Armed Forces Mutual Reviews 

1,740
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 145 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being helpful, knowledgeable, and professional, making interactions pleasant and productive. Many reviewers highlight the exceptional customer service and efficient, proactive approach to their needs. People frequently mention quick response times, with inquiries handled promptly and thoroughly, often exceeding expectations. The company is also appreciated for its fair pricing and commitment to serving its members, offering great value and support. However, some customers also noted occasional difficulties in receiving timely replies to emails or online inquiries, with some experiencing a lack of response or generic replies.

What people talk about most

Staff

Consumers consistently report positive experiences with staff, highlighting their helpfulness, knowledge, and... See more

Customer service

Users describe positive interactions with customer service, consistently highlighting the helpfulness and... See more

Service

Clients share positive opinions on service, with many reviewers consistently praising the efficiency,... See more

Response time

Customers had positive experiences with response time, often highlighting quick and efficient service. Many... See more

Price

Reviewers mention positive feedback about price, with many highlighting that the pricing is the best they... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The speed of response is Amazing!. Email responses I received from Megan Penry were timely and comprehensive in resolving my issues. She promptly got my sons Birth Certificate sent FEDEX and resp... See more

Rated 5 out of 5 stars

AAFMAA has always been my go-to site for accuracy and up-to-date information. I've been a member since 1966, and have seen the company change and grow, but one thing has remained consistent: THE STAF... See more

Rated 5 out of 5 stars

I asked for a copy of my spouse's birth certificate which I had put in the AAFMAA vault 50 years ago. Megan had it sent to my wife within 2 hours of opening Monday morning. Much quicker than my St... See more

Rated 5 out of 5 stars

AFM is a great organization with a deeply meetingful mission. Amy Marotto was most helpful in updating the information I've kept on file as well as crafting a way ahead to prepare our affairs and ens... See more


Company details

  1. #117 of 252 best companies in Non-Bank Financial Service
  2. #1 of 1 best companies in Armed Forces Association
  3. #7 of 12 best companies in Financial Planner
  4. #10 of 22 best companies in Life Insurance Agency
  5. #11 of 33 best companies in Mortgage Lender
  6. #3 of 11 best companies in Term Life Insurance Provider Company

Written by the company

Established in 1879 by an Act of U.S. Congress following the Battle of the Little Bighorn, Armed Forces Mutual is the longest-standing, non-profit financial solutions provider supporting military families and Veterans. We deliver a full range of financial solutions and exclusive benefits to our Members, including our hallmark Survivor Assistance Services, which are included with every policy.

Military Trusted for 145 Years.

Written by the company

Established in 1879, the American Armed Forces Mutual Aid Association (AAFMAA) is the longest-standing, non-profit financial solutions provider supporting military families and veterans with advice, information, insurance, financial planning, investments, mortgages, survivor assistance and other benefits.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 85% of negative reviews

Typically replies within 1 month

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4.7

All reviews

(1,740)

140 reviews in the last 12 months

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Rated 5 out of 5 stars

Megan Penry

Megan Penry
Sr. Member Benefits Coordinator.
You were absolutely fantastic in answering all my questions regarding my fathers death. You were so helpful and courteous. I really appreciate your assistance and willingness to help me.
Thank you! Fantastic service!

February 13, 2025
Unprompted review
Rated 5 out of 5 stars

Efficient and good customer service.

The software they use made it quick and easy to add documents. They took a lot of stress away by making it easy to add and sign documents. Highly recommend Brian (Richard). Very communicative and always quick to answer questions and get any due outs completed. Awesome!

February 4, 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding Service…

Paula was very profressional and patient with me. She is very knowledgeable and she showed concern. She went above and beyond to make sure I UNDERSTOOD EVERYTHING. Thank you AAFMAA!!!!

February 11, 2025
Unprompted review
Rated 5 out of 5 stars

Timely and Complete Response

Amy Marotto provided me with a prompt and complete response to all my questions. Further, she furnished me with all the documents that I needed. Thank you very much for the highly professional assistance!

February 10, 2025
Unprompted review
Rated 5 out of 5 stars

AAFMAA has been a trusted company over…

AAFMAA has been a trusted company over the decades for me and my family! They always come through with flying colors and the experience today with Megan Penry is no exception. Timely, on target and well appreciated..........HOOAH!

February 6, 2025
Unprompted review
Rated 1 out of 5 stars

Absolutely horrible service

Absolutely horrible service, my husband recently passed and I have sent in information. I have not received a status or a phone call and it’s been almost 2 months since he has passed. They received the certificate but I still see they are charging my husbands account for monthly payments. Wouldn’t recommend.

February 5, 2025
Unprompted review
Armed Forces Mutual logo

Reply from Armed Forces Mutual

Thank you for sharing your feedback, and we are so sorry for your loss. We understand how difficult this time must be, and we sincerely apologize for any frustration you’ve experienced.

Rated 5 out of 5 stars

Great Customer Service

I sent an email saying I needed my documents in the digital vault update/removed and in less than two hours the action was completed. Once again great customer service!

January 31, 2025
Unprompted review
Rated 5 out of 5 stars

Recognition for superior service.

Just wanted to recognize the superb service and assistance provided by your VA Claims advisor, Veronika Petrova. She has been so helpful to me as I attempt to run the gauntlet of VA hurdles and hoops. In every instance Veronika went the extra mile to explain the process, finish the paperwork, and complete the follow-up actions. It is no surprise that I see previous accolades for Veronica on these pages. She is a wonderful ambassador for AAFMAA.

January 30, 2025
Unprompted review
Rated 5 out of 5 stars

I wholeheartedly recommend Sandra M

I wholeheartedly recommend Sandra M. Bonina! From the moment we began the process of signing up for life insurance with AAFMAA, Sandra was truly outstanding. She assisted us through each step with professionalism, clarity, and a sincere concern for our needs.

Sandra made exceptional efforts to ensure we comprehended all the options available and dedicated herself to assisting us in selecting the plan that suited our family best. Her knowledge of AAFMAA's policies and her ability to explain the details in an easily understandable manner contributed to a seamless and stress-free process.

Sandra's patience and her readiness to address each of our numerous questions truly stood out, as she never made us feel rushed at any point. Her commitment to delivering excellent service and making sure we felt comfortable and assured in our choices was genuinely remarkable.

If you are contemplating life insurance with AAFMAA, I kindly suggest that you contact Sandra. She is a dedicated professional who sincerely cares about her clients. I truly appreciate your efforts, Sandra, in making this experience so enjoyable!

January 23, 2025
Unprompted review
Rated 5 out of 5 stars

Assistance with Benefits claim

After my father passed I located several vital physical documents he had left in a filing cabinet with very little context. As the "Successor Trustee" for my dad's TRUST I contacted AAFMA to determine next steps on a very old insurance statement I had located. After corresponding with Megan and Jennifer I was given very clear direction and my claims were filed quickly and successfully, which is contrary to other experiences I have recently had with financial institutions and other insurance policies my dad had initiated prior to his passing. Megan and Jennifer were outstanding with their professionalism, compassion and expediency during this tough time for me, thank you, thank you, thank you!

January 21, 2025
Unprompted review
Rated 5 out of 5 stars

Megan Perry provided exceptional assistance

Megan Perry provided exceptional help to me in updating my online records. She also asked if other types of situations might apply, and please upload that documentation. Phenomenal in this age of no personal intervention for customers, AAFMAA still has personal service just as they did when I joined 46 1/2 years ago!

January 14, 2025
Unprompted review
Rated 5 out of 5 stars

Megan Penry provided outstanding…

Megan Penry provided outstanding service. After reviewing my file, she identified other documents I needed to upload and then helped me do so. This is way above and beyond normal duty, in my opinion!

January 13, 2025
Unprompted review
Rated 2 out of 5 stars

Be cautious and do your homework first

Really need to be more upfront on process, explain the various documents being signed. THey need to actually know the docs being presented, and the underwriters need to 100% be flexible. It's always easy to say no when you have no real skin in the game besides a paycheck

October 23, 2024
Armed Forces Mutual logo

Reply from Armed Forces Mutual

Good afternoon Brandon,

Thank you for your feedback. We apologize if the process wasn't clear and appreciate your concerns.

We’re continuously working to improve communications and transparency, especially regarding application documents. We encourage all of our life insurance applicants to be fully candid during the application process. That allows us to connect you with the best possible coverage for you. Over our 146 years of serving the military community, we have developed our policies to be flexible enough to serve Members at any age and in nearly every situation. If we understand where you are, we can meet you there with a policy that will fit.

Your input is invaluable, and we’ll use it to enhance our service moving forward. Thank you again for sharing your experience.

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