I was a returning customer, promise the cheaper rate, was not that much cheaper! It's sad that I have to go this route and use tribal loans at outrageous interest rates but fighting my cancer is killi... See more
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Review summary
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Reviews shaping this summary
They came to the rescue when I had no way to make a payment due to a job change and so on, and I was waiting for my payments. Even if you have a bad credit score, these guys will help you and approve... See more
why do you have to charge 400% i was 720 credit and had something happen in my life. i'm so mad that i have had to get one of these loans. i get it on your side your making a killing but your not h... See more
Company replied
Very professional and money was in my bank within 15 mins before even getting off the phone w agent! Thank You!
Company details
- #92 of 106 best companies in Financial Institution
About WithU Loans
Written by the company
W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud?
WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Contact info
8151 Hwy 177, 74651-0348, Red Rock, United States
- 866-404-0674
- customercare@withuloans.com
- withuloans.com
4.0
Great
11K reviews
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Reduce high interest rate for repayment…
Reduce high interest rate for repayment on loans.
March 10, 2026
Reply from WithU Loans
Dear Steven,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
Interest are double of what they loan
Interest are double of what they loan. They don’t specify. Fraud company
December 10, 2025
Reply from WithU Loans
Dear Marisela,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
I received the money I needed with no…This company is great
I received the money I needed with no hassle, everything was very easy,understandable and on time
March 9, 2026
Good customer service
March 9, 2026
Great service and easy process!!
March 9, 2026
I didn’t get a loan
March 9, 2026
Reply from WithU Loans
Dear Clarabelle,
Thank you for taking the time to voice your concerns. WithU Loans’ highest priority is to offer efficient access to cash, especially when you need it most.
We regret to hear that you weren’t able to receive your funds in the time you expected. If you still have not received your funds, please call us at 866-404-0674.
Warm regards,
The WithU Loans Team
Job well done really saved me .when I…
Job well done really saved me .when I needed to pay a bill
March 9, 2026
Crooks & Shicshers on line loan.
I saw the advertisement on Google, i clicked and began to apply, they asked my name, d.o.b, social security number, they then told me I was approved for $1,100, the app told me to proceed with the document in order to be briefed on the details, it just kept buffering and buffering. I then stated to myself that this was a phony app, I closed and deleted. Never signed any documents, 2 days later I noticed that my account had more funds than I thought, so I detailed it, then noticed that U loans had ach $1,100 into my account, i should have followed my first mind and sent it back, bit I told myself it couldn't be that expensive, by them just taking it upon themselves and depositing it without me signing anything. We'll WRONG!!!! They withdraw $248.00 out of my account, cool, then yesterday they sent an email that in 2 weeks another $248.00 will be deducted from my account, so this morning I called to find out the terms on this loan, !!! Get this!!!! 500% lol. Interest, so now I will send them back what they loaned my and contact my Attorney. If you are desperate PLEASE DONT USE, THIS IS TOTAL HIGHWAY ROBBERY!!!! SAVE YOUR SELF!!!! Oh forgot they had already had my banking information.
February 19, 2026
Reply from WithU Loans
Dear Corey,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
it helps me to survive on my emergency
March 8, 2026
I had a great experience with WithU…
I had a great experience with WithU loans. They have a great customer service team. The loan process was pretty easy and easy to get one. I gave it a 4 star only because I wish the interest was lower although it is lower than some that I've seen and went through. But , I do understand why it is high. I do recommend WithU loans if you're in a need for money fast. Thank you WuthU loans for being there when I really needed help!
February 6, 2026
Customer service is great and I…
Customer service is great and I received my money fast .
March 5, 2026
Don’t get this loan it’s a scam and…
Don’t get this loan it’s a scam and takes a lot of your money. Please avoid them.
October 7, 2025
Reply from WithU Loans
Dear Gladys,
Thank you for your comments and feedback. WithU Loans provides fast and convenient access to loans when you need them, or to help you navigate any unexpected events.
In accordance with the Truth in Lending Act, we provide the terms, payment schedule, and cost of a loan before the Loan Agreement is signed.
We regret that you are not completely satisfied with your loan experience. Please keep in mind that we do not charge prepayment penalties and you may pay off your loan at any time to save on interest. If you need further assistance, please contact us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
I received good customer service all my…
I received good customer service all my questions were answered. Receive funds next business day
March 6, 2026
easy process
It was a very easy process. The money was available within two days because I submitted the application later in the day. Thank you!
March 4, 2026
The customer service was great
The customer service was great. It was quick and easy to be able to get the loan. I borrowed several times I’m a happy customer
March 2, 2026
I've tried every wich way to get a hold…
I've tried every wich way to get a hold of some one to help me with this loan that I want to pay back without the fees this loan is not for me I don't know how I misunderstood how this loan worked but it's not for me I pay my bills and my credit cards on time.But when I got this loan the lenders were already charging me for the loan before I even got it and are charging me every week I can't do that payment arrangement
February 22, 2026
Reply from WithU Loans
Dear Blanca,
Thank you for your comments and feedback.
In accordance with the Truth in Lending Act, we provide the terms, payment schedule, and cost of a loan before the Loan Agreement is signed.
We regret that you are not completely satisfied with your loan. Please keep in mind that we do not charge prepayment penalties and you may pay off your loan at any time to save on interest. If you need further assistance or would like to discuss your options, please call us at 866-404-0674.
Best regards,
The WithU Loans Team
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