I was a returning customer, promise the cheaper rate, was not that much cheaper! It's sad that I have to go this route and use tribal loans at outrageous interest rates but fighting my cancer is killi... See more
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Review summary
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They came to the rescue when I had no way to make a payment due to a job change and so on, and I was waiting for my payments. Even if you have a bad credit score, these guys will help you and approve... See more
why do you have to charge 400% i was 720 credit and had something happen in my life. i'm so mad that i have had to get one of these loans. i get it on your side your making a killing but your not h... See more
Company replied
Very professional and money was in my bank within 15 mins before even getting off the phone w agent! Thank You!
Company details
- #92 of 106 best companies in Financial Institution
About WithU Loans
Written by the company
W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud?
WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Contact info
8151 Hwy 177, 74651-0348, Red Rock, United States
- 866-404-0674
- customercare@withuloans.com
- withuloans.com
4.0
Great
11K reviews
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With you loans solicited me to give m e…
With you loans solicited me to give m e a loan. They already had my banking account number and the last of my as #. I thought it was a scam, wondering how they had this information so I said yes thinking there would be some verifying information requested but no they just deposited 2,000 dollar into my account with no knowledge of what the repayment terms would be.
December 22, 2025
Reply from WithU Loans
Dear Mike,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
The process was easy and the funds were…
The process was easy and the funds were delivered quickly
March 5, 2026
Fraudulent Withdrawals From My Bank Account – No Consent Given
I had an extremely concerning experience with WithU Payday Loan. I never e-signed any loan documents, never authorized any agreement, and yet somehow this company linked to my bank account and began withdrawing $250 every two weeks without my consent.
This is not just poor service — this feels like unauthorized access to my financial information. I’ve never seen anything like this before.
I am currently disputing these charges with my bank and exploring legal action. I strongly urge others to be very cautious when dealing with this company and to monitor your accounts closely.
If this is happening to others, something seriously needs to be investigated.
Absolutely unacceptable
February 3, 2026
Reply from WithU Loans
Hey Tony,
Thank you for reaching out. We take these matters seriously and would love to assist further. Please give us a call at 866-404-0674.
The WithU Loans Team
Very easy to obtain a loan without any hassle whatsoever i was impressed with this process.
Very simple process was impressive
March 11, 2026
Reply from WithU Loans
Hi there,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
These companies take advantage of…
These companies take advantage of people that are at their lowest point financially.
I am dealing with cancer, and having difficulty paying my bills and had hoped that a loan from this company would help me get my head above water.
Instead, it is only made things worse
They loaned me $1,900, but are taking $750 from me every month for a full year
That's $9,000. They want to pay back in $1,900 loan.
I have been making payments for 4 months now, and have not even put a dent in the $1,900. When I spoke with them last, they said I owed $1, 903. After paying them for 4 months. These loans should be illegal. They're literally hurting people that need the most help. Shame on you
July 16, 2025
Reply from WithU Loans
Hi Christian,
Thank you for your comments and feedback. WithU Loans provides fast and convenient access to loans when you need them, or to help you navigate any unexpected events.
In accordance with the Truth in Lending Act, we provide the terms, payment schedule, and cost of a loan before the Loan Agreement is signed.
We regret that you are not completely satisfied with your loan experience. Please note that we do not charge any prepayment penalties and you may pay off your loan or make additional payments to save on interest at any time by calling us at 866-404-0674 or by logging into your online portal at https://myaccount.withuloans.com/login.
Best regards,
The WithU Loans Team
Made it quick to borrow yes high…
Made it quick to borrow yes high interest but it’s a short term loan. Easy to pay off no added fees
March 3, 2026
Easy and timing was perffect
March 11, 2026
Honest direct fast
March 11, 2026
Reply from WithU Loans
Hi James,
We appreciate you sharing your feedback and we’re happy we could help.
Thanks,
The WithU Loans Team
Quick and very helpful
March 10, 2026
Reply from WithU Loans
Dear Anthony,
Thank you for taking the time to voice your concerns. WithU Loans’ highest priority is to offer efficient access to cash, especially when you need it most. We regret to hear that you weren’t able to receive your funds.
If you’d like to speak with us further, please connect with us at customercare@withuloans.com.
Warm regards,
The WithU Loans Team
Always available in a need!!!
March 10, 2026
You were quick and professional.
March 10, 2026
Well i asked to have my loan sent to me…
Well i asked to have my loan sent to me by paper check and it got sent to a closed bank account then when u got the check returned back to u I was told to reapply and u would take care of it and make sure it was sent to me but when I applied again for the loan I was denied..how can I be approved for a loan one day and the next be denied because u something u guys did not me...if they would of just sent a paper check to me then this wouldn't be an issue...thank u
March 10, 2026
Reply from WithU Loans
Dear Charles,
Thank you for taking the time to voice your concerns. WithU Loans’ highest priority is to offer efficient access to cash, especially when you need it most. We regret to hear that you weren’t able to receive your funds and are unhappy with your experience.
If you’d like to speak with us further, please connect with us at customercare@withuloans.com.
Warm regards,
The WithU Loans Team
with u loans it was very helpful and…
with u loans it was very helpful and fast. would recommend it
March 10, 2026
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