Warranty & Creditor Services Reviews 

442
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 119 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptionally helpful staff members who guide people kindly and professionally through every single step of the application process. People note that phone repairs and swift replacements are handled very efficiently, often resulting in brand new devices arriving safely within just a few days. Some reviewers were not happy with the overall service, mentioning significant difficulties trying to contact support agents and quickly resolve account issues. A few customers also reported experiencing frustrating situations involving damaged hardware conditions or unexpected charges for services they did not want.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting quick claim responses, fast repairs, and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting fast responses and helpful agents... See more

Staff

Users describe positive interactions with staff, noting that the team is very helpful, polite, and quick to... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that everything was easy... See more

Product

Customers had positive experiences with product, expressing full satisfaction and noting that the process was... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great communicating , about 10 days with postage to get back as first day it wasn't delivered as nobody to sign for it. but great to get it back .

Company replied


Company details

  1. Gadget Insurance Company
  2. also in
  3. Insurance Agency
  4. Insurance Broker

Written by the company

We are a UK based, British owned company, established in 1993. Our team has a combined experience of over 200 years. We provide support for UK gadget retailers who also sell insurance to their customers. Talk to us for insurance on all things tech.

We protect gadgets

Written by the company

from accidental damage and theft.
Many of our policies are sold by our retail partners. Did you know you can add your other devices, such as phones used by your family, with us as well? Just give us a call (01256 471387) and we'll provide the details, or visit our website at https://wcsinsurance.co.uk/contact-us

We promise

to settle all valid insurance claims with care.

to settle all valid insurance claims with care.
We believe that if the worst happens and you have a valid claim against our insurance policies then we should settle your claim with the minimum of fuss and as fast as possible. We take the quality of repairs to your equipment seriously, using only the best parts, and if we can't repair your equipment or it has been stolen, then we should replace it quickly, too.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

442 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(442)

109 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very good

Very good
Thanks

June 17, 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your positive review, we do appreciate it.

Rated 4 out of 5 stars

Good service

Know what they're talking about

June 4, 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for taking the time to write a review Trudi, we do appreciate it.

Rated 5 out of 5 stars

Good

Very very good

May 30, 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your kind review, we are delighted you are so pleased with the service.

Rated 4 out of 5 stars

All OK

All OK, non problems

June 5, 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for taking the time to review us, we do appreciate it

Rated 5 out of 5 stars

Spoke to an administrator- Michelle

Spoke to an administrator- Michelle, she was extremely helpful and efficient. The claim was dealt with successfully and extremely expediently. Michelle’s warm and friendly manner and advice meant that we were confident in the steps we needed to take and were able to order a replacement device direct from the Apple Store. Very happy with the resolution and would highly recommend.

May 27, 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for taking the time to review our service. We are delighted you had such a positive experience.

Rated 1 out of 5 stars

Be alert

I don’t recall choosing this, checked bank and a DD had been set up which I’ve cancelled.

May 16, 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your review, we are sorry that you don't recall setting the insurance up but you would have had to select the insurance when you purchased your new handset & provide your bank details. We see that you requested to cancel the cover which we completed straightaway.

Rated 5 out of 5 stars

Need to be truthful

The company provided exceptional assistance until the end of the claim approval process. While there were some negative comments, it is crucial to be truthful about the loss or theft of your device. Providing all necessary documentation accurately is essential for the company’s support. Thank you for your assistance and service from WCS Insurance Company.

May 19, 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you very much for your 5 star review, we really appreciate it.
We can always give a great service to honest people.

Rated 5 out of 5 stars

A pleasant experience.

I contacted WCS & spoke with a lovely lady called Lyn who talked me through the various options with their insurance policies for my new mobile phone I'm now insured with wcs 😊

April 17, 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your kind review, we are delighted you are so pleased with our customer service.

Rated 1 out of 5 stars

This company is a scam

This company is a scam. I noticed a direct debit for 9.99 which I did not authorise. Contacted them and the lady was very rude and abrupt, she would ask a question and when answering it would then interrupt! They lie to state an email has been sent regarding future payments but I have not received anything. They also make out I would have ticked a box for insurance when I know full well I did not as I have insurance through my bank account why would I then tick for additional insurance - it doesn't make sense. I was also told the email I got sent back in December would be sent to me again and still not received. Avoid at all cost. Worst customer service and are out there to scam people.

April 24, 2025
Unprompted review
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

We're sorry you're disappointed with the service but we do not collect direct debits without authorisation. Please get in touch again and we will investigate further. You can contact us at admin@wcsinsurance.co.uk.

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