BHSF Reviews 8,212

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, politeness, and efficiency in handling inquiries and claims. Many people highlight the excellent service, noting the ease and speed with which claims are processed and payments are made. The prompt response times to emails and calls are frequently mentioned, contributing to a stress-free experience for consumers. However, some people were dissatisfied with the claims process, mentioning rejections for reasons they found unclear or inconsistent with past approvals. A few other people also felt that the service had declined, with some experiencing difficulties with online claims or long waits for appointments, and a minority expressed frustration with what they perceived as excessive requirements for claims.

What people talk about most

Claim

Consumers find claim to be positive. Many reviewers praise the quick and efficient processing of claims, with... See more

Service

Reviewers mention positive feedback about service. Many customers describe the service as fantastic,... See more

Staff

People report positive experiences with staff, consistently praising their helpfulness and efficiency.... See more

Response time

Clients share positive opinions on response times. Many reviewers highlight the quick and efficient... See more

Payment

Reviewers highlight positive aspects of payment. Customers consistently praise the quick and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was seeing a message saying I could not make a dental claim. The first advisor I spoke with suggested trying again, which I did & still the same. I rang again & spoke with Manreece Grewal who was ve... See more

Company replied

Rated 5 out of 5 stars

I had several email attempts to contact BHSF to help me register and start processing my claim. Eventually I got a reply from Neil Ryder a Helpdesk Assistant. He couldn't have been more hel... See more

Company replied

Rated 5 out of 5 stars

I had trouble doing my claim online so called helpdesk. Spoke to a professional, polite advisor Neil Ryder. He explained exactly what the issue was. Neil advised due to an update on my policy I had... See more

Company replied

Rated 5 out of 5 stars

Having just retired from NHS after 32 years service was unsure my cover with Bhsf would continue . However I was made aware of their corporate retirement plan . I rang and spoke with Neil who quickly... See more

Company replied


Company details

  1. Health Insurance Agency
  2. Mental Health Service

Written by the company

BHSF provide affordable health insurance for individuals, employees and intermediaries. Employee health and wellbeing benefits and HR support services

Over 150 years of putting people first. Affordable health cash plans and wellbeing solutions for businesses and individuals

Written by the company

Introducing our new Health & Wellbeing Plan for employees
Provide your employees with convenient digital, preventative care and valuable health plan benefits. Our business health plan offers easy, digital access to essential services like dental, optical, physiotherapy, and skin cancer screening, along with financial support for routine healthcare costs.

Contact info

4.8

Excellent

TrustScore 5 out of 5

8K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Feedback

Using the online claim is easy and faster. Getting an acknowledgement of receipt is useful for records

February 24, 2026
BHSF logo

Reply from BHSF

Hi Customer,

Thank you for your fantastic 5* review.

We're so glad to hear you're happy with the ease and speed of our service. We hope we can be of service again in the future.

BHSF

Rated 5 out of 5 stars

Very helpful

I spoke to Pal to clarify some aspects of my membership. She addressed my query professionally and was very helpful.

March 12, 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Ainiv,

Thank you for your fantastic 5* review.

It's great to hear you're happy with our service. We'll be sure to pass along your lovely feedback to Pal and her manager. If you do have any further queries, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

The level of customer service offered…

The level of customer service offered by Pal was exceptional. She exceeded my expectations in dealing with my query.

February 26, 2026
Unprompted review
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Reply from BHSF

Hi Luisa,

Thank you for your lovely review and 5* rating.

We're so glad to hear you're happy with your recent experience with us. We'll be sure to pass along your kind words to Pal and her manager. We hope we can be of assistance again in the future.

BHSF

Rated 5 out of 5 stars

On- line account access

I had a problem accessing my account on-line after changing my password. I contacted the helpdesk by email and received a prompt reply which outlined how to
put right the problem. The reply from Neil Ryder was succinct and I was able to follow the advice given.
I was grateful that the problem was corrected quickly.

March 12, 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Customer,

Thank you for your fantastic 5* review.

It's great to hear you're happy with the service provided by our Helpdesk team. We'll be sure to pass along your feedback to Neil and his manager. We hope to be of service again soon.

BHSF

Rated 5 out of 5 stars

Excellent service from Neil Ryder

I had several email attempts to contact BHSF to help me register and start processing my claim.

Eventually I got a reply from Neil Ryder a Helpdesk Assistant.
He couldn't have been more helpful and replied to my emails promptly.

I have now registered with the online portal and my claim will now be processed.

It's so important to have people understanding their personal situations.

Thank you Neil.

March 11, 2026
Unprompted review
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Reply from BHSF

Hi Rob,

Thank you for your amazing 5* review.

We're delighted to hear our Helpdesk team were able to assist with your query. We've passed along your kind words to Neil and his manager. We hope we can be of assistance again in the future.

BHSF

Rated 5 out of 5 stars

I cannot praise BHSF enough

I cannot praise BHSF enough. I have been with them for years. Whenever I make a claim it is usually sorted and payment made within 5 working days, and I do it all online.

March 11, 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Claire,

Thank you for your excellent 5* review.

We're so glad to hear you're happy with your experience with us over the years. We hope to be of service for many years to come.

BHSF

Rated 5 out of 5 stars

Excellent service

Excellent service, dealt with queries claim straight away, update with ooucome

February 24, 2026
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Reply from BHSF

Hi SavitriDavda,

Thank you very much for your amazing 5* review and we'll always be here to help if needed.

BHSF

Rated 5 out of 5 stars

Fast efficient easy to complete claim…

Fast efficient easy to complete claim online and when had to phone for information spoke to a very helpful and obliging human being instead of an AI robot.

February 24, 2026
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Reply from BHSF

Hi EJay

Thank you very much for your kind words, and we hope to be of such assistance for many years to come.

BHSF

Rated 5 out of 5 stars

simple intuitive process

simple intuitive process, well explained, quick feedback and processing of claims

February 24, 2026
BHSF logo

Reply from BHSF

Hi P.Robinson,

Thank you very much for taking the time to leave us such a lovely review, and we hope to be of such service for many years to come.

BHSF

Rated 5 out of 5 stars

Inexpensive way of managing cost of…

Inexpensive way of managing cost of private healthcare. Efficient easy process to make claims.

February 24, 2026
BHSF logo

Reply from BHSF

Hi David,

Thank you very much for your amazing 5* review and we'll always be here to help if needed.

BHSF

Rated 5 out of 5 stars

Great customer service

Great customer service, also fast in approving the claims and sending back the money (cashback plan). Highly recomended.

February 24, 2026
BHSF logo

Reply from BHSF

Hi Martina,

Thank you for your wonderful 5* review.

It's lovely to hear you're happy with your overall experience with us. We hope to be of service again in the future.

BHSF

Rated 5 out of 5 stars

great customer service

professional, reliable, friendly over the phone

February 24, 2026
BHSF logo

Reply from BHSF

Hi Udoka,

Thank you for your fantastic 5* review.

We're delighted to hear you're so happy with our service. We hope we can be of assistance again in the future.

BHSF

Rated 5 out of 5 stars

Dentist

Quick response

February 24, 2026
BHSF logo

Reply from BHSF

Hi Wendy,

Thank you for your fantastic 5* review.

It's great to hear you're happy with the speed of our service. We look forward to receiving your next claim.

BHSF

Rated 5 out of 5 stars

Excellent service easy website to use…

Excellent service easy website to use Quick payment.

February 24, 2026
BHSF logo

Reply from BHSF

Hi Customer,

Thank you for your excellent 5* review.

It's great to hear you've found it both quick and easy to submit your claims. We hope we can be of assistance in the future.

BHSF

Rated 5 out of 5 stars

Straight forward claims process

Straight forward claims process, no need to mail in receipts, swift payment.

February 24, 2026
BHSF logo

Reply from BHSF

Hi My Liddiard,

Thank you for your lovely 5* review.

It's so great to hear you're happy with your recent experience with us. If you ever have any questions about your policy, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

I have been with the company for years…

I have been with the company for years and I’ve never had any problems using the service in fact it is so easy and quick to fill out your claim and send and you hear from them almost instantly great service I would highly recommend the service.

February 24, 2026
BHSF logo

Reply from BHSF

Hi Caroline,

Thank you for your excellent 5* rating and review.

We're glad to hear you continue to be happy with your experience with us. We hope to be of service for many years to come.

BHSF

Rated 5 out of 5 stars

Excellent service

Excellent service, as always

February 24, 2026
BHSF logo

Reply from BHSF

Hi Steve,

Thank you for your wonderful 5* review.

It's great to hear you're happy with your recent experience. We hope we can be of service again in the future.

BHSF

Rated 5 out of 5 stars

Excellent service

Excellent service

February 24, 2026
BHSF logo

Reply from BHSF

Hi Samantha,

Thank you for your excellent 5* review.

We're so glad to hear you're happy with our service. If you ever have any questions about your policy, or need any assistance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Neil from BHSF resolved my issue…

Neil from BHSF resolved my issue promptly yesterday.

March 5, 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Dave,

Thank you for your wonderful 5* review.

It's great to hear you're happy with the service provided by our Helpdesk team. We'll be sure to pass along your lovely feedback to Neil and his manager. We hope we can be of assistance again in the future.

BHSF

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