Armed Forces Mutual Reviews 

1,738
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 145 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and extensive knowledge, making interactions pleasant and productive. The customer service is frequently highlighted as exceptional, with many appreciating the personalized and understanding approach, often going above and beyond expectations. People are particularly impressed with the quick and thorough response times, along with the fair pricing for products and services. However, some people mentioned issues with slow response times to emails and online inquiries, noting that replies were sometimes generic and not personalized. A few other people also raised concerns regarding the company's policies on providing life insurance to individuals with certain health conditions.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, professionalism,... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the friendly, knowledgeable,... See more

Service

Clients share positive opinions on service, with many reviewers consistently praising the efficiency,... See more

Response time

Reviewers highlight positive aspects of response time, with many praising the quick and efficient service... See more

Price

People report positive experiences with pricing, often highlighting that the services are the fastest,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The speed of response is Amazing!. Email responses I received from Megan Penry were timely and comprehensive in resolving my issues. She promptly got my sons Birth Certificate sent FEDEX and resp... See more

Rated 5 out of 5 stars

AAFMAA has always been my go-to site for accuracy and up-to-date information. I've been a member since 1966, and have seen the company change and grow, but one thing has remained consistent: THE STAF... See more

Rated 5 out of 5 stars

I asked for a copy of my spouse's birth certificate which I had put in the AAFMAA vault 50 years ago. Megan had it sent to my wife within 2 hours of opening Monday morning. Much quicker than my St... See more

Rated 5 out of 5 stars

AFM is a great organization with a deeply meetingful mission. Amy Marotto was most helpful in updating the information I've kept on file as well as crafting a way ahead to prepare our affairs and ens... See more


Company details

  1. #114 of 251 best companies in Non-Bank Financial Service
  2. #1 of 1 best companies in Armed Forces Association
  3. #7 of 12 best companies in Financial Planner
  4. #10 of 24 best companies in Life Insurance Agency
  5. #10 of 32 best companies in Mortgage Lender
  6. #3 of 11 best companies in Term Life Insurance Provider Company

Written by the company

Established in 1879 by an Act of U.S. Congress following the Battle of the Little Bighorn, Armed Forces Mutual is the longest-standing, non-profit financial solutions provider supporting military families and Veterans. We deliver a full range of financial solutions and exclusive benefits to our Members, including our hallmark Survivor Assistance Services, which are included with every policy.

Military Trusted for 145 Years.

Written by the company

Established in 1879, the American Armed Forces Mutual Aid Association (AAFMAA) is the longest-standing, non-profit financial solutions provider supporting military families and veterans with advice, information, insurance, financial planning, investments, mortgages, survivor assistance and other benefits.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 85% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

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4.7

All reviews

(1,738)

138 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

SUPERB SERVICE ALL THESE YEARS!!

I was impressed and very grateful to receive such a caring call from Ms. Marotto. I'm in receipt of the documents you returned to me. That was supersonic service. A heartfelt "Thank You" for the superb service AAFMAA always provided us. It was a very comforting feeling all these years to know that we had such a professional and caring organization supporting us!

March 31, 2025
Unprompted review
Rated 2 out of 5 stars

Underwriting delaying coverage for my…

Underwriting delaying coverage for my child for a referral that he hasn’t completed. Base the decision of the information that can be provided or offer insurance for children without such a hassle.

January 29, 2025
Armed Forces Mutual logo

Reply from Armed Forces Mutual

Thanks for your feedback. We understand how this situation can be frustrating. Underwriting decisions are based on the information available at the time, and we aim to make the process as smooth as possible. We appreciate you sharing your experience and will keep it in mind as we continue to improve.

Rated 5 out of 5 stars

I had the pleasure of receiving service…

I had the pleasure of receiving service from a Mr. Carl Vickers today and I couldn't be more impressed. From the moment he assisted me, his lighthearted and funny personality made the experience not only enjoyable but also stress free. He brought a great sense of humor while maintaining a high level of professionalism, ensuring all my needs were met and efficiently.

March 27, 2025
Unprompted review
Rated 5 out of 5 stars

Amy was very helpful

Amy was very helpful. As I mentioned to my family, my conversation with Amy was the most hassle free interaction I've had dealing with my father and his estate. So refreshing for nice customer service.

March 25, 2025
Unprompted review
Rated 5 out of 5 stars

Amy Marotta - above & beyond the call of duty

Amy Marotta has done a super job supporting us. We're working an insurance policy problem with another insurance company. Even though the policy is not one of AAFMAA's, Amy is leading the charge to help us understand this ancient policy (currently in the AAFMAA vaults) so we can make an informed decision. Now that's service!!

March 12, 2025
Unprompted review
Rated 5 out of 5 stars

I hope you get Megan Perry as your rep

Megan Perry was an EXCELLENT customer service rep. FIRST let me say it was a pleasure to just have someone answer the phone that I didn't have to squinch to understand their dialect. Nothing against other ethnicities (folk are blessed to be employed...I get it, but sometimes it's a real struggle to understand) I could "see" her smile through the phone. I so enjoyed our conversation and her complete help and guidance in assisting me on understanding the process of withdrawing a loan off my whole life policy. She was honest in saying she didn't have the expertise on a question I asked her but once she completed her side of the coin, she would transfer me to the correct department. She stayed with me while I was on hold, (quote a few minutes), later coming back in saying it was just too long a wait, and she would send that department an email to reach out to me. Now that is what I am talking about in wonderful CS. She rocked!

March 7, 2025
Unprompted review
Rated 5 out of 5 stars

Customer Service

Megan Penry helped me fix some issues with my FIR salary history. This should be a simple task; however, there was a technology glitch that wouldn't let Megan's changes stick. She worked with here tech support team, kept me in the loop, and got everything done correctly. Great customer service

March 6, 2025
Unprompted review
Rated 5 out of 5 stars

Customer Service

Megan Penry helped me fix some issues with my FIR salary history. This should be a simple task; however, there was a technology glitch that wouldn't let Megan's changes stick. She worked with here tech support team, kept me in the loop, and got everything done correctly. Great customer service

February 24, 2025
Unprompted review
Rated 5 out of 5 stars

Wealth builder

It was easy to apply for the wealth builder policy. The company made it easy without having to have a medical exam done and I like how the policy is structure. Doesn’t take long for the process. Thank You AAFMAA TEAM!

December 21, 2024
Rated 5 out of 5 stars

Megan Penry

Megan Penry
Sr. Member Benefits Coordinator.
You were absolutely fantastic in answering all my questions regarding my fathers death. You were so helpful and courteous. I really appreciate your assistance and willingness to help me.
Thank you! Fantastic service!

February 13, 2025
Unprompted review
Rated 5 out of 5 stars

Efficient and good customer service.

The software they use made it quick and easy to add documents. They took a lot of stress away by making it easy to add and sign documents. Highly recommend Brian (Richard). Very communicative and always quick to answer questions and get any due outs completed. Awesome!

February 4, 2025
Unprompted review

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