I was a returning customer, promise the cheaper rate, was not that much cheaper! It's sad that I have to go this route and use tribal loans at outrageous interest rates but fighting my cancer is killi... See more
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Review summary
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They came to the rescue when I had no way to make a payment due to a job change and so on, and I was waiting for my payments. Even if you have a bad credit score, these guys will help you and approve... See more
why do you have to charge 400% i was 720 credit and had something happen in my life. i'm so mad that i have had to get one of these loans. i get it on your side your making a killing but your not h... See more
Company replied
Very professional and money was in my bank within 15 mins before even getting off the phone w agent! Thank You!
Company details
- #92 of 106 best companies in Financial Institution
About WithU Loans
Written by the company
W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud?
WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Contact info
8151 Hwy 177, 74651-0348, Red Rock, United States
- 866-404-0674
- customercare@withuloans.com
- withuloans.com
4.0
Great
11K reviews
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Bad dishonest I am being charged way…
Bad dishonest I am being charged way over 3x my loan amount and still continue to take more. Over 4K taken after 1300 loan was said to repay 2700.
September 4, 2025
Reply from WithU Loans
Dear Gerardo,
Thank you for your comments and feedback. WithU Loans provides fast and convenient access to loans when you need them, or to help you navigate any unexpected events.
In accordance with the Truth in Lending Act, we provide the terms, payment schedule, and cost of a loan before the Loan Agreement is signed.
We regret that you are not completely satisfied with your loan experience. Please keep in mind that we do not charge prepayment penalties and you may pay off your loan at any time to save on interest. If you need further assistance, please contact us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
Excellent service and quick response…
Excellent service and quick response for my financial needs to cover expenses!
Thanks 😊
March 1, 2026
When I needed a boost they were…
When I needed a boost they were thereand if you plan to pay off early it really is like a quick loan when your in a jam
February 28, 2026
You never receive any money
You never receive any money
That make I’m fake accounts and then try to charge you for money you never recieved after never signing a contract
February 28, 2026
Reply from WithU Loans
Dear Daniel,
Thank you for taking the time to voice your concerns. WithU Loans’ highest priority is to offer efficient access to cash, especially when you need it most. We regret to hear that you weren’t able to receive your funds.
If you’d like to speak with us further, please connect with us at 866-404-0674.
Warm regards,
The WithU Loans Team
Wouldn’t recommend this to anyone
Wouldn’t recommend this to anyone. Definitely made my financial situation 10x worse! I hope they fix there payment options and make better choices on how to help people out. You can’t call anyone and can’t get the answer you need thorough the messager! 10k in interest for a 1k loan is outrageous!!
November 19, 2025
Reply from WithU Loans
Hi there,
Thank you for your comments and feedback. WithU Loans provides fast and convenient access to loans when you need them, or to help you navigate any unexpected events.
In accordance with the Truth in Lending Act, we provide the terms, payment schedule, and cost of a loan before the Loan Agreement is signed.
We regret that you are not completely satisfied with your loan experience. Please keep in mind that we do not charge prepayment penalties and you may pay off your loan at any time to save on interest. If you need further assistance, please contact us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
My experience was great and I was happy…
My experience was great and I was happy that I could get some extra money so I could pay off most of my bills and catch up and there's nothing i could add to what you could do
February 28, 2026
They came to the rescue when I had no…
They came to the rescue when I had no way to make a payment due to a job change and so on, and I was waiting for my payments. Even if you have a bad credit score, these guys will help you and approve and send the money on the same day. Yes, there may be a large payment or something, but when you really need it, these guys will help.
February 28, 2026
I love it got instantly approved…
I love it got instantly approved payments is good . Thank you guys for giving me an opportunity to get a loan with you !!
February 28, 2026
They have helped me a couple times when…
They have helped me a couple times when I needed help
February 28, 2026
Reply from WithU Loans
Dear Lisa,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
Continued customer
Continued customer. Speed and ease of getting a few bucks is great. For those two reasons I gave 5 stars. Two things is it’s not very easy to make an early or extra payment. Phone or internet. To take make the interest go down. This company takes their payback plans very seriously. Surely that’s what they count on in the long run. It’s understandable it was their money to begin with. As far as someone trying to build credit. Probably not the best source for a loan. Although I still love WithU loans.
February 27, 2026
It was not easy it was complicated
It was not easy it was complicated , I applied and I got approved than they want me to call the customer service , and the agent she was not friendly ,
after I did not get the money until 3 days after and its closer to due date .
Im not going to apply again.
February 27, 2026
Reply from WithU Loans
Hi there,
Thank you for sharing your thoughts. At WithU Loans, we are committed to providing fast and easy access to cash for unexpected life events. We’re sorry to hear you’re unhappy with your experience.
If you’d like to speak with us further about your experience, you can reach out to us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
Thank you for a fast and easy loan.
Thank you so much for helping me with the loan. It was quick. It was professional. I needed the money fast and I received it fast ,process was easy and I thank you for that.
January 21, 2026
Great service !
February 27, 2026
I had a wonderful experience you are…my favorite
I had a wonderful experience you are the fastest and uncomplicated company. I can't wait to pay you off .
February 27, 2026
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