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SoLo Funds Reviews 2,520

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 1,386 reviews, reviewers overwhelmingly had a great experience with this company. Customers find the app straightforward, easy to use, and an amazing tool for peer-to-peer lending and borrowing. Many appreciate the quick funding process, often receiving money within minutes or hours, especially in times of emergency. The service is frequently described as helpful and efficient, with a strong sense of community where people support each other. However, some customers experienced issues with the payment process, including funds being held, difficulties with repayment, and problems with card verification. A few also reported slow customer service responses, app glitches, or not receiving funds after an offer.

What people talk about most

User experience

People report positive experiences with user experience, finding the app easy to use and navigate, with many... See more

Payment

Users describe ambiguous interactions with payment, with some reviewers reporting quick funding, sometimes... See more

Service

Consumers find service to be positive, with many praising the platform for providing quick and efficient... See more

Application

Customers consistently note positive experiences with the app, praising its ease of use and navigation, with... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting its helpfulness and efficiency when... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I'm grateful and a little lucky I came across SoLo Funds. I've recommended it to many friends and look forward to helping others in the future! It's a nice kick to organizations that love to charge ex... See more

Company replied

Rated 5 out of 5 stars

Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more

Company replied

Rated 5 out of 5 stars

Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place... See more

Company replied

Rated 5 out of 5 stars

Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more

Company replied


Company details

  1. #112 of 177 best companies in Alternative Financial Service
  2. #173 of 246 best companies in Non-Bank Financial Service

About SoLo Funds

Written by the company

SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.

SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.

The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.


Contact info

Promotion box for SoLo Funds

The #1 Community Finance App

Where you borrow, lend & bank on your terms. The peoples choice.

4.5

Excellent

TrustScore 4.5 out of 5

3K reviews

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Rated 5 out of 5 stars

This is my first time using the app.It…

This is my first time using the app.It was fast and easy and I'm looking forward to using Solo funds going forward as a borrower and lender.

June 13, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Shavontae,

We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Dayna,

We’re glad to hear you found the process simple and quick. We appreciate you choosing Solo and are happy we could help.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad to hear you received a quick response. At Solo, we work hard to make the process as fast, simple, and helpful as possible. We appreciate you choosing us!

Thank You,
SoLo Community Expert

Rated 1 out of 5 stars

Call don't give af about lost some…

Call don't give af about lost some people can't afford to lose...I see all the people that pay back ...u don't show people that don't pay back and u should report to the credit bureau...

June 12, 2026
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Reply from SoLo Funds

Dear Dante,

Thank you for reaching out.

Kindly note Borrowers who do not repay their loans are restricted from requesting a new loan until they repay their outstanding. The SoLo score reflects repayment history behavior. Hence those who don't repay their loans are not on the marketplace.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Easy way to easy

Easy way to easy

June 13, 2026
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Reply from SoLo Funds

Dear Alberto,

We'd love to see you again! We believe that staying connected is key to building a strong community.

Follow us on social media and share your Solo experience with your friends.
Our community is made up of people like you who want to help others, and we are grateful that you are a part of it.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Real Help from Real People

SoLo funds has a platform that makes it so easy to get help in stressful situations. No judgment, just funding from real people!!

June 13, 2026
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Reply from SoLo Funds

Hello,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Awesome experience

The application was easy to understand and the whole process was simple to follow. The payment process is straightforward and simple. I highly recommend this

June 13, 2026
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Reply from SoLo Funds

Dear Deanna,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re happy to know Solo has been there when you needed support. We appreciate your trust and are glad to be a helpful resource for you.

Thank You,
SoLo Community Expert

Rated 2 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

Please note there are 2 ways to withdraw funds - Instant and ACH.
There is a standard withdrawal fee when you select the instant debit card withdrawal option. This fee will automatically apply when you are trying to withdraw funds to your debit card.
The ACH withdrawal option is free but not instant.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re so glad Solo was able to be there for you when you really needed help. We appreciate your trust and are happy we could support you.

Thank You,
SoLo Community Expert

Rated 4 out of 5 stars

I finally got a loan so when I needed…

I finally got a loan so when I needed it it was great 🥰

June 11, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Gloria,

We’re glad Solo was able to help you get a loan when you needed it. We appreciate your trust and are happy we could support you.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

It was easy to fill out and the fee's…

It was easy to fill out and the fee's aren't high at all. I would definitely recommend it if you need extra cash.

June 10, 2026
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Reply from SoLo Funds

Hello,

We’re glad to hear the application was easy to complete and that you found the fees reasonable. We appreciate your recommendation and are happy Solo could help when you needed extra cash.

Thank You,
SoLo Community Expert

Rated 4 out of 5 stars

My first 2 loans went off without a…

My first 2 loans went off without a problem and right away I was funded less than 8 hrs but now my 3rd loan I have resubmitted 4 times over the course of 3days but I did get funded and I am happy with the results and the service!

May 23, 2026
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Reply from SoLo Funds

Hello,

We’re glad to hear your first two loans were funded quickly and that your third loan was ultimately funded as well.
We understand that having to resubmit multiple times can be frustrating, and we appreciate your patience throughout the process.
We’re happy you’re satisfied with the results and service, and we truly appreciate your trust in Solo.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

I received a loan from a very nice…

I received a loan from a very nice person right away. It was amazing.

June 10, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Laurie,

We’re so glad you were able to receive a loan right away from a helpful lender. It’s great to hear that the process felt amazing for you. We appreciate your trust in Solo and are happy we could help when you needed it.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

I loved it

I loved it ! So far so good ,solo funds make it so easy to get the money you need when you are in a jam . Highly recommend it to anyone stuck in between paychecks.

June 10, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Emiliano,

We’re happy to hear that Solo Funds has made it easy for you to get the money you need when you’re in a jam.
We truly appreciate your recommendation and are glad we could be a helpful resource between paychecks.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Very helpful

Very helpful

June 10, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad to hear Solo has been helpful for you. We appreciate your trust and support.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Efficient and there when I need it

Efficient and there when I need it. Appreciative of my fellow peers

June 10, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad to hear Solo has been efficient and available when you needed it. We also appreciate the peer lenders who help make the Solo community supportive and reliable.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Very easy to use

Very easy to use. And very convenient.

June 9, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Chiquita,

We’re glad to hear Solo has been easy to use and convenient for you. We appreciate your trust and support.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Definitely was on time ‼️and I…

Definitely was on time ‼️and I appreciate this app

June 10, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad to hear Solo was there on time when you needed it. We truly appreciate your support and are happy the app could help.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Fast

Fast, seems great so far

June 9, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad to hear your experience with Solo has been fast and great so far. We appreciate your support and hope to continue meeting your expectations.

Thank You,
SoLo Community Expert

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