Alliant Credit Union Reviews 

167
TrustScore 2.5 out of 5

2.5

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Review summary

Created with AI, based on recent reviews

Considering 43 reviews, most reviewers were unhappy with their experience overall. Consumers frequently complained about poor customer support, mentioning unhelpful representatives, long wait times, and persistent difficulties resolving basic account issues. Many individuals also experienced frustrating payment problems, unexpected account closures, and complicated loan processes that completely lacked proper communication and transparency from the financial institution. The minority of people were satisfied with the professional loan officers and helpful support staff assisting them through the home buying process. Some reviewers also noted competitive interest rates on certificates of deposit and appreciated having access to specific banking accounts without dealing with excessive monthly fees.

What people talk about most

Payment

Users describe negative interactions with payment processes, highlighting frustrating experiences such as... See more

Customer service

Customers had negative experiences with customer service, reporting frustration and disappointment with... See more

Service

Consumers find service to be ambiguous, with highly mixed experiences reported across different interactions.... See more

Staff

Customers consistently note ambiguous experiences with staff, reflecting high disagreement in their reviews.... See more

Price

Reviewers express widespread dissatisfaction regarding unexpected charges and increasing costs. Consumers... See more

Reviews shaping this summary

Rated 3 out of 5 stars

Pros The bank has no fees, which is awesome, especially in today's world. Customer service is available and can be helpful at times. You get paid one day early, not two days early as adve... See more

Rated 3 out of 5 stars

UPDATE: My funds were released and my home is safe. I appreciate it being taken care of timely, but the anxiety of it all was absolutely unnecessary. ***** I’ve been with Alliant CU for several yea... See more

Company replied

Rated 2 out of 5 stars

Lots of incompetence. Tried to open accounts, checking and savings, in my trust and ACU is abysmal — protocol and customer service around the process. They won’t allow customers to speak directly to... See more

Rated 2 out of 5 stars

Definitely has gone downhill. I joined in 2021 and had no problems until recently. Over the last year, the amount of technical difficulties they face almost daily is ridiculous. App constantly down fo... See more


Company details

  1. Credit Union
  2. Financial Institution

Written by the company

Alliant Credit Union is the largest credit union in Illinois and one of the largest in the U.S. With over 85 years of history and 900,000+ members nationwide, we're 100% digital and not-for-profit, so we can reward our members by offering high savings and checking rates, low loan rates, rich credit card rewards and fewer fees.


Contact info

2.5

Poor

TrustScore 2.5 out of 5

167 reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 3% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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2.5

All reviews

(167)

38 reviews in the last 12 months

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Rated 5 out of 5 stars

Really easy to work with credit union

Really easy to work with credit union. Have signed up with them for years, and they are just so much more enjoyable to use than the regular big banks which do not care at all about their customers.

June 20, 2021
Unprompted review
Rated 2 out of 5 stars

Poor Customer Service

As a credit union the rates, and online, mobile platforms are good. If you need assistance, the customer service is lacking. Their representatives are not empowered to make decisions or solve problems. You are placed on hold, while they contact the back office. They contract to a 3rd party for their credit card. Great card for $99 a year you get 2.50% back on everything. Their customer service is bad. I had a dispute since December for $150 and it took until April to resolve. I made 31 calls and each call was ~20 minutes. If you feel you won’t need help, then definitely use this credit union, but if you need assistance, prepare for a challenge.

May 20, 2021
Unprompted review
Rated 1 out of 5 stars

Terrible customer service

Terrible customer service. I have 3 loans with this company and they accused me of failing to make a payment. I had to perform my own audit with my bank and provided them with bank statements and they still disputed it. What a joke! After harassing me and wasting hours of my time on the phone, they said “oh it was an accounting error” and then offered me nothing to compensate me for my wasted time. Do not do business with them as they care nothing about their customers.

December 31, 2020
Unprompted review
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Rated 1 out of 5 stars

Supports financial scams

Supports financial scams. Treats chargebacks as its own money. No matter how small. Even for decades-long member.

On credit card, a fraudster made a charge and never delivered in months. Alliant refused refund saying had to provide PayPal invoice, charge read PayPal. Crooks cleaned out my PayPal account and identity and to this date are still sending me phishing fraud messages trying to steal more. The standard legal procedure is to try seller first, then if no resolution ask card issuer to chargeback. Alliant refused chargeback even though I followed all procedures. 3 times including my letter to VP by name. Stating I knew procedure by virtue of helping write consumer finance law for Federal Government--my true employment for 3 decades.

Bottom line, would not help. It spent much more in its time than the $43 stolen from me. And has lost this customer for most anything.

June 15, 2020
Unprompted review

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