Wisr Finance Reviews 

1,727
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 152 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently found the process simple, straightforward, and stress-free, making it easy to secure financing. Many highlighted the speed and efficiency of the service, with quick approvals and fast turnarounds being a common positive experience. People also praised the professional and friendly staff, who were described as helpful, supportive, and accommodating, ensuring a comfortable and confident journey for users. However, some people mentioned that communication could be slow, with delays in responses and prolonged approval processes. A few reviewers also experienced instances where staff seemed less attentive or even condescending, leading to frustration.

What people talk about most

User experience

Consumers find the user experience to be positive, highlighting the process as easy, fast, and... See more

Service

Reviewers highlight positive aspects of service, with many customers praising the professionalism,... See more

Staff

Reviewers mention positive feedback about staff, highlighting their professionalism, helpfulness, and... See more

Response time

Customers consistently note positive experiences with response times, with many reporting super-fast approval... See more

Customer service

Users describe ambiguous interactions with customer service, with many customers reporting positive... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Wisr made the process of getting finance for my new car really simple and stress-free. The application was easy, communication was clear, and everything moved quickly. I felt supported the whole way t... See more

Company replied

Rated 5 out of 5 stars

The process was thorough, quick and good for me as I was needing some finance to move my business forward, and Wisr were happy to help. They delivered on time and with options that when the business d... See more

Company replied

Rated 5 out of 5 stars

Application was straightforward. My application was processed in a timely manner. Money was transferred into my account the same day my personal loan was approved. I got to choose my payment repayme... See more

Company replied

Rated 5 out of 5 stars

New customer, personal loan, good rate, money in bank when said it would be,easy to use app, customer service lady was great. So far no dramas at all with Wiser

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Wisr is a purpose-built Australian fintech lender in the rapidly growing Australian consumer finance market. Offering both unsecured personal loans and secured vehicle loans, Wisr is committed to powering Australians’ progress towards the goals and moments that matter most. Through innovative products, apps and services, Wisr helps customers make confident choices with their money, pay down debt faster, and move forward with greater financial freedom. We do this by providing a unique Financial Wellness Platform powered by consumer finance products, including the Wisr App, which helps Australians pay down debt and access a free credit score checking service. This is supported by content and technology-driven products designed to deliver better outcomes for borrowers, investors, and everyday Australians.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically takes over 1 month to reply

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4.7

All reviews

(1,727)

151 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Professional

Professional, flexible, and efficient

May 8, 2026
Unprompted review
Wisr Finance logo

Reply from Wisr Finance

Awesome, great to hear it James.

Rated 3 out of 5 stars

helps you when it benefits them

they are great when it comes to lending you the money but not so great at helping you out after that. I'm struggling to pay of the loan at current fortnightly repayments. tried to get the loan lowered after paying off 10k so I could have some savings every week. went through a broker who tried to get wiser to pay of the current loan and set it up with new repayments at a cheaper price. you'd think a no brainer right, going from $633 to $430 saving $200 a week, I'd be easily able to pay that off...nope they denied it. left me financially struggling instead.

November 14, 2025
Wisr Finance logo

Reply from Wisr Finance

Hi Ryan,

Thank you for the feedback. We can understand why you may be frustrated, as we were unable to meet your expectations during your most recent experience.

Customer experience is very important to us, and we've noted your feedback.

Warm regards,
Team Wisr

Rated 5 out of 5 stars

They are amazing

They are amazing, such a easy loan process with the lowest interest rate, incredibly quick approval and settlement. Highly recommended

May 1, 2026
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Reply from Wisr Finance

Thanks for the wonderful feedback, Michael. All the best.

Rated 5 out of 5 stars

Host got my lone with Wisr through a…

Host got my lone with Wisr through a broker all went well great communication with Wisr once all was done so easy to send everything they needed through email

April 23, 2026
Wisr Finance logo

Reply from Wisr Finance

Thanks for the wonderful feedback, Kerry. All the best.

Rated 4 out of 5 stars

When applying for my loan was a bit…

When applying for my loan was a bit hesitant. I filled out the forms and within minutes of submitting had a person contact me. Talked about my situation and the team did everything in there power to help best for my finances. I'm a very happy customer alot less stressed and would tell anyone to go with these guys. Thankyou so much.

April 9, 2026
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Reply from Wisr Finance

Wow, we love to hear this feedback. Thanks for sharing your experience, Narelle

Rated 5 out of 5 stars

Fast Friendly Finance

Fast, friendly, finance, I highly recommend this company

April 11, 2026
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Reply from Wisr Finance

Thanks for your feedback Roy. It's great to hear about your fast and easy experience.

Rated 1 out of 5 stars

DO NOT USE THIS FINANCE COMANY

DO NOT USE THIS FINANCE COMANY. I took out a personal loan with Wisr, and after checking my credit score 6 weeks later, I could see that Wisr have added this to my credit file....TWICE. I have tried to resolve this and Wisr have not followed through, attempted to resolve this or contacted me. I have been "ghosted". I had to contact Wisr again to try and resolve this and have been ignored. My credit score was in the high 800's and now it's well below the average Australian score. Because of this major error, my credit score shows two unsecured loans with Wisr which is incorrect. Wisr’s acknowledgement that this was an ongoing issue confirms that Wisr was aware of the problem and had a duty to monitor, manage, and prevent ongoing harm to customers. Wisr’s failure to do so, combined with its failure to correct the error promptly or communicate with me after acknowledging the issue, represents a failure to meet its obligations under the Australian Consumer Law and applicable credit reporting obligations. If I had not identified the error when I was applying for a credit card, I would not have known this error had occurred. Due to this error and how this has affected my credit score, I am unable to apply for a credit card. I advised them that this required urgent attention so this could be removed from my file. Please do not use this company. I have since learned that this type of "error" is common with Wisr as well as other serious matters when handing a customer's credit file and personal information.

March 30, 2026
Unprompted review
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Reply from Wisr Finance

Hi RM,

Thank you for the feedback. We'd love to understand more about your experience. It's only through feedback like yours that we can continue to improve what we do – and we're passionate about that. If you'd like to discuss this further, please get in touch on 1300 992 007 or email us at contact@wisr.com.au.

Rated 5 out of 5 stars

Happy Customer

it was an easy process. with the help from mortgage choice.

March 18, 2026
Wisr Finance logo

Reply from Wisr Finance

Thanks for the wonderful feedback, Graham and Janine. All the best.

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