I was a returning customer, promise the cheaper rate, was not that much cheaper! It's sad that I have to go this route and use tribal loans at outrageous interest rates but fighting my cancer is killi... See more
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Review summary
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Reviews shaping this summary
They came to the rescue when I had no way to make a payment due to a job change and so on, and I was waiting for my payments. Even if you have a bad credit score, these guys will help you and approve... See more
why do you have to charge 400% i was 720 credit and had something happen in my life. i'm so mad that i have had to get one of these loans. i get it on your side your making a killing but your not h... See more
Company replied
Very professional and money was in my bank within 15 mins before even getting off the phone w agent! Thank You!
Company details
- #92 of 106 best companies in Financial Institution
About WithU Loans
Written by the company
W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud?
WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Contact info
8151 Hwy 177, 74651-0348, Red Rock, United States
- 866-404-0674
- customercare@withuloans.com
- withuloans.com
4.0
Great
11K reviews
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Very user friendly and great service.
Very user friendly. Great rates on loans. Customer service is always helpful.
February 27, 2026
Helping in critical situations when…
Helping in critical situations when there is no where else to turn
February 26, 2026
Very easy to apply for a loan,and funds…
Very easy to apply for a loan,and funds arrived very fast
February 27, 2026
The Timing was excellent!!!!
February 27, 2026
Excellent!!
February 26, 2026
Applying is super simple
Applying is super simple, everything is online. Very quick approval, and money in your account next day.
February 25, 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
High finance charges
I was very disappointed with them. I borrowed $400 and ended up paying back over $1200. That's way too much for such a small loan amount. The charges are outrageous. I will never use them again.
June 25, 2025
Reply from WithU Loans
Dear Bernadette,
Thank you for your comments and feedback. WithU Loans provides fast and convenient access to loans when you need them, or to help you navigate any unexpected events.
In accordance with the Truth in Lending Act, we provide the terms, payment schedule, and cost of a loan before the Loan Agreement is signed.
We regret that you are not completely satisfied with your loan experience. Please keep in mind that we do not charge prepayment penalties and you may pay off your loan at any time to save on interest. If you need further assistance, please contact us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
Great finance company
Great finance company, awesome and secure with expedition of funds.
February 25, 2026
Fast and easy
February 25, 2026
I have had nothing but problems getting my money into my account
I have had nothing but problems getting my money
February 28, 2026
Reply from WithU Loans
Dear William,
Thank you for sharing your thoughts. At WithU Loans, we are committed to providing fast and easy access to cash for unexpected life events. We’re sorry to hear you’re unhappy with your experience.
If you’d like to speak with us further about your experience, you can reach out to us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
Easy application and fast delivery!
Easy application and fast delivery!
It's a bit pricey but I'm in a pinch!
February 25, 2026
Reply from WithU Loans
Dear Adela,
Thank you for taking the time to voice your concerns. WithU Loans’ highest priority is to offer efficient access to cash, especially when you need it most. We regret to hear that you weren’t able to receive your funds.
If you’d like to speak with us further, please connect with us at customercare@withuloans.com.
Warm regards,
The WithU Loans Team
Lower your rates
February 24, 2026
Reply from WithU Loans
Dear Linda,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
Awesome
It was quick and easy, and I got my money that night, so I was able to get bills paid, and you were amazing.
February 25, 2026
Loooove it easly with no hassle and…
Loooove it easly with no hassle and took only one day in half and my loan was transferred
February 24, 2026
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