BHSF Reviews 8,212

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, politeness, and efficiency in handling inquiries and claims. Many people highlight the excellent service, noting the ease and speed with which claims are processed and payments are made. The prompt response times to emails and calls are frequently mentioned, contributing to a stress-free experience for consumers. However, some people were dissatisfied with the claims process, mentioning rejections for reasons they found unclear or inconsistent with past approvals. A few other people also felt that the service had declined, with some experiencing difficulties with online claims or long waits for appointments, and a minority expressed frustration with what they perceived as excessive requirements for claims.

What people talk about most

Claim

Consumers find claim to be positive. Many reviewers praise the quick and efficient processing of claims, with... See more

Service

Reviewers mention positive feedback about service. Many customers describe the service as fantastic,... See more

Staff

People report positive experiences with staff, consistently praising their helpfulness and efficiency.... See more

Response time

Clients share positive opinions on response times. Many reviewers highlight the quick and efficient... See more

Payment

Reviewers highlight positive aspects of payment. Customers consistently praise the quick and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was seeing a message saying I could not make a dental claim. The first advisor I spoke with suggested trying again, which I did & still the same. I rang again & spoke with Manreece Grewal who was ve... See more

Company replied

Rated 5 out of 5 stars

I had several email attempts to contact BHSF to help me register and start processing my claim. Eventually I got a reply from Neil Ryder a Helpdesk Assistant. He couldn't have been more hel... See more

Company replied

Rated 5 out of 5 stars

I had trouble doing my claim online so called helpdesk. Spoke to a professional, polite advisor Neil Ryder. He explained exactly what the issue was. Neil advised due to an update on my policy I had... See more

Company replied

Rated 5 out of 5 stars

Having just retired from NHS after 32 years service was unsure my cover with Bhsf would continue . However I was made aware of their corporate retirement plan . I rang and spoke with Neil who quickly... See more

Company replied


Company details

  1. Health Insurance Agency
  2. Mental Health Service

Written by the company

BHSF provide affordable health insurance for individuals, employees and intermediaries. Employee health and wellbeing benefits and HR support services

Over 150 years of putting people first. Affordable health cash plans and wellbeing solutions for businesses and individuals

Written by the company

Introducing our new Health & Wellbeing Plan for employees
Provide your employees with convenient digital, preventative care and valuable health plan benefits. Our business health plan offers easy, digital access to essential services like dental, optical, physiotherapy, and skin cancer screening, along with financial support for routine healthcare costs.

Contact info

4.8

Excellent

TrustScore 5 out of 5

8K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

Quick, efficient service

Easy to complete online claim form and very quick service. Thanks BHSF!

February 24, 2026
BHSF logo

Reply from BHSF

Hi Customer,

Thank you for your excellent 5* review.

We're delighted to hear you're happy with the ease and speed of our service. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Super efficient

Super efficient, easy to use

February 24, 2026
BHSF logo

Reply from BHSF

Hi Susan,

Thank you for your excellent 5* review.

It's great to hear you're so happy with the ease and efficiency of our service. We hope we can be of assistance in the future.

BHSF

Rated 1 out of 5 stars

Abysmal Service if you could Call it That.

Called in the morning and got Appointment at nearly 21:00, spoke to the 'doctor' who wanted more pictures than David Attenbouragh, I have tonsillitis not a telescope, I've had it many times, "go see your GP" said the impatient cold doctor, if I was able to do that I wouldn't be waiting all day for a phone call, why not ask to do a video call instead.

March 3, 2026
Unprompted review
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Reply from BHSF

Hi William,

Thank you for taking the time to leave us a review, but it sounds like you may have left a review on the wrong companies Trustpilot page, as the services you're describing do not sound like anything we offer.

We do wish you all the best for your treatment though, and hope you feel better soon.

BHSF

Rated 5 out of 5 stars

PAL is an excellent communicator

PAL is an excellent communicator who helped me through a difficult process with great skill, confidence and most importantly- genuine concern. I have been a member of BHSF for decades and Pal demonstrates those excellent skills that makes customers such as me remaining loyal to your service. Thank You Pal.

March 2, 2026
Unprompted review
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Reply from BHSF

Hi Colin,

Thank you for your lovely 5* review.

We're so glad to hear you're happy with your recent interactions with our Helpdesk team. We'll be sure to pass along your kind words to Pal and her manager. We hope we can be of service again in the future.

BHSF

Rated 5 out of 5 stars

Jacquie Gosling was incredibly helpful…

Jacquie Gosling was incredibly helpful today. She made everything very clear and understandable and couldn’t have been more helpful with very useful information.
Thank you Jacquie.

March 3, 2026
Unprompted review
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Reply from BHSF

Hi Jane,

Thank you for your lovely 5* review.

We're delighted to hear you're so happy with your recent experience with our Helpdesk team. We'll be sure to pass along your kind words to Jacqueline and her manager. If you have any further queries, or need any guidance, please do get in touch.

BHSF

Rated 5 out of 5 stars

Claimed online

Claimed online, payment within a week.

February 24, 2026
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Reply from BHSF

Hi Sandra,

Thank you for your fantastic 5* review.

We're so glad to hear you're happy with the speed of our service. We look forward to receiving your next claim.

BHSF

Rated 5 out of 5 stars

Excellent service & great price

Excellent service, quick to service claims etc

February 24, 2026
BHSF logo

Reply from BHSF

Hi Julie,

Thank you for your amazing 5* review.

We're so glad to hear you're not only happy with our service, but with the overall value of your policy. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Easy to use and quick to reimburse

Easy to use and quick to reimburse

February 24, 2026
BHSF logo

Reply from BHSF

Hi Customer,

Thank you for your excellent 5* review.

We're glad to hear you're happy with the speed and ease of our service. We hope to be of service again soon.

BHSF

Rated 5 out of 5 stars

Great value for money.

BHSF is an honest and reliable way of having Health Insurance. Great value for money.

February 24, 2026
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Reply from BHSF

Hi Margi,

Thank you for your fantastic 5* review.

It's great to hear you're happy with your experience with us. We hope we can be of assistance in the future.

BHSF

Rated 5 out of 5 stars

Very fast paying claims

Very fast paying claims

February 24, 2026
BHSF logo

Reply from BHSF

Hi Dave,

Thank you for your wonderful 5* review.

We're glad to hear you're happy with the speed of our service. We hope we can be of assistance in the future.

BHSF

Rated 5 out of 5 stars

Quick system

Quick system, effortless process, very quick payment response.

February 24, 2026
BHSF logo

Reply from BHSF

Hi Darran,

Thank you for your excellent 5* review.

It's great to hear you're happy with the speed and efficiency of our service. We hope we can be of service again soon.

BHSF

Rated 5 out of 5 stars

Great service

Great service , I have been with bhsf for years never had any issues.

February 24, 2026
BHSF logo

Reply from BHSF

Hi Customer,

Thank you for your wonderful review and 5* rating.

We're so glad to hear you're happy with your overall experience with us here at BHSF. We hope to be of service for many years to come.

BHSF

Rated 5 out of 5 stars

Easy and straightforward

Easy and straightforward to claim and very speedy receiving credit to bank account

February 24, 2026
BHSF logo

Reply from BHSF

Hi Jill,

Thank you for your lovely 5* review.

We're glad to hear you're happy with the ease and simplicity of our claims process. We look forward to receiving your next claim.

BHSF

Rated 4 out of 5 stars

First time processing on line claim and…

First time processing on line claim and mine was declined. I contacted BHSF and went through what went wrong. The staff are so helpful for which I say thank you

February 24, 2026
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Reply from BHSF

Hi Sue,

Thank you for your excellent 4* review.

We're glad to hear our Helpdesk team were able to assist with your query. If you have any further questions, or need any guidance, please do get in touch.

BHSF

Rated 5 out of 5 stars

Online system

The claims procedure using the online system is easy to use, basically intuitive.
The audit and payment routines are quick and painless.

February 24, 2026
BHSF logo

Reply from BHSF

Hi Martin,

Thank you for your wonderful 5* review.

We're glad to hear you're happy with your overall experience with us. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Very prompt claim

Very prompt claim

February 24, 2026
BHSF logo

Reply from BHSF

Hi Customer,

Thank you for your excellent review and 5* rating.

It's great to hear you're happy with the speed of our service. We look forward to receiving your next claim.

BHSF

Rated 5 out of 5 stars

Helpful and efficient

Claims processed quickly and efficiently. When contacted, very helpful with suggestions. Always pleasant. Good communication

February 24, 2026
BHSF logo

Reply from BHSF

Hi Maglyn,

Thank you for your excellent 5* review.

We're so glad to hear you're happy with your overall experience with us. We hope to be of service again in the future.

BHSF

Rated 5 out of 5 stars

Great service and product always there…

Great service and product always there when I need them.

February 24, 2026
BHSF logo

Reply from BHSF

Hi Keith,

Thank you for your fantastic 5* review.

We're glad to hear you're happy with your overall experience with us. We hope we can be of service again in the future.

BHSF

Rated 4 out of 5 stars

An easy claims process

Submitting the claims is easy and straightforward and processed very promptly.

February 24, 2026
BHSF logo

Reply from BHSF

Hi Derek,

Thank you for your excellent 4* review.

It's great to hear you're happy with the ease and simplicity of submitting your claims. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

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