Budgetdirect Reviews 

1,175
TrustScore 3 out of 5

3.2

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Review summary

Created with AI, based on recent reviews

Considering 616 reviews, most reviewers were somewhat happy with their experience overall. Consumers often note that the pricing is competitive, and some find the process of obtaining coverage, like for a new car, to be straightforward and hassle-free. Many people appreciate the supportive attitude of the staff and the assistance received during the initial setup of their policies. However, some customers also noted frequent issues regarding claim handling, with experiences including claims being rejected or retracted. Other reviewers mentioned concerns about the service being slow, difficulty reaching support staff, or encountering questioning about coverage, such as regard to pet ailments. A few people also felt that price increases or unexpected fees were issues, and expressed concerns about the company's approach to claims.

What people talk about most

Price

Customers consistently note ambiguous experiences with price, as opinions on the cost are heavily divided.... See more

Service

People report ambiguous experiences with service, as consumer feedback is heavily divided regarding support... See more

Claim

Consumers find claim experiences to be frustrating and negative. Reviewers consistently report that valid... See more

Customer service

Customers had ambiguous experiences with customer_service, reflecting a wide range of differing opinions.... See more

Staff

Clients share ambiguous opinions on staff, with some reviewers praising friendly and patient representatives... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The process was well handled, except for the reading of the conditions. I understand these have to be read and agreed to, but the staff member spoke rapidly, without pause, then asked if I agreed. Cer... See more

Rated 4 out of 5 stars

I was an existing customer with exactly the same cover, but my premium had gone up considerably. I received an online quote more than $500 cheaper... with yourselves...but instead of simply honouring... See more

Rated 2 out of 5 stars

Minor damage from storm. $4000 area. First claim in 50 years. Slow to inspect damage. Slow to affect repairs (but good job) Dunno if slow is correct re payment cos the damage was affected just af... See more

Rated 5 out of 5 stars

I have been driving for over 35 years never been as happy with insurance provider as much as the last couple of years with the staff,service, price and support at budget direct insurance. Thanks... See more


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3.2

Average

TrustScore 3 out of 5

1K reviews

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3.2

All reviews

(1,175)

679 reviews in the last 12 months

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Rated 1 out of 5 stars

Waist of time

I tried to get a quote for contents insurance, I have a good income and a good insurance history. I filled in the form for a quote and it came back saying they would not insure me and did not give a reason why.

May 30, 2026
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Rated 5 out of 5 stars

Very good understanding of my problem

Very good understanding of my problem, though a little hard to find direct phone number. However, after getting thru, smooth sailing after that. Customer service 10/10 and what they promised actually happened. Nothing to complain about !!

May 14, 2026
Unprompted review
Rated 1 out of 5 stars

An absolute disgrace!!

An absolute disgrace!!! Great price for first year then insane amount up afterwards. Hit a family members vehicle and they denied the claim as was from same household. So if you scraped your wives car accidentally coming out of the driveway, your denied insurance!!!! Insane.

May 27, 2026
Unprompted review
Rated 2 out of 5 stars

Every year price goes up

Every year, it keeps going up in price never claimed never had an accident yet no rewards for this, the roadside assistance is a joke, so much fine print and terrible service, better off with the nrma.

May 26, 2026
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Rated 1 out of 5 stars

Comprehensive with included roadside…

Comprehensive with included roadside assistance is trash. It isn't actually assistance because they don't hire mechanics, they pay tow trucks and even then they refuse to cover anything over 50km. I was 78km away and Budget direct wanted an additional $780. That's half the cost of my policy! It was a mistake to assume that this company can be trusted.

May 22, 2026
Unprompted review
Rated 2 out of 5 stars

Budget Direct prides themselves to be…

Budget Direct prides themselves to be the best value but they do charge extra for paying monthly.
Shannons Insurance dont.
Maybe if Budget Direct spent less money on television advertising, they could afford not to penalise customers financially for paying monthly. 🤔

May 22, 2026
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Rated 1 out of 5 stars

I just got off the phone with Budget… guess what !!!!!

I just got off the phone with Budget Direct, surprise surprise I had a landlords policy that cover me for Tsunami, earthquakes (such regular occurrences in Clayton South in Vic ) however I have just had a tenant vandalize my property but that's not covered nor is accidental damage or tenant default or malicious damage by the tenant or visitors.
I sit and watch your commercial which says you have paid out 1.5 billion dollars(what a laugh)
Never ever again will I let Budget take me for a $702.36 dollar ride .

May 21, 2026
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Rated 1 out of 5 stars

$2500 I paid for the year

$2500 I paid for the year, accidental breakage included. One of my windows got smashed and the guy told me unless I pay them $1000 they won't cover it. Make sure you can include the the excess in the claim alliance do.

May 20, 2026
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Rated 1 out of 5 stars

My experience with Budget Direct… horrible and never again

My experience with Budget Direct throughout these claims has been extremely disappointing and unnecessarily stressful.

I have repeatedly been told to “call back later” because the team operates as an inbound call centre, rather than having anyone take ownership of my claim and follow matters through to resolution. There has been a significant lack of communication, with no proactive updates regarding approvals, claim progress, repair arrangements, or hire car entitlements.

My vehicle was initially directed to one repairer, only for that repairer to organise for the car to be towed to a completely different repairer because they could not complete the work. Despite this, I was then made to feel as though it was somehow my responsibility that the vehicle had not been driven, while at the same time being advised my hire car entitlement was about to expire, and that Budget Direct had only just approved the repairs, after my car sitting with the repairer for 2+ weeks.

I have also been attempting for over a week to have my vehicle booked with my existing repairer. Despite multiple phone calls and being told manager approval was pending, nothing has been actioned and no one has provided any meaningful follow-up or timeframe.

To make matters worse, I previously had claims that reportedly were never properly lodged due to “system glitches,” requiring me to go through the entire process again. As a customer, this has left me feeling completely unsupported and exhausted by what should have been a straightforward claims process.

Overall, the handling of my claims has lacked communication, accountability, efficiency, and customer care. I have spent an unreasonable amount of time chasing updates, repeating information to different departments, and trying to resolve issues that should have been managed internally by Budget Direct.

I genuinely cannot express how frustrating and disappointing my dealings with Budget Direct have been throughout this process.

May 19, 2026
Unprompted review

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