Our company was facing funding issues related to growth. Great problem to have you may be thinking. It is one of the biggest challenges facing SME's in fact. Ultimate stepped in when we were financial... See more
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Written by the company
At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.
The Right SolutionCreative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.
The Right PeopleValuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.
The Right ProcessSpeed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.
The Right PartnerLong-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.
The Right ChoiceWe’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions
Get funded Become an introducerWritten by the company
Equinox North, Great Park Road, Bradley Stoke, BS32 4QL, Bristol, United Kingdom
Absolutely super fab friendly team! Eve waterman Holly West always go above and beyond to help me, can’t thank them enough.
Fantastic company.

Reply from Ultimate Finance
Ahmed, Sharon, and Michelle from UF are always there when needed. Their reliability, professionalism, and friendly attitude make every interaction easy and pleasant. They consistently go the extra mile to help, ensuring everything runs smoothly. A truly dedicated and supportive team who make a real difference every single time!

Reply from Ultimate Finance
I have been with a Ultimate finance few years now and there service is brilliant and my account manage Kaci is always available and always able to help me with my requirement's to keep my business running smoothly would highly recommend Ultimate .
thanks Kaci

Reply from Ultimate Finance
We have been with Ultimate for a few years now, but have used other IDF companies before and Ultimate are far more helpful and easy to deal with.

Reply from Ultimate Finance
Great deal team. Very responsive and full of practical ideas. Good access to their decision-making credit authority. Followed through on what they promised.

Reply from Ultimate Finance
Ultimate Finance have been great to work with, responsive, supportive, and efficient.
They’ve made managing our funding simple and stress-free.
Our relationship manager Dan is always on hand if any additional needs are required.

Reply from Ultimate Finance
Dawn explained the process so clearly and was extremely patient with all the questions I had. As a business we've never used this type of facility before so took a bit to get my head around. The support is amazing and Jack is always so quick to respond and sort out any problems or answer any queries.

Reply from Ultimate Finance
Great Invoice Factoring
As a company we have been using Ultimate Finance since Jan 2025.
Getting on board with them was a easy process, and since we have been with them, the service we have received has been excellent.
Terri & Louis who are my contacts with the company have always been very helpful and always there to assist.
Would highly recommend them.

Reply from Ultimate Finance
We got Ultimate Finance onboard recently, and I have to say, I am very impressed by the tailored service offering and exceptional personal approach.
They spent a lot of time understanding our business, so they can offer us the best fitting financial product and service, and were extremely patient with us during our onboarding.
Not to mention, they are a bunch of lovely people, who are great to work with.
Thank you, Julian Cassen, Simon Bell and Holly West for all your help in such an important undertaking.

Reply from Ultimate Finance
We have just re-joined Ultimate Finance and I thought I would just put on here what I have emailed to our credit controller (Sharon Evans) which says everything I needed to say!
"I just wanted to say thank you everso much with helping (and continuing to help) me with sorting everything out with our uploaded invoices. You are so very kind, helpful and understanding, letting me know what/how is the best way to resolve issues with things like part-payments/overpayments etc. I also have complete confidence that you will help me when I make a mistake (it does happen!) or my computer does something very strange (again, it has happened)!
You're an absolute treasure to work with (and so is Lesley, our account Manager) - we seem to have gotten along from the very first. From our last experience with Ultimate I'm not surprised. Ultimate clearly employs the very best and I'm so grateful for everything you do. Replying to my emails one evening is above and beyond the call of duty!
My husband and I feel very safe and secure working with you and Lesley, and indeed everyone we have ever dealt with at Ultimate. It is making our lives so much easier.
Thankyou! Thankyou! Thankyou!

Reply from Ultimate Finance
We have been using Ultimate Finance for 5 years and the service they supply is fantastic. Ben Hunter, our account manager, is always on hand to help, offer advice and nothing is to much trouble. I highly recommend this company.

Reply from Ultimate Finance
Maclean Services have been supported by Ultimate Finance since 2013 and it has been a very well managed relationship. We have been very satisfied working with them over the years.
Our current relationship manager Simon Bell has been very meticulous in the scrutiny of our monthly management account which I find very helpful in putting the Company in a forward-thinking financial position.
His incredible advice along with the input from his colleagues have made the facility to run smoothly.
The speed and agility with which he has built and maintained a strong relationship with Maclean Services is quite remarkable and I hope other client in his portfolio will say the same of him.
Simon has been increasingly hands on. He has visited our office and made contact/communication more than any other relationship manager we have ever had in our 12 years working relationship with Ultimate.
The team of Simon, Sharon and James have provided timely up to date information on the E3 portal and Facility, this has helped our cash flow projection which is invariably and of the main objective of having Ultimate finance as a partner in our business.
Simon, has set a bench mark in my mind by which I will measure any other relationship that we may have in the future.

Reply from Ultimate Finance
Client Testimonial for Alastair Logan – Ultimate Finance
We had the absolute pleasure of working with Alastair Logan, and we truly cannot speak highly enough of the experience. From the very beginning, Alastair demonstrated exceptional dedication, professionalism, and care.
What truly sets him apart is his unwavering commitment — he supported us far beyond standard expectations, even extending his help after working hours and during his personal holidays. He was always just a phone call away, consistently responsive, calm, and solution-focused, no matter the time or situation.
Alastair took on multiple roles for us — advisor, advocate, and unwavering ally — and handled every challenge with grace and determination. He championed our case with sincerity and integrity, and we are genuinely grateful for his efforts.
Working with someone of Alastair’s calibre was not only reassuring but also deeply appreciated. He is a rare gem in the industry, and we consider ourselves very fortunate to have had his guidance and support.
Thank you, Alastair — for everything.

Reply from Ultimate Finance
Our Business has been working with Ultimate Finance for over 5 years, they offered us a facility when most lenders were unhelpful. In that 5 years we have grown from a £75k a month business to £150k a month business, the invoice financing has been a godsend in growing our business, and the support from our relationship manager Lesley Mouncher, and our credit controller Ella Lloyd has been central to this success. In our time with Ultimate Finance we have managed to expand from the South East across the whole South of England as well as London. They are efficient and always respond to our questions and queries usually same day. I cannot recommend them enough to anybody thinking to find a finance partner

Reply from Ultimate Finance
I have been with Ultimate Finance for over 8 years and would not change to another provider. Our account manager Lesley Mouncher is always at hand to assist with any issues that may arise be it financial or customer related. Also Catherine Pullin our Credit Controller is always there to give clients that may delay payment a gentle push. Overall the service is second to none :)

Reply from Ultimate Finance
Aside from the monthly reconciliations - (which Ultimate have simplified compared to many other finance companies), Ultimate Finance is a fantastic company.
Our account manager Ben is an absolute pleasure to work with and would HIGHLY recommend anyone joining them requests him as their account manager - he is absolutely fantastic, always helpful, always prompt with responses and very personable.
Very happy 10/10!

Reply from Ultimate Finance
The product range offered by Ultimate was as good and in some cases better than the other banks we approached. They're very cost-competitive. Their team are superb, starting with the RD Richard who was great during the evaluation and take-on process. Going forward once contracted, our Relationship Manager Michelle has been excellent - very responsive, pragmatic, patient and looks for solutions not problems. Her deputy Ahmed is a joy to interact with, he is so positive and again is very responsive. This is an elite and open minded outfit who are aiming for and delivering a level of service beyond what the sector has traditionally been able to offer.

Reply from Ultimate Finance
Having been working Ben for a considerable time now, e has always been on the end of the phone when needed. His knowledge has proven to be invaluable at times and he always has what's best for me and my business in his decisions.

Reply from Ultimate Finance
Understanding your business model, strong communication, and responsiveness are essential qualities in any funder—and Ultimate Finance consistently delivers on all three. What sets them apart is their consistency, reliability, and the genuine partnership they offer. They’ve taken the time to understand our business and support our ambitions, acting not just as a lender but as a true growth partner.
A special mention to Ben Hunter, our Relationship Manager, who has been exceptional throughout—knowledgeable, proactive, and always available when we need him. We've been with Ultimate for several years now, and their ongoing support continues to be a key part of our growth story."

Reply from Ultimate Finance
we thought we would give another glowing reference the ultimate finance we was with them before for about four years or so may be more. We had a break for nearly 2 years. This was because of a contract which helped our cash flow and it made sense to leave factoring As it was not cost-effective. Now that the contract has been completed We have now gone back It was great when we called Lesley Mouncher he said when we left, just give us a quick full and we will put everything back as it was we could not believe it. We made the phone call within a week, everything was back to exactly where we Left, So a big thank you to all the team and as always, Leslie has been great. We feel as though we have not been away and we are very much looking forward to the future with Ultima.

Reply from Ultimate Finance
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