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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the user-friendly website, praising its ease of navigation and the straightforward process for comparing policies and understanding coverage options. Many people appreciate the competitive pricing and the wide selection of plans that cater to various needs and budgets, often noting the excellent value for money. The customer service is also often commended for being helpful, knowledgeable, and efficient in answering questions. However, some customers also noted significant issues with the claims process. A portion of reviewers found the claims procedure tedious and complicated, with requests for the same documentation multiple times and a lack of direct communication with claims personnel. These individuals reported challenges in the claims resolution process, describing the process as frustrating and time-consuming.

What people talk about most

User experience

Customers consistently note positive experiences with user experience. Many reviewers found the website easy... See more

Price

Customers had positive experiences with price, finding competitive rates and good value. Many reviewers noted... See more

Claim

Consumers find the claim process to be ambiguous. Many reviewers express dissatisfaction, citing issues like... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use and navigation. Customers... See more

Customer service

Reviewers highlight ambiguous aspects of customer service. Many customers praise the representatives for... See more

Based on these reviews

Rated 4 out of 5 stars

Easy to compare policies side by side , BUT the pricing strategy is not straightforward. There is no way to get everything you might want among the choices. Either opt for better medical and medical... See more

Rated 4 out of 5 stars

TinLeg provided multiple quotes of different levels of coverage for a large family trip. I appreciated the options so that I could pick coverage that was right for us. The quote and buy experience wa... See more

Rated 4 out of 5 stars

There were lots of choices for coverage, and maybe a few too many. I settled on three to compare and found one that suited my needs for travel coverage, which included cost reimbursement, medical eva... See more

Rated 5 out of 5 stars

I appreciate that there are many options for policies that meet personal needs. I called customer service and they were able to quickly and efficiently answer my questions. We have used this company b... See more


Company details

  1. Travel Insurance Company

Written by the company

Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits. Tin Leg’s policies have been highlighted by Forbes, Business Insider, and other global publications for their coverage, benefits, and pricing. Most recently, Tin Leg was listed as the Best Value Travel Insurance Provider of 2023 by USA Today, receiving recognition for affordability and traveler protection.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

333 reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

This company is a scam

This company is a scam. We had our flight cancelled in Patagonia South America. this cancellation caused ta significant loss of hotel deposits, tours, etc. The claim process is so convoluted and difficult that we give up. The agent assigned to our case was rude and dismissive. We didn't get a dime for our losses.

March 6, 2024
Unprompted review
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Rated 5 out of 5 stars

Choosing coverage

Choosing coverage and making effective comparisons between their different offerings was very easy.
I've used TinLeg multiple times and (luckily) I've not needed to make any claim so I can't rate them in that capacity. Hopefully, I'll never have to!

February 26, 2025
Unprompted review
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Rated 5 out of 5 stars

Scam

Scam, scam and nothing morę. I insured my two trip that I hand to cancel due to passing of my wife. I filled the claim and company requested all kind of confirmation documents. Once I think I provided all they stop answering my letters and my calls. I lost close to $9000 dollars

April 30, 2024
Unprompted review
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Rated 5 out of 5 stars

A Honest Company with Integrity!

In July/August 2024 my wife and I booked a cruisetour with Princess Cruises to Alaska traveling on United Airlines departing from Newark Liberty Airport. I purchased trip insurance with Tin Leg.

It ended up to be a cruisetour one would like to forget! My departing flight from Newark to Anchorage was cancelled after sitting on the tarmac for over two hours. The pilot timed out due to air traffic control congestion as the aftermath of the Crowdstrike Data Glitch in July 2024.

I was not able to get another flight out until two days later with Air Alaska from Kennedy International Airport. I missed 2 1/2 days of the land portion of my cruise.

My trip insurance normally did not cover air traffic control issues but Tin Leg made an exception for travel impacted by the Crowdstrike Data Glitch. The problem was they required a letter from United Airlines saying the flight was cancelled due to the Crowdstrike Data Glitch. I first emailed United Customer service, then an email to the United CEO (no response), then an email to the FAA, then a certified letter to the United CEO (no response), then another letter to the FAA, but United would only say the the flight was cancelled due to air traffic control issues. It appears their systems had no way to capture the underlying cause of the cancellation as due to the Crowdstrike issue. I even complained to the NY times travel reporter.

I had been working with Brady F. from the Tin Leg Claims team since August 2024 to resolve this issue. I kept him informed along the way what I was doing to try to get this letter from United. I was about to give up when Brady offered to contact United on his own. He was able to get through to the right person and receive the documentation needed to approve the claim.

Brady was wonderful to work with. He was very thorough in that he required detailed proof of every expenditure. He always responded quickly to my questions. He went way beyond my expectations to assist me on this claim. He should receive a Customer Service Award!

That is not the end of the story with Tin Leg. On the last night of the cruise both my wife and I contracted COVID. We were in Vancouver and had planned to spend 2 nights in Vancouver and 2 nights in Seattle before returning home. We both had to get home as soon as possible.

I contacted Tin Leg's emergency number first thing the next morning as our cruise was ending. I explained the situation to the customer service agent. Unfortunately the only seats available on a direct flight to Newark were business economy seats on Air Canada costing obver $5,000 for the two of us. The agent said that was not an issue so we booked the seats.

Upon returning home I reviewed the Tin Leg trip insurance policy and saw that if one had booked economy seats one would need to book the same class of tickets in the return flight home. I thought I may be out the $5,000.

I explained the situation to Brady, and the Tin Leg team actually listened to the tapes they maintain of customer service calls and approved the reimbursement of the business economy tickets as an exception due to the misstatement of the customer service agent.

I feel Tin Leg is an honest company with integrity! They went above my expectations and did the right thing! I also like the fact that I had one claim agent throughout the process which lasted 6 months.

I highly recommend Tin Leg for your trip insurance needs!

February 3, 2025
Unprompted review
Rated 5 out of 5 stars

Protected and No Stress

I love that I can travel with full confidence that I am sufficiently covered incase of any emergency.
I know where to go for quotes or claims.
It is competitively priced and clear instructions purchases.

January 15, 2025
Unprompted review
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Rated 5 out of 5 stars

Reasonable and easy.

The site was easy to navigate and the results were clearly explained. The pricing options were good and the cost reasonable.

January 8, 2025
Unprompted review

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