Ultimate Finance Reviews 1,023

TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, friendly demeanor, and proactive approach, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting the team's commitment to understanding business needs and providing reliable support. Consumers frequently mention the efficiency of the service, with fast funding and quick response times. The user experience is also described as easy and straightforward, with many appreciating the smooth processes and the accessibility of the team.

What people talk about most

Staff

Users describe positive interactions with staff, consistently highlighting their professionalism,... See more

Service

People report positive experiences with service. Customers consistently praise the exceptional and efficient... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting the efficiency and helpfulness of... See more

Response time

Reviewers highlight positive aspects of response time, consistently praising the promptness and efficiency of... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the platform and system to be... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our company was facing funding issues related to growth. Great problem to have you may be thinking. It is one of the biggest challenges facing SME's in fact. Ultimate stepped in when we were financial... See more

Company replied

Rated 5 out of 5 stars

Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more

Company replied

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use. Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowaday... See more

Company replied

Rated 5 out of 5 stars

I've been using Ultimate Finance for over a year, mainly for invoice factoring, and it's been a game changer. Cash flow was a constant challenge before, but their support has made things much sm... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business to Business Service
  4. Financial Institution

About Ultimate Finance

Written by the company

Keeping business moving

At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.

The Right Solution

Creative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.

The Right People

Valuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.

The Right Process

Speed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.

The Right Partner

Long-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.

The Right Choice

We’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions

Get funded Become an introducer

Our funding solutions

Written by the company

Invoice Finance
Waiting to be paid is hard on any business. Invoice Finance lets businesses use their sales ledger as an asset which they can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be accessed within 24 hours.
Asset Finance
We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.
Bridging Finance
Where property is concerned, speed is everything. We’re able to have a decision in principle within 24 hours, and a fully credit backed offer within 72 hours.
Construction Finance
Construction businesses can often face cashflow challenges whilst waiting for customers to pay. New contracts are great for business, but they also bring with them new expenses, such as buying supplies upfront and paying additional wages, often leading companies to need to tap into their working capital before they receive their first payment. Construction Finance frees up the liquidity needed to complete existing contracts whilst looking to take on new ones so that growth ambitions aren’t slowed down.
Recruitment Finance
Recruitment Finance is a type of Working Capital Finance tailored to the needs of businesses within the Recruitment industry. It’s a complete finance and back office package in one simple to manage facility. We advance cash against temporary or permanent placements so that there is no need to wait for clients to pay invoices, as well as facilitate the processing, payroll and credit control demands by giving you access to RSM’s market-leading Recruitment Pay & Bill services.
Trade Finance
A simple way to bridge the financial gap between paying costs for the supplies a business needs and being paid by their customers with up to 120 days' trade credit available.
Structured Finance
Tailored funding through a combination of different assets: receivables, plant and machinery and / or property, with cashflow loans also available). We use our funding expertise to fully tailor a solution that is bespoke to a business to fully meet its requirements.

Contact info

5.0

Excellent

TrustScore 5 out of 5

1K reviews

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Rated 5 out of 5 stars

Outstanding Service

We have been with Ultimate Finance for a number of years now with brilliant service always received. Our Relationship Manager Lesley Mouncher is always extremely accessible and on hand to help with any queries or help we need. This gives us so much confidence that the partnership with our business helps us as we continue to expand.

August 1, 2025
Unprompted review
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Reply from Ultimate Finance

Thank you so much for your kind words and continued trust over the years! We're delighted to hear that Lesley has been such a reliable and supportive partner to your business. It’s great to know our service gives you the confidence to grow.

Rated 5 out of 5 stars

Our Relationship Manager just makes…

Our Relationship Manager just makes this work. The speed of action and the flexibility of our facility contributes so much to the running of the business

July 31, 2025
Unprompted review
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Reply from Ultimate Finance

Thank you for the fantastic feedback! We're so pleased to hear how much of a difference your Relationship Manager and the flexibility of your facility are making. We're proud to support your business and help you keep things moving!

Rated 4 out of 5 stars

Great Partners

Great Partners
I have been using the invoicing financing facilities provided by Ultimate Finance for a number of years and increasingly see them as a valued partner in my business.
Queries are promptly deal with and all the account managers I have dealt with over the years have been very personal, helpful and friendly.

June 16, 2025
Unprompted review
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Reply from Ultimate Finance

Thank you for your review! We’re absolutely delighted to hear that you see us as a valued partner in your business. Building long-term relationships and providing great, personal support is exactly what we strive for, so it’s fantastic to know our team has made a positive impact over the years.

Rated 5 out of 5 stars

Ben is extremely helpful and…

Ben is extremely helpful and professional. Always at the end of the phone when needed :-)

July 30, 2025
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Reply from Ultimate Finance

Thank you for the lovely feedback! We're really pleased to hear Ben has been such a reliable Relationship Manager for your business. We’ll be sure to pass this on to him! We appreciate your review and look forward to continuing to support you.

Rated 5 out of 5 stars

Exceptional Service and Reliable Cash Flow Support!

We've been partnering with Ultimate Finance for several years now, and the impact on our business has been incredible. Their factoring services have significantly improved our cash flow, allowing us to take on new projects and scale with confidence.

It is not just the speed and reliability of their service, but the people behind it. Our dedicated account manager, Ben Hunter, has been phenomenal—professional, attentive, and always available. He understands our business, responds quickly to our questions, and offer solutions that genuinely support our goals.

Working with Ultimate Finance feels less like a transaction and more like a partnership. If you're looking for a trustworthy, responsive, and supportive factoring company, look no further!

July 30, 2025
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Reply from Ultimate Finance

Thank you for such a fantastic review! We’re thrilled to hear how our partnership has helped your business grow, and we’ll be sure to pass your kind words on to Ben, he’ll be delighted! It’s a pleasure to support you, and we look forward to many more successful years together.

Rated 5 out of 5 stars

always professional

always professional, prompt, responsive and friendly

July 30, 2025
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Reply from Ultimate Finance

Thank you so much for your kind words! We're delighted to hear how your experience has been, that’s exactly the level of service we aim to deliver every time. We really appreciate you taking the time to share your experience and look forward to continuing to support you.

Rated 5 out of 5 stars

Professional and Easy To Work With

We have been a customer for a number of years and find the system easy to use and funds easily accessible. Our Relationship Manager Ben Hunter is always there when we need him and is very helpful in his approach. First rate company, we would recommend Ultimate Finance to other small businesses looking for affordable cash flow.

July 30, 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you so much for your fantastic review, we’re delighted to hear that you’ve found our system easy to use and our funding accessible over the years. It’s brilliant to know that Ben has been such a helpful and reliable part of your experience - we’ll be sure to pass on your kind words to him!

We’re proud to support businesses like yours and truly appreciate the recommendation.

Rated 5 out of 5 stars

Great Service

We have been using Ultimate Finance for quite a few years now, the team are always there to help and quick to respond. I would most definatley recommend Ultimate, to anyone needing to use this type of facility within there business.

July 30, 2025
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Reply from Ultimate Finance

Thank you for your kind words and continued trust in us over the years! It means a lot to hear that our team’s responsiveness and support have made a real difference to your business. We’re proud to be part of your journey and truly appreciate the recommendation. Here’s to many more years of working together!

Rated 5 out of 5 stars

Making it seem easy!!!

Making it seem easy is Ultimate Finance's USP!!! They seem to be able to say yes when others don't even listen to the question. Its a pleasure dealing with them!!!

July 8, 2025
Unprompted review
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Reply from Ultimate Finance

Thank you very much for your review! We're thrilled to hear that you've had such a positive experience with us and that you believe what makes us different is that we're easy to work with - it's what we believe in too!

Rated 5 out of 5 stars

A great company to do business with

A great company to do business with, we felt listened to and our needs were completely understood. Plenty of hand holding during the initial steps, with real people at the end of a phone line.

June 27, 2025
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Reply from Ultimate Finance

Thank you very much for you kind words! We're thrilled to hear that you felt well supported throughout your experience with us. We look forward to continuing to support you!

Rated 5 out of 5 stars

I have a great experience working with…

I have a great experience working with Ultimate Finance- they are professional, responsive and helpful.

May 21, 2025
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Reply from Ultimate Finance

Thank you for your kind words! We're so pleased to hear you've had a great experience with Ultimate Finance and we look forward to continuing to support you!

Rated 5 out of 5 stars

A very good company to partner with for your. Haines finance needs have used Ultimate Finance for over…

We have used Ultimate Finance for over 5 years now and have s found them flexible , and good listeners !

They have helped us build a very successful business from ground zero to where we are now !

Thank you Ultimate Finance for your support over the years here’s to many more .

May 21, 2025
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Reply from Ultimate Finance

Thank you so much for your review and continued trust over the past five years. We're thrilled to have played a part in your journey and here's to many more years of partnership!

Rated 5 out of 5 stars

Ultimate Finance are fantastic

Ultimate Finance are fantastic, not only is their pricing competitive their customer service is second to none. They have displayed fantastic levels of common sense not least when we needed to tweak a few elements of our agreement. Thank you to Simon, Julian and their respective teams....Highly recommend

May 22, 2025
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Reply from Ultimate Finance

Thank you for your kind words! We're happy to hear that you've had such a positive experience with Ultimate Finance and its great to know that our customer service stood out. We appreciate your recommendation and look forward to continuing to support you.

Rated 5 out of 5 stars

The staff are extremely polite and very…

The staff are extremely polite and very helpful in all our queries

May 21, 2025
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Reply from Ultimate Finance

Thank you for your review! We're pleased to hear that our team have been helpful in answering your queries. We look forward to continuing to support your business.

Rated 5 out of 5 stars

Returning Customer

I have recently returned as a customer to Ultimate Finance. The first time I was a customer the service was excellent and that has been exactly the same experience for me returning. I had a tight time frame to get the facility in place and The team pulled it together ahead of schedule. Thank you Alastair, Ben & Karen for being so efficient. Ben was my previous account manager and was always first class, since returning he has handled all of my account queries promptly and is always on hand to offer assistance when I need it. Ultimate finance are top company and have exceeded my expectations again.

May 12, 2025
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Reply from Ultimate Finance

Thank you very much for you kind words. We're delighted that you have decided to make us your funding partner of choice again and it's a pleasure to be supporting you and your business. We're excited to let the team know they've all exceeded your expectations not once, but twice!

Rated 5 out of 5 stars

I have been using Ultimate Finance for…

I have been using Ultimate Finance for the past few years and it has been a great experience throughout. The team are always there to help and quick to respond. I would highly recommend to anyone needing to use this type of facility within there business.

May 12, 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review and for being a loyal customer of Ultimate Finance over the past few years! We're thrilled to hear that you've had a great experience with our services and that our teams efforts have made a positive impact on your business. Your recommendation means a lot to us.

Rated 5 out of 5 stars

Ultimate Finance

We have been with Ultimate Finance for a long time now, and we have really been able to push our business forward because of their support. Kaci and Debbie are fantastic to deal with and always on hand when we need them. I would really recommend this company and wouldn't use any other for our financial needs. Enterprise Workwear Ltd R. Cannon.

May 9, 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your kind words and for recommending Ultimate Finance. We're delighted to hear that Kaci and Debbie have been fantastic to work with and we look forward to continuing to support your business.

Rated 5 out of 5 stars

What a great company to work with

What a great company to work with, they were there from the start and are such a pleasure to deal with. Nothing is too much trouble and their customer service and flexibility is second to none. You can always talk to a member of the team not a soulless automated machine that some of the big name lenders offer.

May 8, 2025
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your kind words! We're thrilled to hear that you had such a positive experience with Ultimate Finance. Our team takes great pride in providing exceptional customer service, and it's fantastic to know that our efforts have made a difference for you. We look forward to continuing to support your business.

Rated 5 out of 5 stars

I've been using Ultimate Finance for…

I've been using Ultimate Finance for over a year, mainly for invoice factoring, and it's been a game changer. Cash flow was a constant challenge before, but their support has made things much smoother.

Our account manager Debbie has been brilliant—always friendly, proactive, and genuinely invested in helping our business run smoothly. Our credit controller Catherine has also been incredibly helpful, quick to respond, and great at resolving any issues that come up.

The whole process is easy to manage, and the funding comes through quickly when we need it. No hidden fees, no hassle—just reliable support from a great team.

E.thorpe

May 8, 2025
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for the fantastic review! We're thrilled to hear that Ultimate Finance has been a game changer for your business.
Debbie and Catherine will be delighted to hear your kind words. We're glad you find the process easy and hassle-free. Thanks for choosing Ultimate Finance as your funding partner of choice.

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