The Later Life Club 

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See what reviewers are saying

Rated 5 out of 5 stars

After having been TOTALLY conned by a company called Legacy Wills into setting up a trust, which prevented me from Equity Release, I was somewhat apprehensive about trying again. However, I am so co... See more

Rated 5 out of 5 stars

My mortgage advisor Meenhaj Ahmed worked tirelessly from start to finish to get the best deal possible for me. The service was professional yet friendly, quick responses to any email - even when on an... See more

Rated 5 out of 5 stars

From initial contact through to completion The Later Life Club team were brilliant. Guilding hand & support every step of the way . Also advised an A class company Legal & General to support ourselves... See more

Rated 5 out of 5 stars

Alex and the team have been so supportive throughout the whole experience. It can be rather scary making such a decision but answer my direct question and receiving the answers made everything very... See more

Company details

  1. Finance Broker

Written by the company

Our business is committed to providing comprehensive support to our clients at every stage of their journey. We understand that navigating complex financial decisions can be overwhelming, and we strive to simplify the process and guide our clients towards the best possible outcome. From the moment you contact us, our team of experienced professionals will be there to assist you every step of the way. We will take the time to understand your unique situation, assess your needs and goals, and recommend the most appropriate equity release solution for you. We will help you navigate the application process, ensuring that you understand the terms and conditions of the agreement and that all of your questions are answered. We will liaise with your solicitor and ensure that all legal requirements are met, making the process as smooth and stress-free as possible. Once your equity release agreement is in place, we will continue to support you with ongoing advice and assistance. We will help you monitor the performance of your plan, adjust it if necessary, and ensure that you are always fully informed about your options. Our commitment to our clients is to provide a personalised, high-quality service that is tailored to their individual needs. We will be there to support you every step of the way, ensuring that you feel confident and secure in your decision to release equity from your home.


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Rated 1 out of 5 stars

Beware appear to be unregistered

These people are incompent. I applied for a simple extension of my Equity RElease with Pure Retirement. That was 3 years ago. They failed to communicate. I was passed on from one Agent to another. Finally when time ran out they suggested another provider.
Subsequently Pure Retirement said that there was no need to do this as people obviously do run out of time, especially when they are as slow and uncommunicate as Later Life and my application could have been renewed.
The new company they fixed me up with was more expensive but I agreed to go with them. The same experience 3 more agent, non of whom will let you know what isgoing on. All the effort has been on my part. They have made lame excuses for lack of communication and finally in September I contacted the new firm who said "don't accept any money if you are disatisfied" when I said I could not travel to Edinburgh to sign the deal. I contacted the company providing loan who said you can use your own solicitor they have no right to bully you into travelling 100 miles to a solicitor of their choice.
Nothing has been heard from them since and we are almost at 3 years since I first applied.
Avoid them like the plague. They are apparently no registered to deal with Equity Release. It seems to be illegal.

August 27, 2025
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Rated 4 out of 5 stars

The Later Life Club deserves four stars…

The Later Life Club deserves four stars for their excellent service. From start to finish, the team, including Alex and Meenhaj, were supportive, polite, and professional. They explained everything clearly, addressed concerns promptly, and made the whole process smooth and stress-free. I'd happily recommend them to friends and family. Great job!

March 18, 2025
Unprompted review
Rated 5 out of 5 stars

The Later Life Club made organising my…

The Later Life Club made organising my equity release a very simple process. They found the "best fit" lender and then talked us through the whole process from fact finding to final stages of receiving the money. They're professional, helpful and very knowledgable. I would highly recommend them to anyone seeking financial advice/help in sorting out the minefield associated with equity release

December 17, 2024
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Rated 5 out of 5 stars

Meenhaj The Later Life Club

Meenhaj quickly found me the best morgage offer and set it up with me.He was very polite and explained everything in detail so I clearly understood the process.are journey to completion was not without hurdles to overcome, but Meenhaj and Kelly were always there with a fast response for help and advice. Would definitely recommend this company to friends and family.

October 8, 2024
Unprompted review
Rated 5 out of 5 stars

Thank you very much to Cameron and…

Thank you very much to Cameron and Kelly. They made the whole process so easy and stress free. They are very efficient and helpful. Would definitely recommend and use them again! Thanks again, Brian and Helen

September 12, 2024
Unprompted review
Rated 5 out of 5 stars

Great Company - Great People

The whole process was managed effortlessly and each step properly discussed. No pressure was given to make decisions. It was a pleasure to deal with Alex and all the team members.

September 6, 2024
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Rated 3 out of 5 stars

Helpful but could be more balanced

Mixed feelings about my experience. The staff were friendly and the information was comprehensive. However, I felt the pros were emphasized more than the cons. Appreciated their honesty when I asked direct questions, but wish they'd been more upfront about potential downsides from the start. Still, they helped me make an informed decision.

July 30, 2024
Unprompted review
Rated 5 out of 5 stars

The staff at the Later Life Club were Amazing.…

The staff at the Later Life Club were amazing ..from start to finish...very polite and thorough..always kept you up to date with what's happening.. very quick to respond ..everything sorted with in tbe time scale given. Would definitely recommend to family and friends .

August 21, 2024
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Rated 5 out of 5 stars

Alex and the team have been so…

Alex and the team have been so supportive throughout the whole experience.
It can be rather scary making such a decision but answer my direct question and receiving the answers made everything very reassuring and we have no doubt in our minds now we have made the right decision for ourselves.
Thank you all so much.

August 21, 2024

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