo is one of the good app companies who don't make it hard to lend you money as well as for benefits it's building credit process is easy and understandable recommend 100 percent

March 17, 2026
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Reply from SoLo Funds

Dear Jose,

We’re happy to hear that Solo made the lending process easy, understandable, and helpful for building credit.
We’re committed to keeping the experience simple and supportive for our customers.
We truly appreciate your trust and feedback.

Thank You,
SoLo Community Manager

Rated 1 out of 5 stars

I received and offer but never received…

I received and offer but never received the funds

June 15, 2026
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Reply from SoLo Funds

Dear Robin,

Thank you for reaching out.

Our records show that you recieved your first loan funding on 14 June 2026 witha scheduled repayment date of 29 June 2026.

On 15 June 2026, you successfully withdrew the funds via ACH transfer to your Wells Fargo checking account eding in 1250.

Kindly let us know if you need any further assistance.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Great platform and got my loan…

Great platform and got my loan immediately

June 14, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad to hear you had a great experience and received your loan immediately.
We appreciate your trust in Solo and are happy to support you when you need it.

Thank You,
SoLo Community Manager

Rated 5 out of 5 stars

I was able to receive the loan I needed…

I was able to receive the loan I needed fast! Thank you for giving people with “not so good credit” a second chance. It is a very helpful app that both the borrowers and peer lenders benefit from.

June 14, 2026
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Reply from SoLo Funds

Dear Rachel,

We’re glad Solo was able to help you get the loan you needed quickly.
Our goal is to make access to support easier and more inclusive, especially for people who may not have perfect credit.
We’re happy to hear the app has been helpful for both borrowers and lenders. We truly appreciate your trust and recommendation!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Everything is good

Everything was very easy to apply for money, However it was a little confusing on this marketplace thing they were talking about and a little slow in putting the money in my bank account.

June 14, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Woody,

We always love to hear from you. Your insights are essential in helping us enhance our products and services. If you have any other suggestions or areas where you think we could do better, please feel free to share them with us.

Thank You,
SoLo Community Expert

Rated 3 out of 5 stars

Its great its just the tips and fees…

Its great its just the tips and fees end up making it not worth it. That the lenders not solo

May 8, 2026
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Reply from SoLo Funds

Dear Arizona,

We’re glad to hear you think Solo is a great platform. We understand that tips and fees can impact the overall value of a loan, and we appreciate you sharing that perspective.
Your feedback is helpful as we continue working to make the experience as transparent and beneficial as possible for our community.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

This is my first time using the app.It…

This is my first time using the app.It was fast and easy and I'm looking forward to using Solo funds going forward as a borrower and lender.

June 13, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Shavontae,

We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Dayna,

We’re glad to hear you found the process simple and quick. We appreciate you choosing Solo and are happy we could help.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad to hear you received a quick response. At Solo, we work hard to make the process as fast, simple, and helpful as possible. We appreciate you choosing us!

Thank You,
SoLo Community Expert

Rated 1 out of 5 stars

Call don't give af about lost some…

Call don't give af about lost some people can't afford to lose...I see all the people that pay back ...u don't show people that don't pay back and u should report to the credit bureau...

June 12, 2026
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Reply from SoLo Funds

Dear Dante,

Thank you for reaching out.

Kindly note Borrowers who do not repay their loans are restricted from requesting a new loan until they repay their outstanding. The SoLo score reflects repayment history behavior. Hence those who don't repay their loans are not on the marketplace.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Easy way to easy

Easy way to easy

June 13, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Alberto,

We'd love to see you again! We believe that staying connected is key to building a strong community.

Follow us on social media and share your Solo experience with your friends.
Our community is made up of people like you who want to help others, and we are grateful that you are a part of it.

Thank You,
SoLo Community Expert

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